Anthony started his business to reach out to his community through fitness and martial arts training. Two small business loans from Opportunity Fund are helping Antdawg’s MMA grow and reach more people in Gilroy.

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.

Anthony Figueroa started his business to reach out to his community through fitness and martial arts training. Two small business loans from Opportunity Fund are helping Antdawg’s MMA grow and reach more people in Gilroy.

Founded on Family Values

Anthony Figueroa started Antdawg’s MMA Training Center in Gilroy in 2009. Anthony’s business is very personal to him. He founded his mixed martial arts fitness center after a career as a mixed martial arts fighter with the goal to provide a positive, safe place for the youth in his hometown.

“Growing up was tough for me,” Anthony said. “The kids around here needed somewhere to go. I never had a place like that.”

Antdawg’s MMA provides martial arts training for kids and adults. The programs emphasize physical fitness for the whole family, with a focus on helping kids reach their goals through training.

Anthony built his business to help families get in shape and grow stronger together. His work ethic is shaped by a lifelong passion for training and martial arts, and his business model is based on the strong bonds within his own family.

“My whole family helps me run the gym,” he said. “My sons teach here. They’re 18 and 14. It’s taught them a lot about being responsible, respectful, and becoming good leaders by example. My business is making a full circle for us. It’s a blessing.”

Anthony had everything he needed for success: support from his family, a hardworking staff, and a 2,000 square foot facility. As the business grew, he needed a small business loan to keep up.

A Winning Combination

Antdawg’s MMA had to move to larger buildings in Gilroy twice in the last nine years to accommodate their growing list of customers. Anthony needed to purchase gym equipment to flesh out the new spaces. He chose Opportunity Fund over other lending options.

“Opportunity Fund made the most sense,” he said. “Other lenders require a lot of business owners that don’t have the best credit. They make it tougher. Opportunity Fund made it easy.”

Our loan consultant Laly Velazquez closed a $17,000 loan for Antdawg’s MMA in July 2015. The working capital helped Anthony get the equipment he needed. He liked working with us so much that he returned for a second loan of $22,000 one year later.

“The loans helped me add new programs,” he said. “Now I can add more value for our customers. In return, it helps me grow my business.”

Anthony Figueroa - MMA Antdawgs

Anthony helps kids in his community grow through discipline and exercise (photo courtesy of Christian Peacock)

Anthony always has his eye on the next step for Antdawg’s MMA. His plans include adding a mixture of activities for kids like birthday parties on the weekends plus adult activities like cardio programs and parents night out.

We’re proud to support positive forces in the community like Anthony and we’re happy to watch his family-owned and operated business flourish.

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.

Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

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Vladimir and Jim started their business partnership when they took over Alan Desk Business Interiors in Los Angeles. Despite working together at Alan Desk for years, they had trouble finding business loans as new business owners. Opportunity Fund’s partnership with Lending Club helped them get their showroom ready for new customers.

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.

Vladimir and Jim started their business partnership when they took over Alan Desk Business Interiors in Los Angeles. Despite working together at Alan Desk for years, they had trouble finding business loans as new business owners. Opportunity Fund’s partnership with Lending Club helped them get their showroom ready for new customers.

A New Business Partnership

Vladimir Alvarez and Jim Meltzer worked together for years at Alan Desk Business Interiors in Los Angeles. They made their dream of business ownership a reality when they took over the formerly family owned business in 2016.

Alan Desk Business Interiors provides design for commercial office spaces by supplying office furniture and designs to their clients. Vladimir and Jim serve as the only employees at Alan Desk, and their connections within the Los Angeles community have landed them several high profile clients like Magic Johnson and the Jimmy Kimmel Show.

Alan Desk - Jim

Jim is the creative and design brain of Alan Desk (photo courtesy of Michael Microulis)


The dynamic duo covers all the functions of the business. Vladimir handles accounting, marketing, and purchasing while Jim is the creative brain and buyer behind the interior design.

Late in 2017, Alan Desk opened a new 1,700 square foot showroom in Los Angeles. Vladimir and Jim needed a small business loan to help them renovate and stock the showroom. Although Alan Desk has been around since 1941, Vladimir and Jim’s new partnership meant starting over.

“We tried the major banks but because we are considered a new business with only a two year history, we were not approved,” Vladimir said. They needed a small business lending solution that recognized their experience and potential.

New Paths to Success

Vladimir and Jim came to Opportunity Fund through our partnership with Lending Club. Our business loan advisor Rexie Dumagan helped close a $40,000 loan in October 2017 to help Alan Desk purchase the floor samples they needed to best serve their clients.

“We’re in a high profile design area here in Los Angeles,” Jim said. “We’re working to get this showroom established so we can start growing our business.”

Alan Desk - Vladimir

Vladimir works on business operations at Alan Desk (photo courtesy of Michael Microulis)

Vladimir and Jim were determined to get the funds they needed to establish their new business together. Opportunity Fund was the right fit based on our customer service and fair pricing.

“Rexie was very helpful,” Vladimir said. “He provided the terms and helped us through the entire process. I talked with other lenders but their interest rates were through the roof.”

Vladimir and Jim are looking to the future of Alan Desk as co-owners. “The next step is growing this space,” Jim said. “We want to work with Opportunity Fund again when we start to expand.”

We’re proud to support hard working entrepreneurs who are determined to make their dreams come true like Vladimir and Jim.

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

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Access to small business resources and advice can make a major difference for your business. The key to getting started on the right path is knowing where to look for the tools and help you need. Spanish speaking small business owners have options among several organizations around California that provide tailor-made services and all are free to join. 

Each month, we’re sharing and promoting free or affordable tools that help small business owners run their businesses better. Here are five of the best resource centers for Spanish speaking small business owners.

Access to small business resources and advice can make a major difference for your business. The key to getting started on the right path is knowing where to look for the tools and help you need. Spanish speaking small business owners have options among several organizations around California that provide tailor-made services and all are free to join.

English speaking entrepreneurs can help support Spanish speaking business owners in their communities by promoting and sharing these bilingual organizations. Each organization listed below offers full service small business resources in both English and Spanish.

SBDC East Los Angeles Initiative

How much it costs: Free to join | No cost one-on-one consulting services | Free and low-cost workshops and webinars

What it does: Like the other Small Business Development Centers around the state and the U.S., the SBDC East L.A. Initiative supports local small business owners by providing no cost assistance in business planning, management, marketing, sales, procurement, and strategic planning as well as access to financing.

SBDC East L.A. hosts free and low cost in-person and online workshops and seminars throughout the month to give small business owners hands-on experience with key business ownership skills like business plans, taxes, legal, and more. The East L.A. Initiative also offers several workshops in Spanish each month.

Join them for new client orientations every month and learn how the SBDC can help your small business grow. If you’re not in the Los Angeles area, click here to find the SBDC near you. Many centers in California offer bilingual English/Spanish services!

Renaissance Entrepreneurship Center

How much it costs: Free to join | No cost consulting services for women entrepreneurs | Free and low-cost workshops and webinars with scholarships and financial assistance available

What it does: The Renaissance Entrepreneurship Center helps women and minority small business owners start and grow their businesses with specialized programs based on the needs of their clients. Their four locations in the San Francisco Bay Area—two in San Francisco, one in East Palo Alto, one in Richmond—offer a variety of services for small business owners like a business incubator, monthly networking meetups, and workshops and seminars with many programs geared specifically for women small business owners.

The Richmond location offers Renaissance Center’s bilingual English/Spanish programs. The organization also features financial assistance and scholarships to help all business owners afford the help they need to succeed.

La Cocina

How much it costs: No cost orientation and office hours for incubator applicants

What it does: La Cocina’s incubator kitchen in San Francisco has launched some of the Bay Area’s most exciting food microbusinesses, including Opportunity Funded Onigilly and Alicia’s Tamales Los Mayas.

The program provides a year long business incubator program for qualified applicants that features technical assistance to establish to launch their business and kitchen space to develop their business skills. Upon graduation from the program, incubator candidates will have mastered the entrepreneurial skills necessary to continue business development on their own. Orientation and office hours to prepare for the incubator’s application are free.

La Cocina specifically serves low-income microbusiness entrepreneurs with less than 5 employees and $35,000 in assets. The program has a focus on helping women and people of color launch their food-based businesses and all services are available in both English and Spanish.

Get in Motion

How much it costs: Free to join | Free and low-cost workshops and webinars

What it does: Get in Motion’s focus is helping Latino small business owners in the Inland Empire with free and low cost business consulting and events. Through a mix of low-cost events—in person, webinars, and videos—Get in Motion provides the help small business owners need to get ahead.

Get in Motion also features seminars and programs for women small business owners and is a great place to start for Latino business owners in the Inland Empire, whether they’re a startup or looking to get to the next phase of their growth.

Get in Motion’s website is available in both English and Spanish, with many events available primarily in Spanish. Contact Get in Motion for more information.

El Pájaro CDC

How much it costs: Free to join | Low-cost consulting services | Free and low-cost workshops

What it does: El Pájaro CDC supports microbusiness entrepreneurs in Santa Cruz, San Benito, and Monterey counties. The organization focuses on small business owners with access to limited resources by providing business consulting, training, incubuation, and consulting services in English and Spanish.

El Pájaro CDC offers some industry specific programs for microbusiness entrepreneurs like a commercial kitchen incubator and child care. One of our most successful borrowers got started on her road to success with El Pájaro CDC: Aurora Garibay of Bridal & Tuxedo World.

Keep up with El Pájaro CDC’s schedule of events on their Eventbrite page.


We’re always looking for the best affordable online resources including tools to promote to small business owners like you. If you have a tool you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook  and Twitter

Adolfo is a champion horse trainer and western wear retail entrepreneur. When he needed to increase inventory for his store in Oakley, Calif., Opportunity Fund was there to help with a small business loan. Two Amigos Western Wear has become one of our most successful repeat borrowers with eight loans.

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.  Adolfo is a champion horse trainer and western wear retail entrepreneur. When he needed to increase inventory for his store in Oakley, Calif., Opportunity Fund was there to help with a small business loan. Two Amigos Western Wear has become one of our most successful repeat borrowers with eight loans.

Riding Toward Success

Adolfo Ortiz started Two Amigos Western Wear in 2006. Shortly after moving to Oakley, a small Northern California town on the edge of Central Valley farmland, Adolfo saw the need for a store catering to local farmers, ranchers, and cowboys.

Adolfo has been a self-starter his whole life, from the time he came to the U.S. from Mexico to find work at 14, to his other passion: training horses. As a state champion horse trainer, Adolfo knows what his fellow riders and ranchers need to stay in style and competition. It was an easy fit for him to transition from 20-plus years in the restaurant business to a retail entrepreneur.

“I race quarter horses at California fairs,” he said. “Every time we needed something, like riding boots, nice hats, outfits for riding, or accessories, there were no places to shop around here.”

Two Amigos Western Wear has grown to a one stop shop with riding gear such as saddles, hats, boots, livestock feed, and horse care supplies. “It makes me happy when my customers walk in and say, ‘Look at how much inventory you have! This is a beautiful store’,” Adolfo said.

Opportunity Fund Keeps Two Amigos Western Wear in the Race

Adolfo started working with Opportunity Fund as his small business lender in August 2013. His first loan of $47,000 helped keep inventory fresh. Since then, Two Amigos Western Wear has become a 7-time repeat borrower with loans of $40,000 each time.

Opportunity Fund small business officer Shanna McClearn recently approved the latest loan for Two Amigos Western Wear in October 2017. The new loan is helping Two Amigos Western Wear purchase stock for the upcoming holiday shopping rush.

Adolfo Ortiz - Two Amigos Western Wear

Adolfo is able to keep his store stocked with the best inventory for his customers thanks to our small business loans (photo courtesy of Christian Peacock)

“Since working with Opportunity Fund, my cash flow has improved so much,” he said. “The loans give me the push to do more things with my business. The money is right there within 2 to 3 days.”

The success of his store allows Adolfo to reach out to his community and apply his expertise in horses and retail to help others. “People come to me when they need anything,” he said. “I help them fill out paperwork to buy horses, or provide items for giveaways and fundraisers. Anything they need, like hats or boots, I tell them to come in and pick it out.”

Two Amigos Western Wear has grown so much that Adolfo had to add more staff. He’s also looking to open a second location in the next year. We’ll be there to help with another round of fast, easy-to-get, and affordable funding.

We’re happy to help Adolfo get the working capital he needs to keep up in the race for success, and we’re pleased to see his business grow.

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator,for our commitment to accountability and transparency.

Follow us on Facebook and Twitter

Javier Rodriguez needed a small business loan to improve his Colombian restaurant in San Diego. Thanks to a small business loan from Opportunity Fund, Javier was able to buy inventory from Colombia and new equipment for Antojitos Colombianos.

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.  Read about Javier Rodriguez of Antojitos Colombianos in San Diego. Opportunity Fund helped Javier get the loan he needed to buy inventory from Colombia and new equipment for his Colombian restaurant.

Serving Up Success

Javier Rodriguez opened the first Colombian restaurant in San Diego in 2011. Six years later, Antojitos Colombianos has grown into an essential neighborhood spot for authentic Colombian food and good times with friends.

Javier came to the United States from Colombia to study business. After studying at San Diego City College, he worked in the hospitality and restaurant management industry for over two decades. Before long, he followed through with his dream to start his own business.

“I didn’t want to work for someone else,” he said. “I wanted time for my family and to set my own schedule.”

Family is a big part of Javier’s life, both at home and the restaurant. Antojitos Colombianos staff is mostly family members, from Javier’s wife and kids to cousins and nephews. “I’m thankful for my business,” he said. “We can pay the bills and rent, and we can put some money aside to travel to Colombia.”

With 20 years of success in the industry and two Small Business of the Year awards from California State Assemblymember Lorena Gonzalez, Javier is no stranger to success. He found he needed a little help to keep Antojitos Colombianos on top for his customers. “I needed to buy merchandise from Colombia, which is very expensive,” he said. “I needed new equipment too.”

Helping Entrepreneurs Engage Their Communities

Javier followed a tip from a friend and fellow business owner about Opportunity Fund. When Javier met loan officer Byron Escobar, he knew it was the right connection.

“Byron came to my house to help me get started with the loan process,” Javier said. “The money was in my bank account 72 hours after I signed the application.”

Javier and Byron - Antojitos Colombianos

Javier works with Byron to improve his business and to reach out to entrepreneurs in his neighborhood (photo courtesy of Heimo Schmidt)


Byron helped close the $10,000 loan in September 2016. The fast, easy-to-get, and affordable capital made a difference in Javier’s business right away. The regulars from the Imperial Avenue neighborhood mix with customers from the nearby military base to create a fun atmosphere with live music and delicious food.

Javier is grateful for the connection to Opportunity Fund, not just for the working capital but also to build a relationship with a lender that understands his needs.

“I tried other lenders,” he said. “There were so many requirements. Unfortunately I didn’t meet some of them.”

See how we’re helping Javier grow his business in this video:


Javier gives back to the small business community by hosting meetings at his restaurant for local entrepreneurs to meet Byron and get answers to their questions about financing.

We’re proud to support outstanding small business owners like Javier and we’re glad to assist him with building a network for local entrepreneurs.

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. In fiscal year ‘16, we made $60M in loans to help more than 2,200 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

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When Eric Torres landed Florida Medical Clinic as a client for his Tampa-based marketing agency Brandiversity, he wanted to add capacity by hiring additional staff to service the large healthcare company. With a loan from Opportunity Fund/Lending Club, Torres quickly ramped up by hiring 2.5 new employees, and opening a two-person office in Orlando.  

It’s all about timing. Helping small businesses gain access capital when it’s time to grow. That’s what our expanding partnership with Lending Club is now doing in states across the U.S.

As the nation’s leading nonprofit small business lender, we partnered with Lending Club, the world’s largest online credit marketplace, to serve many more small business owners looking for a responsible and responsive source of capital when it’s the right time for their businesses to grow. Through this partnership, Lending Club brings its best-in-class platform designed to attract and serve online borrowers and Opportunity Fund brings our expertise serving small business owners and entrepreneurs, offering responsible loans along with advice and support.

Responsive Lending for Business Owners

When Eric Torres, principal at Tampa-based Brandiversity – a full service advertising and marketing agency in Florida’s Tri-Counties area – landed Florida Medical Clinic as a client, he wanted to add capacity by hiring additional staff to service the large healthcare company. With a loan from Opportunity Fund/Lending Club, Torres quickly ramped up by hiring 2.5 new employees, and opening a two-person office in Orlando.

“I launched Brandiversity in 2016 because increasingly I saw that my clients here in Florida needed help reaching diverse populations with their marketing platforms. We help our clients navigate global opportunities and tailor campaigns and outreach with great results,” said Torres, who has years of experience in advertising and marketing.

With clients in the robust service industries that fuel Florida’s economy, business owners like Torres are often faced with proverbial “chicken or egg” decisions. When opportunities arise to grow their business, they need access to capital from lenders who have a track record for responsible, responsive lending.

“Working with entrepreneurs when they have an opportunity to grow their businesses is rewarding,” added Miguel Cerda, the Opportunity Fund Loan Advisor who worked with Eric Torres. “In many cases, borrowers are seeking capital to hire more employees. Our investment has a multiplier effect in local communities.”

According to the U.S. Census Bureau, Florida’s small businesses employed 3.1 million people, or 43.2% of the private workforce in 2013. Those businesses make up 98.9 percent of all employers in the state. Opportunity Fund’s expansion in partnership with Lending Club allows us to respond to the growing needs of entrepreneurs in states like Florida, where economic opportunity directly translates to economic development.

“My experience with Opportunity Fund was very positive,” Torres added. “The application and funding process was simple and I had the capital I needed to respond quickly to a new client opportunity.”

By 2020 Opportunity Fund plans to invest $400 million in over 10,000 small businesses nationwide.

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. In fiscal year ‘16, we made $60M in loans to help more than 2,200 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

Follow us on Facebook and Twitter

Jimmy is working to expand his Mexican food franchise in Santa Clara County. Iguana’s is set to open in its fifth location in South San Jose thanks to a small business loan from Opportunity Fund.

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.  Read about Jimmy Orozco of Iguana’s Burritozilla in San Jose. Jimmy is working to expand his Mexican food franchise in Santa Clara County. Thanks to a small business loan from Opportunity Fund, Iguana’s is set to open in its fifth location in South San Jose.

Made in San Jose

Iguana’s Burritozilla has been a part of the San Jose business landscape since 1994. Current CEO Jimmy Orozco started working in his uncle’s restaurant, the flagship location in downtown San Jose, when he was in high school. Since the beginning, Iguana’s has been a family owned and operated business, with Jimmy’s siblings and cousins all working together as co-owners of the franchise with four locations in Santa Clara County.

The Orozco family has built Iguana’s into a famous brand, with appearances on Travel Channel and Food Network programs. They also invest in the community by hiring staff from the neighborhoods where they open new stores and funding deejays for local high school dances.

Iguana’s success has always come from within, with Jimmy and the rest of the family bringing a “do it yourself” spirit to work every day. When Jimmy started thinking about small business financing to help open a new location in South San Jose, he needed a solution that worked for his business.

“We were turned down by a bunch of lenders,” Jimmy said. “None of them really seemed to understand the growth of our business.”

Jimmy found Opportunity Fund through the Stanford Latino Entrepreneurship Initiative, a research program at the Stanford University Graduate School of Business that explores and expands knowledge of the Latino entrepreneurship segment in California’s economy through research, knowledge dissemination, and facilitated collaboration. Opportunity Fund plus Iguana’s turned out to be the perfect recipe for success.

Big Burritos Equal Big Business

Opportunity Fund business development officer Shanna McClearn started working with Jimmy to get the funding he needed to open the new location. The $250,000 loan we closed in February 2017 made a major difference for Iguana’s.

“Without Opportunity Fund, we would probably be doing the same thing but with a little more strain on the company,” Jimmy said of their expansion. “Now we don’t have to worry so much, because the capital is there.”

Shanna’s guidance throughout the loan process was also a huge help. “Working with Shanna was refreshing and surprising, and unexpected,” Jimmy said. “She took the time to understand our business. She gets the entire picture of what we’re doing. The communication was easy and quick.”

Jimmy and Shanna - Iguana's

Jimmy and Shanna closed their deal with a handshake and an invitation to lunch (photo courtesy of Heimo Schmidt)

The new location is fast tracked for a spring grand opening, with more locations to come. Jimmy is focused on his hometown community as always, but he’s also looking to expand to locations outside Santa Clara County in the future.

“We serve college students, high school kids, local business people, locals, you name it,” Jimmy said. “Anybody who wants good food in a fun environment is welcome here.”

We’re proud to support successful local entrepreneurs like Jimmy and honored to serve family-owned small businesses. We’re especially looking forward to grabbing a taco at Iguana’s new location.

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. Last fiscal year, we made $60M in loans to help more than 2,200 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

Follow us on Facebook and Twitter

Jesus built his e-waste recycling business with 20 years of experience in the field. Thanks to a small business loan from Opportunity Fund, he’s ready to expand his business.

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.  This week, read about Jesus Gonzalez of JFG Electronics Recycling in San Jose. Jesus built his e-waste recycling business with 20 years of experience in the field. Thanks to a small business loan from Opportunity Fund, he’s ready to expand his business.

An Energized Business

Jesus Gonzalez started JFG Electronics Recycling in San Jose in 2010, after nearly 20 years in the e-waste recycling business. He used his expertise in the field and his connections in the recycling industry to get higher payouts, which has helped him build a solid customer base in the South Bay Area.

JFG Electronics Recycling buys and collects old components and electronics parts from residential and commercial customers for recycling and resale. They primarily work with people who pick up e-waste and other materials like scrap metal around residential areas, including undocumented workers. “I prefer to pay cash,” Jesus said. “It’s the best way to pay my clients.”

The business survived ups and downs in the market and a move to a larger facility outside of the downtown area. Jesus saw a need for business financing when his cash flow wasn’t as consistent as he needed, so he applied for a loan. His business banker at Bank of America couldn’t approve Jesus for a loan, but he did have a way to help the business.

He advised Jesus to call Opportunity Fund. Once Jesus had the phone number, he had the key to helping his business grow.

Future Expansion

Jesus started working with Opportunity Fund business development officer Shanna McClearn in January 2016. Shanna was able to get Jesus approved for a $20,000 loan. He cites the fast and easy process from loan application to funding as the main reason why he chose us over other lenders.

“I had the money in my account in about 20 days,” Jesus said. “I tried other lenders, but some said no. Others said to come back in a few months. Opportunity Fund said yes right away.”

JFG Recycling - Jesus Gonzalez

Our fast, easy-to-get, and affordable small business loans put a smile on Jesus’ face (Photo courtesy of Christian Peacock)

Jesus also appreciates the personal touch from Opportunity Fund, with Spanish-speaking loan funding specialists who are there to answer his questions and facilitate easy payments.

Now that Jesus has the working capital he needs, he’s looking toward the future of his company. Right now, he runs the business with his son and one other employee. Jesus wants to give his son more responsibility at JFG Recycling headquarters so he can go into the field and recruit more customers. He’s also looking to buy a truck to help expand his business.

“First I’m going to pay off my loan,” he said. “Then I can think of what to do next. I hope I can get a bigger loan so I can do more with my business.”

We’ll be there to help Jesus with our connection to easy-to-get, fast, and affordable business lending.

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. Last fiscal year, we made $60M in loans to help more than 2,200 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

Follow us on Facebook and Twitter

After successfully running his restaurant in the city’s Mission District for over a decade, Saul wanted to expand his business with a mobile food truck. Thanks to a loan from Opportunity Fund, El Gran Taco Loco is getting ready to serve great Mexican food around the Bay Area.

Our customers inspire us every day, and we want to share these stories so you get inspired too. This week, read about Saul Chavez of El Gran Taco Loco in San Francisco.  After successfully running his restaurant in the city’s Mission District for over a decade, Saul wanted to expand his business with a mobile food truck. Thanks to a loan from Opportunity Fund, El Gran Taco Loco is getting ready to serve great Mexican food around the Bay Area.

A Family Business

Saul Chavez has been working in the restaurant business most of his life. He became an entrepreneur 11 years ago when he bought a restaurant from his uncle, and has built that restaurant, El Gran Taco Loco, into a popular spot in the Mission District of San Francisco.

Business is always booming at El Gran Taco Loco, but Saul saw the potential to do more with his investment. He added catering services to the restaurant, which quickly became a huge hit. “After we had catered some big events, I started thinking about buying a food trailer,” he said.

Feeding a Dream

His dreams to get into the mobile food business connected him to Opportunity Fund. Saul reached out to Cal Central, a well-known mobile food vehicle manufacturer in Modesto, to purchase the food trailer he needed to expand his catering and mobile food services. The high startup costs of a mobile food business didn’t shake Saul’s determination.

“Food trailers are expensive,” he said. “The best way to get started is to finance part of the costs.”

Cal Central recommended Opportunity Fund as a financing option for Saul. Loan consultant Dulce Lomeli worked with Saul and Cal Central to secure the $49,000 loan he needed to complete the purchase of his food trailer.

“The whole thing was very efficient and fast,” he said. “Working with Dulce was easy. She helped me understand the loan requirements and which documents I needed to provide. I take good care of my credit score so that helped me get the loan. I give Opportunity Fund five stars.”

El Gran Taco Loco’s first mobile food venture is almost ready to hit the road. They’re still in catering mode for now, but Saul has been working on the operations permits for almost six months. “We should be up and running in a few weeks,” he said. “We want to operate in the San Leandro area. That’s my home. My family lives there, too. I want to bring my food to my town. I know my family and community will support my company.”

Saul hopes to buy a second food trailer to expand his business even more. We’re excited about El Gran Taco Loco’s delicious food, and we’re happy to help Saul’s family business reach more people around the Bay Area.

See how we helped Saul bring his handmade Mexican food to his community with a new food truck in our latest video success story:

We hope this story has inspired you. At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our homepage to find out more.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. Last year, we made $60M in loans to help more than 2,200 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

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Lia Hirtz started World Empanadas with a dream to make fresh, healthy food while working with her family. Opportunity Fund helped her buy a freezer unit and now World Empanadas is serving hungry people all around Burbank.

Our customers inspire us every day and we want to regularly share those stories to inspire you, too. This week, read about Lia Hirtz of World Empanadas in Burbank. Lia started her business with a dream to make fresh, healthy food while working with her family but faced major problems without a freezer and with mounting expenses from high interest merchant cash advance loans. Opportunity Fund helped Lia purchase a freezer unit and now World Empanadas is serving hungry people all around Burbank.

A Rapid Rise

A first-time entrepreneur at age 55, Lia Hirtz started World Empanadas in 2012 in in the back of a liquor store.  At first, it worked out with six months of free rent.  After they started growing and making over $16,000 a month, Lia saw the need to expand World Empanadas into their own space.

Growth was the biggest challenge for Lia and her family business.  Everyone loved their fresh, handmade food, but they needed a walk-in freezer to keep up with demand.

World Empanadas - Selection

World Empanadas serves fresh, healthy food for a wide range of tastes and dietary needs (Photo courtesy of ROF Industries)

“I really needed a freezer and I didn’t have the funds to buy it,” Lia said. “I knew we couldn’t grow without a place to store our empanadas. I was stuck.  I couldn’t sell any more.”

The Business Gets Cooking

Lia was facing more than just a freezer dilemma.  Her business was also tied up in aggressive merchant cash advance loans that helped finance their move into their new space and other improvements like installing a hood for the stove.  She had some capital thanks to personal loans from friends and family, but World Empanadas needed help to get the freezer unit that could make their business really take off.

Opportunity Fund loan consultant Robert Zapata connected with Lia and offered a $15,000 loan, which helped World Empanadas purchase the walk-in freezer unit.  Lia was overwhelmed with joy at the fast and easy loan process.

“I couldn’t believe it,” Lia said. “Within a few weeks Robert called me and told me I could pick up our check. It was just like that.”

Lia and her freezer

Opportunity Fund helped Lia purchase a freezer unit for her business. Now she can make more empanadas and expand her business (photo courtesy of ROF Industries)

Thanks to the improvements in their new space, World Empanadas makes about $60,000 a month in sales. Lia is thankful for the financing she needed to boost her business, but she’s even more thankful for the relationship with a responsible lender like Opportunity Fund.

World Empanadas is poised for even bigger things, with catering connections to television studios in Burbank like Warner Bros.  We’re happy to help World Empanadas make more dough by selling their freshly made treats, and we’re happy to help them with more capital for their business.

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. Last year, we made $60M in loans to help more than 2,200 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

Follow us on Facebook and Twitter

Opportunity Fund. Working Capital for Working People. opportunityfund.org