Jen and Deb rebuilt their lives together after rough financial times and a move to a new state. Their entrepreneurial dreams are helping support a new dream: make a living for their family. We partnered with One Fat Frog to help Jen and Deb purchase their food trailer with our small business loans.

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.

Jen and Deb rebuilt their lives together after rough financial times and a move to a new state. Their entrepreneurial dreams are helping support a new dream: make a living for their family. We partnered with One Fat Frog to help Jen and Deb purchase their food trailer with our small business loans.

Starting Over Together

Jen Blake and Deb Richard started Nana Nif’s Home Cooking in Bradenton, Fla. in January 2018. They restarted their life together in Florida after Deb’s job was transferred from Massachusetts and Jen took an early retirement due to a physical disability. Family connections steered them down the Atlantic coast.

Jen had to leave her job as a high school biology teacher when she became disabled. “We lost my income,” she said. “It was substantial financial loss. My parents live in Bradenton and they were needing more and more physical help.”

Jen needed a way to help support her family—four generations all living in the same house, including Jen and Deb’s daughter and their two young grandchildren.

“I can only work for two or three hours at a time, and then I have to rest,” Jen said. “I’ve always been a good cook. At holidays and parties, everybody asks me to cook. It was a hobby before I became disabled.”

All the signs pointed to starting a food-based business, but their dreams of entrepreneurship almost never happened. The family faced financial difficulties before they left New England, which resulted in Deb filing for bankruptcy and them selling their house on a short sale. In their new hometown, they had a shot at something better with Deb working full time again and some assets they could put toward starting their own business.

Rebuilding For the Future

Jen and Deb reached out to Florida-based mobile food vehicle manufacturer One Fat Frog in January 2018. “As the trailer build went on, the project got bigger while our funds ran low,” Deb said. “We pulled money from other sources, like my retirement fund. In the end we were short $16,000. We didn’t know what to do. Because of my bankruptcy, no banks would give us a loan.”

Nana Nif's Serving it Up

Nana Nif’s brings a taste of New England to Florida through Jen’s home cooking (photo courtesy of Jack Edwards)

As one of our key mobile food vehicle manufacturing partners, One Fat Frog connected Jen and Deb to us. Our loan consultant Gerardo Campos worked with them to understand what Jen and Deb had to offer beyond just their financial capabilities.

“We completed our commitment to Chapter 11 bankruptcy,” Jen said. “We repaid what we could afford.”

“Gerardo was clear with us on what we needed to do to get the loan,” Deb said. “He worked with what we could do.”

Gerardo approved a $16,000 loan in April 2018 to help complete the food trailer purchase. Now that Nana Nif’s Home Cooking is officially on the road, Bradenton folks are falling in love with the unique New England comfort food like lobster macaroni and cheese, deep fried pizza rolls, and roast beef sandwiches.

Jen and Deb’s new business is for family and by family. The income makes a major difference in their household, and the whole family pitches in to work on the trailer. They’re working to pay off their loan and then invest in a brick and mortar restaurant location as a commissary location for an eventual fleet of food trucks.

We’re proud to support hard working women entrepreneurs like Jen and Deb, and we’re honored that we can help them make a better life for their family through entrepreneurship.

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

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Anthony started his business to reach out to his community through fitness and martial arts training. Two small business loans from Opportunity Fund are helping Antdawg’s MMA grow and reach more people in Gilroy.

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.

Anthony Figueroa started his business to reach out to his community through fitness and martial arts training. Two small business loans from Opportunity Fund are helping Antdawg’s MMA grow and reach more people in Gilroy.

Founded on Family Values

Anthony Figueroa started Antdawg’s MMA Training Center in Gilroy in 2009. Anthony’s business is very personal to him. He founded his mixed martial arts fitness center after a career as a mixed martial arts fighter with the goal to provide a positive, safe place for the youth in his hometown.

“Growing up was tough for me,” Anthony said. “The kids around here needed somewhere to go. I never had a place like that.”

Antdawg’s MMA provides martial arts training for kids and adults. The programs emphasize physical fitness for the whole family, with a focus on helping kids reach their goals through training.

Anthony built his business to help families get in shape and grow stronger together. His work ethic is shaped by a lifelong passion for training and martial arts, and his business model is based on the strong bonds within his own family.

“My whole family helps me run the gym,” he said. “My sons teach here. They’re 18 and 14. It’s taught them a lot about being responsible, respectful, and becoming good leaders by example. My business is making a full circle for us. It’s a blessing.”

Anthony had everything he needed for success: support from his family, a hardworking staff, and a 2,000 square foot facility. As the business grew, he needed a small business loan to keep up.

A Winning Combination

Antdawg’s MMA had to move to larger buildings in Gilroy twice in the last nine years to accommodate their growing list of customers. Anthony needed to purchase gym equipment to flesh out the new spaces. He chose Opportunity Fund over other lending options.

“Opportunity Fund made the most sense,” he said. “Other lenders require a lot of business owners that don’t have the best credit. They make it tougher. Opportunity Fund made it easy.”

Our loan consultant Laly Velazquez closed a $17,000 loan for Antdawg’s MMA in July 2015. The working capital helped Anthony get the equipment he needed. He liked working with us so much that he returned for a second loan of $22,000 one year later.

“The loans helped me add new programs,” he said. “Now I can add more value for our customers. In return, it helps me grow my business.”

Anthony Figueroa - MMA Antdawgs

Anthony helps kids in his community grow through discipline and exercise (photo courtesy of Christian Peacock)

Anthony always has his eye on the next step for Antdawg’s MMA. His plans include adding a mixture of activities for kids like birthday parties on the weekends plus adult activities like cardio programs and parents night out.

We’re proud to support positive forces in the community like Anthony and we’re happy to watch his family-owned and operated business flourish.

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.

Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

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Ana had big dreams as an entrepreneur: to own her own fleet of food trucks and to run a commissary to help her fellow food truck owners get on the road to success. Three small business loans from Opportunity Fund have helped Ana grow her business as a food truck owner and as the owner of BiWise Foods in Watsonville.

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.

Ana had big dreams as an entrepreneur: to own her own fleet of food trucks and to run a commissary to help her fellow food truck owners get on the road to success. Three small business loans from Opportunity Fund have helped Ana grow her business as a food truck owner and as the owner of BiWise Foods in Watsonville.

Growing from the Ground Up

Ana Jimenez climbed her way up to entrepreneurship through the mobile food service ranks, first as a cook in another business owner’s truck, then renting the truck to run herself, then finally running her own fleet of food trucks.

“While I was renting the trucks, I was working to put money together to buy my own truck,” Ana said. “I’m always thinking of how I can do more.”

When she came to work for BiWise Foods in Watsonville, her path became clear: she wanted to run the commissary while putting her own trucks on the road.

Established in the 1960s in Watsonville, BiWise Foods serves food truck owners in five Northern California counties: San Benito, Santa Cruz, Monterey, Santa Clara, and Alameda. It’s the only commissary between south Monterey County and San Jose. Food truck owners rely on BiWise as a one stop shop for their supplies including drinks, ice, and propane refills.

“I took over the business in January 2016,” Ana said. “Almost 40 trucks have come through my commissary to start their business. I help them complete their paperwork for the health department and counties too.”

Ana was the face of BiWise Foods even before she took over as owner of the company, thanks to her work ethic and passion for the mobile food industry. With her food trucks on the road and a commissary to run, Ana was still looking to do more.

A Connection to Business Lending

“I needed money to invest in my business,” Ana said. “I know how to run my business, so I just needed a loan.”

She reached out to Opportunity Fund loan consultant Griselda Gil-Solis, who responded with a personalized touch. “She came to my business and helped me with everything I needed for the loan,” Ana said. “In about a week and a half, I had the money I needed in my hands.”

Griselda helped close a $20,000 loan in April 2016, which allowed Ana to purchase supplies for her food truck customers. She returned to us for a second loan of $30,000 in December 2016 to acquire a neighboring warehouse. In February 2018, we provided a $40,000 loan for a food truck purchase.

Ana Jimenez - Bi Wise Foods

Ana is the go-to person for many mobile food business owners in the South Bay Area and Central California (photo courtesy of Christian Peacock)

The access to funds helped Ana build the business of her dreams. “Now I own the business and I have four food trucks,” she said with a smile.

Ana’s team of five employees help her run the food trucks in Watsonville, Santa Cruz, and Monterey. One food truck alone serves between 200 to 300 people every day. She has her eye on expanding her food trucks further around California and welcoming new mobile food business owners to work with BiWise Foods.

We’re proud to support hard working women entrepreneurs like Ana and we’re excited to watch her mobile food empire grow.

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.

Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

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Doc’s business grew thanks to the support of his family every step of the way. When he needed a small business loan to build a food truck, Opportunity Fund was there with fast, easy-to-get, and affordable small business financing. Now with two trucks and a new restaurant opening soon, Doc’s Q’in Pit Stop is bigger than ever.

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.

Doc’s business grew thanks to the support of his family every step of the way. When he needed a small business loan to build a food truck, Opportunity Fund was there with fast, easy-to-get, and affordable small business financing. Now with two trucks and a new restaurant opening soon, Doc’s Q’in Pit Stop is bigger than ever.

Family is Everything

Derek “Doc” Taylor started Doc’s Q’in Pit Stop in Modesto in 2006. He started by cooking out at family reunions for years, then took his can’t-miss barbecue out to a gas station parking lot on Highway 132. His barbecue tent on the main thoroughfare through town attracted so much attention over the Labor Day weekend that people were lining up for food before the end of the week.

“The gas station owners wanted to sell hot food,” he said. “I’d just finished doing a family reunion, so I had all my stuff: the tents, refrigerators, and the fixings.”

Doc’s claim to fame is “great Q on 132,” but his business has outgrown its humble beginnings. Doc has since moved to a brick and mortar location in a building he bought–”my former competition” he said with a laugh–and has two food trucks on the road. His restaurant is a staple among the tourist crowds traveling to Yosemite. He works alongside his family every day, including his wife, children, and nephew. His grandson’s baby picture is even featured in the restaurant logo.

Doc bases his business on family and community, but even as Doc’s Q’in Pit Stop was thriving, it wasn’t easy for him to find financing to expand his business.

Going Places

Doc needed a small business loan to build a food truck for Super Bowl weekend in 2016. Almost 90 miles away from the game site in Santa Clara, Doc’s Q’in Pit Stop was ground zero for Central Valley football fans. “I learned that Opportunity Fund finances food trucks,” Doc said. “I got in contact with you and got approved.”

Opportunity Fund loan consultant Madieu Shyllon helped close a loan of $4,000 in November 2015 for Doc’s Q’in Pit Stop. The loan gave him a trustworthy lending resource to help grow his business.

“I needed cash flow to keep the business going,” Doc said. “I made improvements around the restaurant. Without the loan, I would have walked away from the business. I didn’t know where I could get the cash.”

Doc's Q'in Pit Stop

We helped Doc get his food trucks on the road with our small business loans (photo courtesy of Heimo Schmidt)

Doc chose us for the fast financing, personal service, and easy repayment terms. He made the trip to our San Jose office to pick up his check for his second loan of $17,000 in January 2016. “I needed the money right away,” he said. “I never worry about how to pay it back. I pay directly from my bank account.”

Doc took out his third loan with us in February 2018 for $25,000. The working capital is helping Doc’s Q’in Pit Stop expand again, this time to a shopping center in nearby Patterson. Doc has an advantage even before the shopping center breaks ground. “I’ve worked the Patterson farmer’s market for 10 years, so I’m bringing my restaurant to my customer base out there,” he said.

We’re proud to support hard working entrepreneurs like Doc and we’re honored to watch his family-owned and operated business thrive.

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.

Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

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Anthony and Cynthia started their business to share a taste of home with their new community in Orlando. They converted their West African restaurant into a food truck with the help of a loan from Opportunity Fund. Now with two food trucks in Orlando, African Soul Market is thriving as they share more of the food they love.

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.

Anthony and Cynthia started their business to share a taste of home with their new community in Orlando. They converted their West African restaurant into a food truck with the help of a loan from Opportunity Fund. Now with two food trucks in Orlando, African Soul Market is thriving as they share more of the food they love.

The Taste of Success

Anthony and Cynthia Imana started African Soul Market in 2013 in Orlando. After they moved to Florida from the Bronx in New York, they wanted to start an African market to share Anthony’s taste of home.

“We moved to Florida for a better life for the kids and when we got here, we realized there weren’t many African options for my husband to eat,” Cynthia said. “I thought that he can’t be the only one who wants that food, so let’s do something about it.”

They started out in a brick and mortar location selling dry African goods. They changed their focus to prepared food on the weekends, which quickly sold out each day. “Then we started selling our prepared foods every day,” Cynthia said.

Their food was a huge hit, but the increasing rent for their restaurant space made it hard to stay in business. After two years as a restaurant, African Soul Market started over as a food truck.

African Soul Market

Anthony and Cynthia built their business together and watch it grow every day (photo courtesy of Jack Edwards)

They needed a small business loan to help finance their truck, so they reached out to One Fat Frog, a food truck manufacturer located in their hometown of Orlando. As one of Opportunity Fund’s key mobile food vehicle manufacturer and dealer partners, One Fat Frog connected the Imanas to us.

“One Fat Frog told us that Opportunity Fund does food truck loans,” Cynthia said. “We didn’t have the total amount to pay for the truck. We were relieved to know that funding was available.”

Starting Off Right

Opportunity Fund loan consultant Gerardo Campos helped close a $30,000 loan for the Imanas to complete the purchase of their truck. They were set up for immediate success.

“We’re the first food truck in the state of Florida serving authentic West African cuisine,” Cynthia said. They set up their truck in Pointe Orlando, a prime spot with a constant flow of foot traffic. Business grew so quickly that they returned to One Fat Frog for a second truck in March 2018. Gerardo was there again to help secure the $71,000 loan for the new truck.

Gerardo’s quick and personalized service helped the Imanas get their second truck going without missing a beat. “Gerardo was amazing,” Cynthia said. “He was straightforward and told us what we needed to provide for the loan. Everyone we worked with at Opportunity Fund is great and professional.”

The second African Soul Market truck travels to events around the Orlando area, as well as private catering engagements. Cynthia and Anthony go to work every day with their family members and cook their favorites while providing for the family’s needs.

We’re proud to watch African Soul Market expand and we’re thankful for our mobile food vehicle partners like One Fat Frog for helping us reach new clients outside of California!

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.

Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

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Kei found almost instant success when she launched her scones at Los Angeles farmers markets. As she grew Sugarbird Sweets, she needed working capital to keep up with demand. Two small business loans with Opportunity Fund have helped Kei keep Sugarbird on track for scalable growth.

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.

Kei found almost instant success when she launched her scones at Los Angeles farmers markets. As she grew Sugarbird Sweets, she needed working capital to keep up with demand. Two small business loans with Opportunity Fund have helped Kei keep Sugarbird on track for scalable growth.

Recipe for Success

Kei Okumura started her small business selling batch-blended organic teas at Los Angeles area farmers markets. Sugarbird Sweets grew when she decided to add fresh baked scones to her offerings at the farmers markets. Her brand grew organically into wholesale to cafes and restaurants across Los Angeles.

“I studied pastry making in Paris at culinary school two years prior,” Kei said. “I applied my pastry background to figure out what would go well with tea. Scones were the perfect combination.”

Kei had to create something new and fresh to make her products stand out. She had a presence at some of the biggest and most competitive farmers markets for vendors, which allowed her to establish her new business.

Her built in customer base helped get the word out about Sugarbird’s new scone offerings. The initial two flavors, Mixed Berry and Dark Chocolate Chip, grew into over 18 different unique herb, tea, and seasonal fruit inspired combinations.

“People came every week to get the scones,” Kei said. “I started out with two dozen, then twenty dozen, then thirty dozen. We’d always sell out.”

Kei’s signature creation, the white chocolate matcha scone, helped propel her business to even bigger success. The increased demand put a strain on Sugarbird’s production capacity and resources.

“For five years, I was renting kitchen spaces to keep up with the farmers market and our wholesale clients,” Kei said. “As the markets and wholesale accounts got busier, I would get inquiries for catering tea parties. That became a huge part of Sugarbird and helped us grow organically.”

Kei was able to find her own space for Sugarbird in downtown Los Angeles, thanks to the immense growth of her business. Almost every step up to bigger sales meant a roadblock for Kei to overcome. The next phase came from selling her products wholesale to vendors like Mendocino Farms and opening an Amazon.com storefront.

“I needed additional funds to keep my business going,” Kei said. “It was difficult trying to manage all the  30 plus accounts. I was running into cash flow problems.”

Rising to the Challenge

Kei reached out to Opportunity Fund. She connected with loan consultant Robert Zapata, who helped close a $10,000 loan for Sugarbird Sweets in April 2016. The working capital helped Kei finance the necessary production increase and provided her with the right funding solution for her small business.

“I tried other lenders and banks,” she said. “I had a hard time with the SBA. It took over eight months.”

Robert took the time to understand Kei’s business and work with what she needed to grow. Kei applied for a second loan in May 2017 for $20,000 to help her continue Sugarbird’s scalable growth.

Sugarbird Sweets - Scones

Sugarbird’s freshly made scones are a huge hit around Los Angeles (photo courtesy of Michael Microulis)


“We’re looking for new ventures in the retail market,” Kei said. “We’re launching a product of frozen, ready to bake scones for the supermarket in 2019. I’m looking to grow marketing, budget, and production for that.”

We’re happy to support hardworking moms like Kei and we’re proud to watch her grow from a great idea at the farmer’s market to an up-and-coming retail brand.


We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.

Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

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Jill always dreamed of owning her own business and working for herself. When the right idea came along, she made her dreams possible through hard work. She grew her mobile pet grooming business with the help of small business loans from Opportunity Fund. Thanks to us, you can find Foxy Roxy’s Mobile Pet Salon in your area.

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.

Jill always dreamed of owning her own business and working for herself. When the right idea came along, she made her dreams possible through hard work. She grew her mobile pet grooming business with the help of small business loans from Opportunity Fund. Thanks to us, you can find Foxy Roxy’s Mobile Pet Salon in your area.

Taking a Chance on a Great Idea

Jill Hailey started Foxy Roxy’s Mobile Pet Salon in Modesto in July 2014. While raising her family, Jill had dreams to start her own business with her husband Jonathan. The timing and ideas finally came together when they saw a mobile pet groomer on their street one day.

“The wait for an appointment was two months,” Jill said. “Jonathan saw the need for more mobile pet groomers in our area and said we should do that. But we knew nothing about grooming.”

Jonathan built the first van in their driveway, and Foxy Roxy was born. “We hired a groomer who taught us the grooming side of the business and Jonathan and I handled the rest,” Jill said. “From there, the business took off.

The company grew quickly from the single van operation to 10 employees and seven mobile grooming units today around Modesto, Pleasanton, and Santa Clara. Jill hires a groomer to operate each unit, which has a complete setup for dog grooming: baths, nail trim, fur drying, and space for the groomer’s tools and supplies. The runaway success was initially difficult to keep up with, even for the upstart Haileys.

Bath time

Dogs get deluxe treatment when Foxy Roxy comes to town (photo courtesy of Heimo Schmidt)

“Within three months of our launch our appointment schedule was booked out over a month,” Jill said. “We had to turn down customers. As we’ve added vans over these four years, we fill up our schedules until we’re booked out a month. When our customers say they can’t wait, we know it’s time to grow.”

When Hard Work Pays Off

Jill turned to a mobile dog grooming vehicle manufacturer to keep up with the demand for Foxy Roxy. She had fewer opportunities for financing due to a bankruptcy from her divorce. Then she got a tip about Opportunity Fund.

“It sounded too good to be true,” she said. Jill connected with our team, who helped her right away through understanding her situation and finding the right business financing solution for her. “I told them, I was the kind the bank won’t help. But they told me I was the kind they’re here to help.”

J & J

Jill and Jonathan share their business dreams as owners of Foxy Roxy’s Mobile Pet Grooming Salon (photo courtesy of Heimo Schmidt)

Our loan consultant Madieu Shyllon helped close a $10,000 loan for Foxy Roxy’s Mobile Pet Salon in August 2015. Since then, Jill has returned to us for four more loans to help purchase mobile grooming units:

  • $47,000 in November 2015
  • $79,000 in May 2016
  • $77,000 in June 2017
  • $82,000 in November 2017

Now with five loans and a thriving business that allowed Jonathan to quit his sales manager job to focus on their dream, Jill is looking to the future of Foxy Roxy. They opened their first brick and mortar location in San Diego this May, and they’re spreading their reach further throughout California.

We’re proud to watch Foxy Roxy grow and we’re honored to support the dreams of hardworking entrepreneurs like Jill.

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.

Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Follow us on Facebook and Twitter

Alejandra made her dream to open her own cosmetics store come true through hard work. When she needed a small business loan to grow, Opportunity Fund was there to help. Thanks to our small business loans, Ale’s Bissu Makeup Store now has two locations in Corona.

 

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.

Alejandra made her dream to open her own cosmetics store come true through hard work. When she needed a small business loan to grow, Opportunity Fund was there to help. Thanks to our small business loans, Ale’s Bissu Makeup Store now has two locations in Corona.

A Beautiful Dream of Business Ownership

Alejandra Dominguez started Ale’s Bissu Makeup Store in Corona in 2016. She made her dream to start her own cosmetics store happen, armed with a Wells Fargo credit card with a limit of $1,500. She worked with her husband Jorge to establish the business, which was a major change for her and her family.

“I used to be a normal housewife who was completely dependent on my husband’s income to buy everything for the house,” Alejandra said. “Before I started this business, I did not help financially in any way.”

Alejandra’s goals of business ownership remained strong. “I wanted to be independent and succeed in life,” she said.

As gifted makeup artist, Alejandra offers quality cosmetics and tools plus excellent customer service at Ale’s Bissu Makeup Store. “We sell high quality products at reasonable prices,” she said. “Our motto is to never have high prices.”

Ale's Bissu Makeup Store - Alejandra

Alejandra helps her customers find the right makeup (photo courtesy of Michael Microulis)


She also offers free makeup tutorial workshops for clients in her Corona neighborhood. “We noticed some clients may not be able to afford classes,” she said. “Our clients are our priority.  I’m excited to help people in my community.”

With a knack for beauty and a passion for helping people, Alejandra was set up for success. However, she ran into a snag when she needed a working capital loan to help grow her business.

Building a Strong Financial Foundation

She reached out to AMPAC Tri State CDC in the Inland Empire. As a key community partner of Opportunity Fund, they connected Alejandra to our loan consultant Adela Escobar. Adela helped close a $10,001 loan for Ale’s Bissu Makeup Store in November 2017, with a reduced rate thanks to our partnership with the Tory Burch Foundation to support women entrepreneurs. The loan helped Alejandra purchase more products for her store and later helped her expand the business.

Ale's Bissu Makeup Store - Alejandra and Adela

Alejandra worked with her loan consultant Adela to get the financing her business needed (photo courtesy of Michael Microulis)

“We decided to expand and rented a kiosk at Tyler Mall,” Alejandra said. Together with her staff–her husband Jorge and two other employees–Alejandra is operating two locations in Corona and keeping up with her pledge to help the community with better access to cosmetics and tutorials.

“I had been denied for credit with banks and credit unions, but Opportunity Fund believed in me and in my dreams,” she said.

Alejandra’s goals are growing alongside her business. “I want to provide employment to my community,” she said. “I came to this country from Mexico to stand out and be a successful person. My business has helped me understand my passion of being a businesswoman and helping people. Opportunity Fund will be part of my team for success.”

We’re proud to support entrepreneurs with big dreams like Alejandra and we’re proud to see her business and goals grow.

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

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Marcia built a successful boutique in Los Angeles on a long career in fashion. When she needed a small business loan, she got a high interest rate that almost crippled her business. Opportunity Fund was there to help her refinance the loan and set her on the path to financial success.

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.

Marcia built a successful boutique in Los Angeles on a long career in fashion. When she needed a small business loan, she got a high interest rate that almost crippled her business. Opportunity Fund was there to help her refinance the loan and set her on the path to financial success.

Starting a Career from Scratch

Marcia Charles has worked in fashion all her life. She started out working at department store warehouses in the Bronx at age 15. Over the next 35 years she grew into a self-taught fashion designer and merchandiser and self-made small business owner.

Marcia opened Pinky Rose Boutique in 2003 in Los Angeles. She works with wholesalers to stock up her boutique with the latest styles in clothes and accessories, plus she showcases her own designs.

“I created the Nadda dress,” Marcia said. “it’s not a dress but like a jumpsuit, comfortable with built in pockets that work as a belt and can be worn five different ways.”

Marcia’s leadership extends beyond her innovative fashions. She helped establish the business neighborhood around her boutique. “I work with people in the community to improve the neighborhood for small businesses,” she said. “I was the first boutique on the street. Along with two other restaurants, we were the first businesses here. When I started, there was nothing on the street.”

Now in her 60s, Marcia is using her experience and wisdom to keep her business going in a tough industry while building up her own fashion brand. She needed a small business loan to help with working capital. She ran into problems with her first lender Kabbage, a company that charged her a 45% interest rate that killed her business cash flow.

She needed a trustworthy and transparent lender who understood her business. Opportunity Fund was there to answer her call.

Finding the Right Fit for Financing

Marcia came to us through our community partner BusinessSource LA. After connecting with Marcia, our loan consultant Robert Zapata helped her understand what we do for small business owners and how we’re different from high interest alternative lenders. It helped her make the choice to work with us for her small business financing needs. Robert was able to close a loan for $7,500 in October 2015.

“It helped me pay off the Kabbage loan and get a lower interest rate,” she said. “That helped me stay in business, because the Kabbage loan would have probably put me out of business.”

Marcia - Pinky Rose Boutique

Our small business loans are helping Marcia keep the latest fashions in stock (photo courtesy of Michael Microulis)


She came back to us for three more loans to help with her wholesale expenses:

  • $15,000 in September 2016
  • $18,000 in February 2017
  • $25,000 in January 2018

“It’s helped me grow over the past three years,” she said. “Without Opportunity Fund I wouldn’t have the money to do it.”

Marcia’s vision for the future of Pinky Rose Boutique includes expanding to a second location that houses only her original designs and establish her comfort couture brand.

We’re excited to see the next designs coming from Pinky Rose and we’re honored to support hard working entrepreneurs like Marcia.


We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.

Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

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Bust a Nut is a snacking hotspot at one of the largest swap meets in Southern California. When owner Hector Sandoval needed to purchase a trailer for his roasted nuts business, Opportunity Fund was there to help with our fast, easy-to-get, and affordable small business loans.

 

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.

Bust a Nut is a snacking hotspot at one of the largest swap meets in Southern California. When owner Hector Sandoval needed to purchase a trailer for his roasted nuts business, Opportunity Fund was there to help with our fast, easy-to-get, and affordable small business loans.

A Breakout Success

Hector Sandoval started Bust a Nut, his roasted peanut cart, in 2012. Hector takes his cart to the Vineland Swap Meet in La Puente, Calif. six days a week to sell fresh roasted peanuts. The well known swap meet has been a major key in Bust a Nut’s success, with large crowds every weekend and entertainment like live music every day.

Hector took his chance to become an entrepreneur following the latest recession. After working in road construction for several years with opportunities dwindling, he chose to go into business for himself.

“I was always interested in selling,” Hector said. “I picked this business because not many people do what I do in mobile food.”

Hector buys raw peanuts in bulk and roasts them on the spot at his nut cart. The fresh, hot peanuts are a huge hit at every stop he makes: the swap meet and church events, where he donates all profits to his church.

Bust a Nut was a success from the start, but Hector still had some roadblocks to growth. “When I started roasting peanuts I had a lot of problems with the health department,” he said. “They required me to build a trailer and put my machines inside the trailer. It was a huge project.”

Primed for Growth

The new direction for Bust a Nut was difficult for Hector to handle alone. “It was too much for me to afford all at once,” he said.

Working with Kareem Carts helped Hector what he needed: a new trailer for his business and a financing connection. Our mobile food vehicle partner Kareem Carts connected Hector to Opportunity Fund loan consultant Salvador Lopez, who helped close a $26,000 loan for the trailer purchase in November 2013.

Hector - Bust a Nut

Our small business loans helped Hector upgrade his roasted nut business (photo courtesy of Michael Microulis)

“Salvador made everything easy,” Hector said. “There was never any pressure to get into a loan. Salvador explained everything and the terms were reasonable.”

With the new trailer, Bust a Nut can go anywhere and do anything. Hector is planning to purchase a second trailer to travel to special events around Los Angeles and hire help to run the new trailer.

“I’m nothing but grateful for Opportunity Fund for giving me that kick start I needed,” he said.

We’re happy to support entrepreneurs like Hector and we’re proud to watch his business grow.


We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.

Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Follow us on Facebook and Twitter

Opportunity Fund. Working Capital for Working People. opportunityfund.org