Every two weeks, we’re sharing and promoting free and affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from July 3 through July 16.

Every two weeks, we’re sharing and promoting free and affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from July 3 through July 16.

Northern California/Sacramento

Drive New Business with Social Media
Date: July 6, 2017 | 10:00 am PDT – 12:00 pm PDT
Location: Simpkins Family Swim Center
979 17th St. Santa Cruz, CA 95062 (map it)
Contact: John Yost | jyost@santacruz.score.org | (831) 621-3735
Organization: Santa Cruz SCORE
Fee: $35

Join Santa Cruz SCORE for this workshop that will teach you how to get started with social media for your business or non-profit.

This session will answer your key questions, including:

  • Which social media platform(s) will have the biggest bang for your buck?
  • How to create content to grow your followers?
  • How to advertise on social media?
  • And more!

Click here to register for this event.

How Smart Business Owners Use Credit Cards
Date: July 13, 2017 | 9:30 am PDT – 10:30 am PDT
Location: 455 Market St. Suite 600 San Francisco, CA 94105 (map it)
Contact: sfomail@sba.gov | (415) 744-6820
Organization: U.S. Small Business Association
Fee: Free

Credit cards can be a great tool for managing cash flow or can be helpful as a short-term loan option. Join the SBA for this free seminar to learn how to use credit cards for your business to earn some sweet rewards while avoiding costly pitfalls.

We’ll discuss:

  • Pros and cons of credit cards for entrepreneurs
  • Different types of credit cards and how they can affect your credit scores
  • Common credit card mistakes many small business owners make
  • The one piece of plastic you should not use in your business
  • Key differences between personal and business cards
  • Qualifying for the best business credit cards
  • And more!

Click here to register for this event.

Meet the Lenders Workshop
Date: July 13, 2017 | 12:30 pm PDT – 3:30 pm PDT
Location: Mt. Shasta Community Building
629 Alder St. Mt. Shasta, CA 96067 (map it)
Contact: info@e-jedi.org | (530) 926-6670
Organization: Jefferson Economic Development Institute (JEDI)
Fee: Free

Join us at Meet the Lenders and get answers to your questions on financing options for startups and expanding businesses, veteran entrepreneurs, and others through local and JEDI partner organizations.

We will cover:

  • Financing options available to small businesses
  • Loans for real estate, equipment, or machinery
  • Funding sources and services for veterans

Find the financing that fits your business needs! Click here or call (503) 926-6670 to register for this event.

Southern California/San Diego

Introduction to QuickBooks
Date: July 6, 2017 | 6:00 pm PDT – 8:00 pm PDT
Location: 1003 East Cooley Dr. Suite 109 Colton, CA 92324 (map it)
Contact: Dee Anna Chandler | deeann@iewbc.org | (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: Free

Learning a new software package can be scary. Join this free seminar and replace the fear with excitement.

Quickbooks can help you build, maintain, and grow your business by providing automated bookkeeping and accounting procedures that help you stay on top. Learn ways to customize the software to your specific needs and create quality reports that keep you on track, including:

  • Tracking income and expenses
  • Maintaining your accounts receivables and payables
  • Creating quality financial statements

Want more Quickbooks? Register for the 3-part hands-on Quickbooks training at IWEB, which starts July 27. Call Dee Anna Chandler at (909) 890-1242 for more information.

Click here to register for this event.

Bring Attention To Your Website and Your Business With Video!
Date: July 11, 2017 6:00 pm PDT – 9:00 pm PDT
Location: Bellflower City Hall
16600 Civic Center Dr. Bellflower, CA 90706 (map it)
Contact: (714) 550-7369
Organization: Orange County SCORE
Fee: Free

Video is becoming the content of choice to showcase your business, your product, or your service online! Learn how to create and publish do-it-yourself video throughout your website, social media, and email with the tools you already have!

Haven’t you always wanted to direct? Join us for this free workshop and learn: 

  • Brand standards and consistency on your website, social media, and video.
  • Tools and techniques for making your own videos look polished and professional.
  • Information on apps that make it easy.
  • Actionable steps to market your video online with email and social media.

Click here to register for this event.

Access to Capital Workshop
Date: July 12, 2017 | 5:00 pm PDT – 8:30 pm PDT
Location: Downtown Anaheim Community Center—Assembly Hall
250 E. Center St. Anaheim, CA 92805 (map it)
Contact: Martha Cisneros | mcisneros@elcamino.edu |(310) 973-3177
Organization: The Center and Orange County SBDC
Fee: Free

Join Opportunity Fund at Access to Capital Small Business Workshop, hosted by The Center and the Orange County Small Business Development Center (SBDC).

Come meet non-profit and government organizations committed to supporting small business:

  • Orange County SBDC
  • SBA
  • Anaheim Small Business Organization
  • CIELO
  • Opportunity Fund
  • And more!

These organizations can help you with challenges ranging from lowering your cost of capital to preparing your loan application package.

Enter to win a $1,500 Business Advancement Grant! At registration, simply tell us your story—why you run a small business & some of your challenges and successes—to be eligible.

Click here to register for this event.

Virtual

Small Business Owners: Access Financial Resources to Boost Your Bottom Line
Date: July 6, 2017 | 9:00 am PDT – 10:00 am PDT
Location: Online—Webinar
Contact: Mary Overbey
Organization: Small Business Majority
Fee: Free

If you need help accessing financial, health, or retirement resources to boost your bottom line and provide robust employee benefits, join this free webinar to learn about resources that can benefit your small business.

This free interactive event series will expand your knowledge of various topics such as optimizing your credit score, improving your health literacy, and exploring convenient retirement saving options. Register for one event, or sign up for the whole series for the most impact on your business!

  • Presentation #1 – Financial Resources (7/6/2017)
    Optimize your credit score, spot signs of predatory and payday lending, and easily access capital for your business.
  • Presentation #2 – Retirement Resources (7/13/2017)
    Discover the U.S. retirement savings gap and a summary of common retirement paths for entrepreneurs to help you and your employees save for the future and secure your finances.
  • Presentation #3 – Health Resources (7/20/2017)
    Learn what healthcare laws means for small businesses, and how repealing the ACA (or “Obamacare”) could impact employer-sponsored coverage for small firms and individual coverage for the self-employed. Additionally, we’ll provide examples of easy and affordable wellness programs that can benefit the health of your business and employees, and provide you with a guide to increase your health literacy.

Click here to register for this event.

Financial Calculations That Answer Key Business Questions
Date: July 11, 2017 | 10:00 am PDT – 11:00 am PDT
Location: Online—Webinar
Contact: (626) 585-3106
Organization: Pasadena SBDC
Fee: $25

Business owners can struggle with questions that affect the financial health of the company:

  • Are we selling at the right price?
  • Are we making money?
  • Can we afford to hire someone?

In this webinar, learn about Performance Measurements—simple mathematical calculations that can monitor sales, overhead, and profitability. Use them for business, independent of size and scope.

Click here to register for this event.

5 Cheap Ways to Market Your Business Online
Date: July 13, 2017| 10:30 am PDT – 11:00 am PDT
Location: Online—Webinar
Contact: Kimberly Donahue | kimberly.donahue@sba.gov | (304) 347-5220
Organization: U.S. Small Business Administration
Fee: Free

Getting your business online isn’t as complicated—or expensive—as you might think. Join this free webinar and discuss ways to promote your business online without breaking the bank or driving yourself crazy.

Click here to register for this event.

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.


For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. Last year, we made $60M in loans to help more than 2,200 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

Every two weeks, we’re sharing and promoting free and affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from May 1 through May 15.

Every two weeks, we’re sharing and promoting free and affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from May 1 through May 15.

Northern California/Sacramento

National Small Business Week: Grow Your Business Online Workshop
Date: May 1, 2017 | 10:00 am PST – 11:00 am PST
Location: 801 R St. Suite 201 Fresno, CA 93721 (map it)
Contact: Chunny Boosa | chunny.boosa@scorevolunteer.org | (559) 492-9709
Organization: Central Valley SCORE
Fee: Free

Learn the basics of how customers find your business online and how to promote your online presence with methods like search engine optimization (SEO) and online advertising. We also introduce tools to help you run your business online, including Google Analytics and Google Apps for Work.

Click here to register for this event.

The Veterans Business Outreach Center Presents: Business Basics Seminar
Date: May 11, 2017 | 2:00 pm PST – 5:00 pm PST
Location: Veterans Business Outreach Center
4608 Duckhorn Dr. Sacramento, CA 95834 (map it)
Contact: Catrina Avila | admin@vbocix.org | (916) 527-8400
Organization: Veterans Business Outreach Center
Fee: Free for VBOC clients | $49 for non-VBOC clients: register here

This training is designed for individuals interested in starting a business or currently in business for two or less years. Course includes business evaluation, market research, licensing and permit requirements, start-up cost, financing sources, insurance, cash flow analysis, legal structure, self-employment analysis, cash management, customer profile, protecting your business idea, and the reality of operating a business.

VBOC members can register for this event here. Non-VBOC members can register here.

Business Accounting
Date: May 12, 2017 | 1:00 pm PST – 4:00 pm PST
Location: Diablo Valley College Humanities Building Room H119 (adjacent to Parking Lot 7)
321 Golf Club Rd. Pleasant Hill, CA 94523 (map it)
Contact: info@eastbayscore.org | (510) 273-6611
Organization: SCORE East Bay
Fee: $35

Financial management, including management of the inflow and outflow of money, is critical to the effective operation of any business.

In this class, we will learn and discuss:

  • Financial management concepts
  • Setting up and managing your accounts
  • Understanding the usefulness of financial reports
  • Essential financial tasks
  • Using QuickBooks templates

The course is taught by a SCORE counselor with over 40 years experience in financial management of organizations ranging in size from start-ups to Fortune 50 companies. Workshop fee includes FREE download of our 17 chapter guide “How to Start & Manage your Small Business”.

Click here to register for this event.

Southern California/San Diego

City of Azusa Small Business Week – Social Media Marketing
Date: May 3, 2017 | 6:00 pm PST – 8:30 pm PST
Location: Azusa Woman’s Club
1003 North Azusa Ave. Azusa, CA 91702 (map it)
Contact: (909) 448-1567
Organization: SBDC hosted by University of La Verne
Fee: Free

In this workshop you will learn key how-to lessons:

  • How to use Social Media Marketing platforms like Facebook, Instagram, and Twitter for business
  • How to use SEO for Mobile Marketing Success
  • How to promote your online presence

Click here to register for this event.

Women in Business Breakfast Series – 5 Secrets to Bust Your Burnout
Date: May 5, 2017 | 7:30 am PST – 10:30 am PST
Location: The Center Club
650 Town Center Dr. Costa Mesa, CA 92626 (map it)
Contact: Iris McCammon | wib@score114.org | (714) 550-7369
Organization: Orange County SCORE
Fee: $35.00 advance registration before May 3, 2017 | $40 after May 3, 2017 and at the door (cash or check only)

Ever feel like you have entrepreneurial ADD? As business owners we find ourselves buried in more paperwork and “to do” lists than we can handle. It can cause us to spin our wheels, being forever busy, yet not productive. However, that does not have to be the case!

Join Dr. Elisa Magill as she shares stories of successful business owners and uncovers a formula to help you change your own perceptions, mindset, and belief systems. Let us help you set a strong foundation to be your own best leader!

Register Today and Learn How To:

 

  • Go from Distraction-to-Action: Double, triple, and 10X your business
  • Eliminate overwhelm and burnout
  • Develop new perceptions and belief systems
  • Discover new possibilities and entrepreneurial out-of-the-box thinking
  • Live life by design! Not default. Find more time for YOU!


Click here to register for this event.

2017 Free Asian Business Seminar
Date: May 10, 2017 | 8:30 am PST – 12:30 pm PST
Location: New STC Center
1040 South Otterbein Ave. Rowland Heights, CA 91748 (map it)
Contact: marketing@stcmanagement.com | (562) 695 1513 Ext. 117
Organization:  San Gabriel Valley Regional Chamber of Commerce
Fee: Free

Are you in the restaurant business? Are you an entrepreneur? Are you a small business owner? When you have a question, do you know where to find out your answers? If you say yes to any of the above questions, this seminar is for you! You will be talking face to face to the people who set and enforce the rules. Find your answers here!

Click here to register for this event.

Virtual

How to Write Your Email Content in 15 Minutes or Less
Date: May 4, 2017 | 12:30 pm PST – 1:30 pm PST
Location: Online—Webinar
Organizations: U.S. Small Business Administration and SCORE
Fee: Free

Struggling to find the words, images and the right calls-to-action that make the biggest impact with your email marketing?

With just about 15 minutes and an easy-to-follow formula, you can kick writer’s block to the curb and be confident that you’ll know exactly what to say to create an effective email marketing message.

Join us for a free workshop where you will receive:

  • A worksheet to help you write your marketing email in 15 minutes or less
  • Advice on how to use your writing worksheet
  • A guide on keeping your email marketing focused on your business goals
  • A simple checklist to reference before you hit send
  • An opportunity to ask questions and interact with our workshop presenters

Click here to register for this event.

Patents, Trademarks, & Copyrights Webinar
Date: May 4, 2017| 6:00 pm PST – 7:00 pm PST
Location: Online—Webinar
Contact: Kim Scanlan | kscanlan@cvwbc.org
Organization: Coachella Valley Women’s Business Center
Fee: $10

Want to know how to protect your business’s intellectual property? This webinar will show you how! Discover what is considered an intellectual property of your business and the steps you need to take to protect them. Learn key concepts:

  • How to tell the difference between a trademark and copyright
  • How copyrights can produce income
  • How a patent can protect your business

Click here to register for this event.

Promote Your Business with AdWords Express
Date: May 11, 2017 | 8:00 am PST – 9:00 am PST
Location: Online—Webinar
Contact: Ian Rogers | rogersia@gvsu.edu | (616) 331-7262
Organization: Michigan Small Business Development Center
Fee: Free

Did you know that 97% of consumers research products online before purchasing, and 89% of consumers use Internet search engines to make purchasing decisions?

It’s important that your business appears on the search results page when potential customers are looking for you.

Join us as we introduce you to advertising on Google and show you how to promote your business online.

Click here to register for this event.


We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. Last year, we made $60M in loans to help more than 2,200 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

Every two weeks, we’re sharing and promoting free and affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from April 18 through April 30.

Every two weeks, we’re sharing and promoting free and affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from April 18 through April 30.

Northern California/Sacramento

San Francisco Paid Parental Leave Ordinance Fundamentals
Date: April 20, 2017 | 3:30 pm PST – 5:00 pm PST
Location: 455 Market Street, Suite 600 San Francisco, CA 94105 (map it)
Contact: sfomail@sba.gov | (415) 744-6777
Organization: Small Business Administration
Fee: Free

Come learn about the newly enacted San Francisco Paid Parental Leave Ordinance, requiring employers to provide paid leave for new parents.

Topics include:

  • Who is covered
  • Employer responsibilities
  • How to apply
  • How to calculate benefit amount
  • Interaction with related state and federal law
  • And more!

Click here to register for this event.

Disruption Recovery Plan for Your Business
Date: April 27, 2017 | 9:00 am PST – 12:00 pm PST
Location: NEC SBDC at Butte College
202 Mira Loma, Oroville CA 95965 (map it)
Contact: Sophie Konuwa | konuwaso@butte.edu | (530) 895-9017
Organization: Northeastern California SBDC
Fee: Free

These are the times! With upswings in cyberattacks, and natural disasters such as floods, earthquakes, tornadoes, and hurricane, business continuity planing has suddenly moved to the front of the line as more businesses are being forced to complete their disaster recovery plans.

This training will help you complete a workable plan that you and your employees can easily follow and visit regularly to ensure usefulness, relax from the stress of unplanned activities that cause your profit to drop, teach you how to complete a plan to address your business operation for disruption, and prepare you for funding when available.

To register for this event, click here.

10 Best Practices for Business Success on Facebook & Twitter
Date: April 27, 2017 | 1:00 pm PST – 4:00 pm PST
Location: 455 Market Street, Suite 600 San Francisco, CA 94105 (map it)
Contact: (415) 937-7232
Organization: San Francisco SBDC
Fee: Free

In this class, you will learn how Facebook and Twitter work, best practices, success stories from other businesses who are winning it, and tools to save you time. Connect the dots from social media to sales! This class is part of a series called “Social Media and Online Marketing Made Simple.”

Click here to register for this event.

Southern California/San Diego

Leveraging Video Marketing to Engage Your Target Audience, Drive Traffic, and Generate Leads
Date: April 18, 2017 | 9:00 am PST – 12:00 pm PST
Location: United States University
7675 Mission Valley Road San Diego, CA 92108 (map it)
Contact: workshop0140@scorevolunteer.org | (619) 727-4874
Organization: SCORE San Diego
Fee: $20

Nearly all business owners understand the need to have a digital or online presence. But did you know:

  • Online video has increased 8-fold in the past 5 years
  • Video content is shared 1200% more often on Facebook alone than traditional posts or graphics
  • The average website visitor will stay 5 times longer on a site with video
  • Nearly 80% of consumers say watching online videos influence their decision making

Other than face-to-face meetings, video is by far the strongest connection you can make with your target audience. This workshop goes far beyond simple video production to helping your videos reach your audience and engage them. You will learn key skills and strategies like:

 

  • Essential research in pre-production
  • Basic equipment to start on a small budget
  • Scripting your videos for greatest impact and conversion
  • Optimizing videos to rank and be found on Google, YouTube, and major social media channels
  • Social video marketing vs. search
  • Live video streaming
  • Copywriting and creating a video Call-To-Action (CTA)
  • Lead generation with video
  • Video data and analytics: measuring your video campaigns


Click here to register for this event.

An EZ Trip Through Your Financial Statements
Date: April 24, 2017 | 6:00 pm PST – 9:00 pm PST
Location: Orange Public Library
407 E. Chapman Ave., Orange, CA 92866 (map it)
Contact: (714) 550-7369
Organization: Orange County SCORE
Fee: Free

If you’ve ever wanted to know where financial statements come from and how to make them work for you, this workshop is for you. The session includes basic accounting principles and an interactive case study where you’ll learn about the following tools and skills to create a healthy, profitable business:

  • Balance sheets
  • Income statement
  • Cash flow
  • Ratio analysis

Click here to register for this event.

Business Communications
Date: April 26, 2017 | 6:00 pm PST – 8:00 pm PST
Location: 6160 Van Nuys Blvd  Van Nuys, CA 91401 (map it)
Contact: (818) 894-8800
Organization: ICON CDC
Fee: Free

This workshop will help you develop and refine your brand and practice your sales pitch. This training will give everybody the opportunity to practice their pitch before the SFV Marketplace event on May 2.

Click here to register for this event.

Virtual

Process Improvement & Working Smarter
Date: April 18, 2017 | 2:00 pm PST – 3:30 pm PST
Location: Online—Webinar
Organization: Women’s Business Center
Contact: Martha Ocasio | mocasio@thecentre.org | (813) 251-8437
Organization: The Helen Gordon David Centre for Women
Fee: Free

How do you improve the work processes in your office or small business? This class focuses on applying “lean” process improvement to add efficiencies to your business and improve your bottom line potential. You’ll learn ideas to make your work processes flow better, faster, and cheaper, plus problem solving and identifying “value added” activities.

“Lean” thinking applies to any business process, regardless of your industry. In many cases, this can result in improved customer service, saved labor, better inventory control, and reduction of expenses.

Click here to register for this event.

Radio Show: Business Basics VEDC
Date: April 20, 2017| 5:00 pm PST -5:30 pm PST
Location: Radio show on KKVV Las Vegas (Nev.)
Organization: VEDC Nevada Business Opportunity Fund
Fee: Free

Do you want to become an ENTREPRENEUR? Need FUNDING for your business? Have questions about MANAGING your business? Tune into “Business Basics VEDC Radio Show” on KKVV Radio 1060AM at 5:00pm to listen and learn about the basics of being a business owner. Listen via LIVE stream at www.kkvv.com.

Click here to register for this event.

Get Found on Google Search and Maps
Date: April 26, 2017 | 8:00 am PST – 9:00 am PST
Location: Online—Webinar
Contact: Ian Rogers | rogersia@gvsu.edu | (616) 331-7262
Organization: Michigan Small Business Development Center
Fee: Free

It’s important your business’ information appears correctly when people search online. Did you know:

  • 4 out of 5 people use search engines to find local info like business hours and directions
  • Businesses with complete listings (with updated photos and hours of operations) are twice as likely to be considered reputable by customers
  • 37% of businesses have claimed a local business listing on a search engine

This workshop will explain how to setup Google My Business as your one-stop-shop for managing your business info as it appears across Google Search and Maps. Your potential customers will find important info for your business like your phone numbers, hours of operation, and driving directions.

Click here to register for this event.


We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. Last year, we made $60M in loans to help more than 2,200 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

Visit us online at opportunityfundloan.org and follow us on Facebook  and Twitter

This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from April 3 through April 17.

Every two weeks, we’re sharing and promoting free and affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from April 3 through April 17.

Northern California/Sacramento

Food Business Entrepreneur Training Academy
Date: April 3, 2017 | 6:30 pm PST – 8:30 pm PST
Location: Dublin Library—Community Room
200 Civic Plaza Dublin, CA 94568 (map it)
Contact: (510) 208-0410
Organization: Alameda County SBDC
Fee: Free

The Alameda County SBDC and the Alameda County Community Development Agency offer a free ten-part seminar on “Running Your Own Food Business” for participants interested in launching and growing food businesses in Alameda County.

In this series, you will learn the basics to start and grow your own food business. Do you have a great idea and a burning desire to start a food product or restaurant/cafe business, but don’t know how? This series will help turn your idea into reality.

Starting with Session 1 – Defining Your Concept on April 3, we will discuss how to begin to take an idea for a new food company, and begin to explore how you can expand an idea into a business plan. We will also discuss other important factors in your business like:

  • Product – What (distribution channel options)
  • Target market – Who
  • Unique Selling Proposition (USP) – Why
  • Defining Success – Bottom line, triple bottom line, environmental and community impact
  • People
  • Shareholders/Stakeholders

Click here to register for this event.

SimpleSTEPS for Starting Your Business
Date: April 13, 2017 | 6:30 pm PST – 9:0 pm PST
Location: Simpkins Family Swim Center
979 17th Ave Santa Cruz, CA 95062 (map it)
Contact: Edward Fordyce | (831) 621-3735 | efordyce@santacruzscore.org
Organization: Santa Cruz County SCORE
Fee: $35

This SCORE workshop will give attendees an appreciation of what it takes to successfully start and grow a small business.  Drawn from the actual experiences of seasoned entrepreneurs and business leaders, this workshop is designed to help new and early-stage businesses by presenting a broad overview of the issues that may impact their success or failure, such as:

  • Start-up Myths
  • Critical Factors to Success
  • Business Opportunities
  • Marketing
  • Structure, DBA, Licenses, Insurance
  • Record Keeping & Taxes
  • The Goal
  • Cash Needs & Sources
  • Business Plans
  • Next Steps

To register for this event, click here.

The Veterans Business Outreach Center Presents: Business Basics Seminar
Date: April 13, 2017 | 2:00 pm PST – 5:00 pm PST
Location: Veterans Business Outreach Center
4608 Duckhorn Dr Sacramento, CA, 95834 (map it)
Contact: Catrina Avila | admin@vbocix.org | (916) 527-8400
Organization: Veteran Business Outreach Program
Fee: Free for veterans and military | $49 for non-VBOC clients

This training is designed for individuals interested in starting a business or currently in business for two or less years. Course includes business evaluation, market research, licensing and permit requirements, start-up cost, financing sources, insurance, cash flow analysis, legal structure, self-employment analysis, cash management, customer profile, protecting your business idea, and the reality of operating a business.

Click here to register for this event (non-VBOC members).

Southern California/San Diego

Keeping the Books: Business Accounting Basics
Date: April 4, 2017 | 12:00 pm PST – 2:00 pm PST
Location: LA Law Library
301 W. 1st St Los Angeles, CA 90012 (map it)
Contact: 213-785-2516
Organization: LA Law Library
Fee: Free

Every business decision must be made with an eye toward the bottom line. Learn to accurately assess your business’ financial outlook and plan for the future by understanding the basics of business accounting and finance.

This class covers:

  • How to apply the fundamentals of financial modeling to set realistic, achievable goals
  • How to apply basic accounting concepts to ensure an accurate financial snapshot of your business
  • How to use key financial statements like income, balance sheet, and cash flow

Click here to register for this event.

QuickBooks Boot Camp
Date: April 7, 2017 | 9:30 am PST – 4:00 pm PST
Location: 26455 Rockwell Canyon Rd Santa Clarita, CA 91355 (map it)
Contact: Lora Nelson | lora.nelson@canyons.edu | (661) 362-5900
Organization: SBDC hosted by College of the Canyons
Fee: $139

In this day long, fast-paced, and all inclusive workshop, participants will get a running start with QuickBooks 2016. You’ll learn many valuable skills, such as:

  • How to set up their company file from scratch
  • How to create a quality chart of accounts
  • How to create new vendors, customer, items, and accounts
  • How to pay bills, invoice customers, receive payments, make deposits and reconcile bank accounts

An introduction to the report center will be covered, including how to create a Profit & Loss Statement and a Balance Sheet.

This course is Ideal for business owners, office managers, and bookkeepers who are brand new to QuickBooks, as well as, existing users who would like some formal education in one of these QuickBooks features. Training held in a computer lab with limited seating. Please note that there will be a half an hour break lunch break. Lunch is not provided.

Click here to register for this event.

Retirement Planning For Small Business Owners
Date: April 12, 2017 | 5:30 pm PST – 8:30 pm PST
Location: La Habra Community Center—El Camino Room
101 W La Habra Blvd La Habra, CA 90631 (map it)
Contact: (714) 550-7369
Organization: Orange County SCORE
Fee: Free

Small businesses have generally not been very successful in terms of providing opportunities for their employees to save for retirement. Only 44% of small businesses offer retirement plans. Lots of business owners are so busy working in their businesses they haven’t even taken time to plan for their own retirement, let alone keep up with the constant tax law changes which affect retirement planning in general.

This workshop will help you understand which retirement plans you should use for the best results.

Click here to register for this event.

Virtual

Profitable Growth Through Smarter Business Choices
Date: April 5, 2017 | 11:00 am PST – 12:00 pm PST
Location: Online—Webinar
Contact: njsbdcnb@business.rutgers.edu | (848) 445-8790 or (848) 445-8796
Organization: NJSBDC at Rutgers-New Brunswick
Fee: Free

This free webinar from SBDC-Rutgers New Brunswick will teach you best practices for expense reduction and optimum cash flow management through better business decision making. You’ll learn how to lead your staff to key success outcomes like:

  • Make your business leaner and hyper efficient while improving quality of service
  • Negotiate bigger discounts and better terms with suppliers
  • Improve your cash flow
  • Help your business support staff focus on other more critical revenue generating business functions.

Click here to register for this event.

Your Plan for Your Business Plan
Date: April 5, 2017| 4:00 pm PST -5:00 pm PST
Location: Online—Webinar
Contact: Barry Black | midflorida@scorevolunteer.org | (352) 399-0050
Organization: Mid-Florida SCORE
Fee: Free

Nothing is more crucial to business success than planning. Learn how you can best develop your plan for your business.  A small business is like a gemstone – all the facets have to work together to make it brilliant.

Click here to register for this event.

Three Easy Steps to Being A Better Boss
Date: April 6, 2017 | 10:30 am PST – 11:30 am PST
Location: Online—Webinar
Contact: Larry Batten | larry.batten@sba.gov | (304) 623-7447
Organization: SCORE
Fee: Free

Times are changing. Retaining employees has become more difficult, customers have become more selective, and change seems to have become the only constant in business. Developing our leadership skills can dramatically improve our odds at not just managing business and its uncertainties, but feeling empowered around it all. Come learn three effective, yet easy to learn strategies to becoming a better boss.

Click here to register for this event.

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. Last year, we made $60M in loans to help more than 2,200 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

Visit us online at opportunityfundloan.org and follow us on Facebook  and Twitter

Each month, we’re sharing and promoting free or affordable online tools that help small business owners run their businesses better. This is your toolbox for five affordable money management resources.

Each month, we’re sharing and promoting free or affordable online tools that help small business owners run their businesses better. This is your toolbox for five affordable money management resources.

As a small business owner, you already know that the world runs on money. Financing your business is tough sometimes, and managing your capital is just as difficult. We’ve compiled this list of tools and resources that will help you understand your finances and manage your accounts.

 

How much it costs: Free

What it does: Mint is a completely free, all-in-one service for managing your finances. Not only does it allow you to connect your business bank accounts and credit cards to see your cash flow, but it offers so many helpful and easy-to-use options. With Mint, you can pay bills, see your credit report, set and track monthly budgets by spending category, receive alerts so you don’t miss a payment or incur fees, and more. This is a safe, secure application that is available online and as a mobile app.

 

How much it costs: Free with premium features like payroll services starting at $20 a month

What it does: Wave offers free accounting and invoicing software. You can easily track your cash flow so tax season is a breeze, schedule invoices and send out emails when payment is due, and scan receipts with your mobile camera directly into your accounting records. For a small monthly fee, you can also add on detailed payroll services.

 

How much it costs: Free

What it does: Tidyform has dozens of free templates for you to download. Choose from invoices, receipts, orders, contracts, budgets, timesheets, payroll, balance sheets, and many more. In addition to financial forms, you can download templates for marketing, HR, and any other paperwork your small business might need.

 

How much it costs: Free

What it does: This website has over 30 free courses to help you understand and manage your accounts. Choose to learn the basics like balance sheets and debt or enhance what you already know as a small business owner with topics such as bank reconciliation and depreciation. While a lot of this content may seem extremely detailed for everyday small business operations, educating yourself will help your business in the long run. This resource is also a good way to improve your ability to do your own finances if you don’t have an accountant.

 

How much it costs: Free

What it does: The Internal Revenue Service (IRS) put together a nine-part video workshop to explain everything your small business needs to know about taxes, planning for retirement, payroll, and hiring undocumented employees. You can choose to watch any lesson independently from the others with detailed outlines and transcripts for easy review.

 

We’re always looking for the best affordable online resources including tools to promote to small business owners like you. If you have a tool you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. In FY16, we made $60M in loans to help more than 2,200 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

Visit us online at opportunityfundloan.org and follow us on Facebook  and Twitter

Each month, we’re sharing and promoting free and/or affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events in March.

Each month, we’re sharing and promoting the free and/or affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events in March.

Northern California/Sacramento

Protect Your Business – Understand Employment Law
Date: March 9, 2017 | 6:00 pm PST – 9:00 pm PST
Location: Simpkins Family Swim Center
979 17th Avenue Santa Cruz, CA 95062  (map it)
Contact: John Yost | score0688@santacruzscore.org | (831) 621-3735
Organization: Santa Cruz SCORE
Fee: $35

Are you considering hiring employees? Don’t let yourself get caught on the wrong side of legal issues regarding employment. Join SCORE and employment Law Attorney Carmela Woll to learn about the following important legal issues in employment:

  • Hiring
  • Terminating
  • Top 10 Mistakes to Avoid
  • And more!

Click here to register for this event.

Money Matters: Cash Flow
Date: March 16, 2017 | 1:30 pm PST – 3:30 pm PST
Location: 455 Market Street 6th Floor San Francisco, CA 94105 (map it)
Contact: Angelique Gosse | angelique.gosse@sfgov.org | (415) 937-7232
Organization: San Francisco SBDC
Fee: Free

The second class of this three part training provides an in-depth coverage of business finances. Using adult learning techniques with the most modern tools the course will explain the four parts of a Cash Flow Statement and how to use it to run your business. The outcome of this training will allow the participants to make better informed business decision based on clear understanding of money matters and be able to increase profitability.

To register for this event, click here.

Small Business Tax and Record Keeping Workshop
Date: March 30, 2017 | 9:00 am PST – 12:00 pm PST
Location: 4990 Stockton Blvd Sacramento, CA 95820 (map it)
Contact: DHA-Stockton-Blvd-BIC@saccounty.net |(916) 875-3280

Organization: Sacramento County DHA Business Information Center
Fee: Free

Join Brenda Duran EA, BS Principal Tax Advisor BD Tax & Finance Group, Inc. for this free workshop on how to improve your tax and record keeping strategies.

Topics covered will include:

  • Setting up and running your business the right way
  • Federal taxes and your new business
  • Deductions and business related expenses
  • Filing and paying your taxes on time to avoid penalties
  • Essentials of running your home based business
  • Federal Unemployment Taxes

Click here to register for this event.

Southern California/San Diego

Free Small Business Seminar
Date: March 9, 2017 | 8:00 am PST – 1:00 pm PST
Location: Centro Maravilla Service Center
4716 East Cesar E Chavez Avenue Los Angeles, CA 90022 (map it)
Contact: Xiomara Peña | (818) 470-0377
Organization: Small Business Majority
Fee: Free

The Small Business Development Center in East LA, Small Business Majority, and the Small Business Finance CDC invite you to participate in this one-of-a-kind event. Join several business experts and speakers on topics that can help you grow and expand your business, including Opportunity Fund loan consultant Osbaldo Velazquez.

This FREE resource fair and event will include information about procurement opportunities, access to capital, social media and marketing, human resources and much more!

Multiple workshops will be offered during various time frames so that you can join the topics most important to your small business! Complimentary breakfast & lunch will be provided.

Click here to register for this event.

Guided Business Plan
Date: March 13, 2017 | 10:00 am PST – 2:00 pm PST
Location: 3255 Wilshire Blvd., Ste. 1501, Los Angeles, CA 90010 (map it)
Contact: (213) 674-2696
Organization: SBDC Pacific Coast Regional
Fee: $75

Is your banker, investor, or partner requesting your business plan? Attend the GUIDED Business Plan™ workshop to write a plan that engages your reader.

During the 4-hour session, you will write the first draft of the Executive Summary of your business plan. We prompt you to write the first words that come to mind. We remove the focus of trying to craft the perfect sentence for your business plan via brainstorming.

Our facilitators are able to quickly analyze a range of business models to provide constructive advice. Create your business plan the easy, simple and GUIDED way.

Click here to register for this event.

Credit Recovery
Date: March 21, 2017 | 1:00 pm PST – 3:00 pm PST
Location: 2075 Las Palmas Drive, Carlsbad CA 92011 (map it)
Contact: centerinfo@miracosta.edu | (760) 795-8740
Organization: North San Diego SBDC
Fee: Free

Join North San Diego SBDC for this workshop especially intended for anyone who has questions about their credit and credit reports.

Here’s how this seminar can help you:

  • Reading and interpreting your credit report
  • Defining and improving your credit scores
  • Identifying and correcting errors in your credit information.
  • Repairing your credit
  • Understanding the use of credit in the loan process
  • Taking next steps after being denied credit

Click here to register for this event.

Virtual

Two-Page Business Plan
Date: March 8, 2017 | 8:00 am PST – 9:00 am PST
Location: Online—Webinar
Contact: Stephen Konkle | stephen.konkle@sba.gov | (312) 886-4208
Organization: SBA Illinois District Office
Fee: Free

Writing a business plan might seem intimidating, but it’s an essential tool for any entrepreneur. Attend this webinar to learn how to craft and hone your two-page business plan. We’ll share best practices and answer your questions. Join SBA Economic Development Specialist Stephen Konkle for this webinar.

Click here to register for this event.

How Business Owners Can Get and Keep Strong Personal Credit Scores
Date: March 8, 2017| 8:00 am PST – 9:00 am PST
Location: Online—Webinar
Contact: Ian Rogers | rogersia@gvsu.edu | (616) 331-7262
Organization: Michigan SBDC
Fee: Free

When you’re a business owner, strong personal credit scores can be an asset by helping you qualify for a business credit card, an SBA loan, or other types of funding that take the owner’s personal credit into account. But if you’re not careful, your business can hurt your credit scores.

Join Nav Head of Market Education Gerri Detweiler for this webinar, where you’ll learn:

  • The big credit score mistake many small business owners make
  • The ways to protect your credit from your business
  • The fastest ways to boost your personal credit scores
  • And much more!

Click here to register for this event.

Basically Business: Social Media Know-How
Date: March 9, 2017 | 12:00 pm PST – 12:30 pm PST
Location: Online—Webinar
Contact: Kimberly Donahue | kimberly.donahue@sba.gov | 304-347-5220
Organization: SBA
Fee: Free

This basic webinar helps you choose social media platforms, and get the most out of them while securing your privacy, connecting with peers, and showcasing your expertise. You do it anyway, so let us help you do it right!

Click here to register for this event.

 

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. In FY16, we made $60M in loans to help more than 2,200 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

Visit us online at opportunityfundloan.org and follow us on Facebook  and Twitter

Accounting and bookkeeping isn’t the most fun part of running your small business, but it is a very important part of keeping it in the black. Our content partner Nav shares advice on what to keep track of, how to prevent financial problems, and why knowing the basics of booking is so important for your business’ growth.

Accounting and bookkeeping isn’t the most fun part of running your small business, but it is a very important part of keeping it in the black. Our content partner Nav.com shares advice on what to keep track of, how to prevent financial problems, and why knowing the basics of booking is so important for your business’ growth.

 

Last year we asked 100 business owners across the United States and Canada an important question:  “What do you wish you knew before starting your business?”

Of all the answers we received, the most common thing business owners wish they knew more about was accounting and bookkeeping.

Accounting, specifically bookkeeping, is a substantial piece of owning a business.  Whether you’re just starting out or you’re a veteran business owner, the efficiency and reliability of your bookkeeping can play a large role in the overall success of your business.  From helping you plan for the unexpected to being prepared for tax time, bookkeeping basics can go a long way.

While small business bookkeeping can be complex, here are a few tips and practices that can help you stay prepared and keep your finances in order.

Anticipate Long & Short Term Expenses

You may not be able to see into the future, but there are some unexpected expenses that won’t be included in  your planning and bookkeeping.

You can’t determine future revenue, but you can predict it by review past revenue cycles and tax returns to help you get an idea of what you may owe.  Additionally, you’ll want to review revenue on a regular basis (monthly or quarterly, for example) and calculate taxes owed.

Another great way to account for both long and short term expenses is to review the history and current state of your business with regards to things like inventory, building maintenance, equipment needs, and slow seasons.  It’s a lot easier to pay for things like roof repairs or equipment servicing when you plan for it.  The same is true for balancing inventory and cash flow during periods when business may be slower than normal.

Set Up & Use Business Specific Accounts

It’s tempting, particularly if you’re a new small business owner, to use your personal accounts for some expenses.  However, unless meticulously tracked, this can lead to problems down the road.

By setting up (and using) business specific checking, savings, and credit card accounts, you’ll be able to refer directly to statements to help correctly record and reconcile your books regularly.

If you are just starting out, make it a point to open accounts that will be used specifically for transactions within your business. Not only will this help you stay organized, but you’ll also be able to establish credit for your new business while protecting your personal credit from potential losses.

Save Receipts & Track Expenses

Bookkeeping is a year-long event, and that means you’ll need to keep track of your expenses and other transactions over that 365-day period.  Sometimes, particularly if you’re a new business owner, you may not know what receipts you should keep or which expenses can be deducted come tax time.

Saving receipts, no matter how small they are, will help you track your expenses and will help your accountant or bookkeeper get a clear and concise picture at the end of the year.

Tracking and analyzing these expense receipts, preferably using an app made specifically for businesses, will also enable you to understand labor costs or costs associated with specific clients or projects.

Designate a file or folder on your computer to keep all of your scanned and uploaded receipts. Better still, save that file or folder to some sort of online storage program (Google Docs, Dropbox, etc.) to ensure it’s safe from computer glitches or malfunctions.

At the end of the year, you may find you don’t need every receipt you’ve saved, but this is a situation when it’s better to keep it and not need it than to need it and not have access to it.

Monitor Accounts Payable & Receivable

One key part to bookkeeping is understanding and planning your cash flow, or when you will be receiving or making a payment.  Being on top of bills will help you avoid credit issues associated with late or defaulted accounts, and staying on track with customer invoices will allow you to stay on top of bills and accurately estimate cash on hand.

One of the major benefits of solid bookkeeping is getting a picture of where your business stands; accounts payable and receivable play a big role in this picture. You’ll also be able to note any ebbs and flows in your business or identify areas in which you may be able to expand, scale back, or are in need of additional attention.

Become Familiar with Business Bookkeeping Terms

Whether you plan to do all the bookkeeping yourself, utilize bookkeeping programs (we’ll get to that next), or hire someone to handle the books, it’s in your best interest to become familiar with some of the frequently used terms and concepts used in business finance.

Some of these (cash flow, inventory), may be terms you’re already familiar with, while others (owners’ equity, retained earnings) may not be as familiar. You can find lists of important terms all over the internet, including one found here.

Utilize an Online Bookkeeping Service

There are multiple ways you can approach bookkeeping.  Some of them aren’t very efficient (relying solely on memory and a notebook, for example), while some, like utilizing an online bookkeeping services, can help you save money, grow your business, and ultimately keep your finances straight.

There are a wide variety of online bookkeeping services that range from more hands-on platforms that put you in the driver’s seat, to services that will provide you with a designated individual or team to manage your finances.  Ultimately, the decision should be based on your comfort level and budget.

After reviewing the options available, we at Nav.com have partnered with what we feel are the best business solutions available to small business owners. Hop over to our Business Services page to review and learn more about these great service providers.

These are just a few of the key things that are important to improve your overall business organization.  By practicing these and becoming more familiar with the financial side of your business, you’ll be able to develop your own unique approach to successfully managing your business bookkeeping.

 

This article originally appeared on Nav.com and was re-purposed with their permission.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. In FY16, we made $60M in loans to help more than 2,200 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

Visit us online at http://opportunityfundloan.org and follow us on Facebook and Twitter

Each month, we’re sharing and promoting free or affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events in September.

Each month, we’re sharing and promoting the free or affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events in September.

Northern California/Bay Area

Discover and Use Your Super Powers in Your Business

Date: September 12, 2016 | 6:00 pm PDT – 8:00 pm PDT

Location: San Francisco SBA Entrepreneur Center
455 Market Street, Suite 600, San Francisco, CA, 94105 (map it)

Contact: San Francisco SBA Entrepreneur Center | sfomail@sba.gov

Organization: SBA San Francisco District Office

Fee: Free

Have you ever wondered if you have Super Powers?  Why they matter, what are they, and if you’re using them in your business?  Join this fun and lively discussion facilitated by Kristen Carey, Catalyst Moxie, Inc., to learn what Super Powers are, how you benefit from knowing them, and the impact that using your Super Powers can have in your business and life!  Registration is required.

Click here to register for this event.

Business Accounting

Date: September 12, 2016 | 1:00 pm PDT – 4:00 pm PDT

Location: Cal State Center East Bay
1000 Broadway, Suite 109, Oakland, CA, 94607 (map it)

Contact: East Bay SCORE | info@eastbayscore.org

Organization: East Bay SCORE

Fee: $35

Join SCORE business professional and instructor Sid Landman for an overview of the principles of financial management for your business. You’ll learn financial management concepts, Quickbooks templates, and much more. Your $35 registration fee also includes a free download of SCORE’s 17 chapter guide: How to Start & Manage your Small Business.

Click here to register for this event.

Access to Capital / Lender’s Fair

Date: September 28, 2016 | 8:00 am PDT – 4:00 pm PDT

Location: College of San Mateo, 1700 West Hillsdale Blvd., College Center Building 10, Bayview Dining Room, San Mateo, CA 94402 (map it)

Contact: Robert Shoffner (650) 574-6402 |shoffnerr@smccd.edu

Organization: San Mateo SBDC

Fee: $10 (early bird before 9/27)/$15 (general admission)

Join the San Mateo Small Business Development Center and ten different San Mateo County Chambers of Commerce at this event to learn more about how small business owners can access capital for your business—regardless of the size—and network with other business owners. Elizabeth Laderman, Senior Economic Outreach Economist from the San Francisco Federal Reserve, and Mark Quinn, Director of the SBA San Francisco District Office will be in attendance.

In addition, there will be four panel discussions on “Traditional Sources of Capital”, “Emerging and Alternative Sources of Capital”, “Global Access: Export Financing and Services” and “Pre-IPO Funding, Seed Capital, Angel Investors, Venture Capital and Growth Equity”. Throughout the day there will be a resource fair where attendees will be able to interface with resource providers regarding products and services. The workshop represents an excellent opportunity to meet resource partners and lenders that may be able to provide you with the capital to grow you business, invest in capital equipment, or hire new employees.

Click here to register for this event.

Southern California

B2B Networking Breakfast—L.A. South Chamber of Commerce

Date: September 8, 2016 | 7:00 am PDT – 9:00 am PDT

Location: Carrows Restaurant
1638 W. Redondo Beach Blvd. Gardena, CA 90247 (map it)

Contact: David Calderon (714) 564-5200 | calderon_david@rsccd.edu

Organization: Los Angeles South Chamber of Commerce

Fee: $15 members/$20 non-members

Small business owners are invited to the Los Angeles South Chamber of Commerce (LASCC) B2B Networking Breakfast. Mix and mingle with local companies and entrepreneurs representing a variety of industries and services in the South L.A. area. This is a great opportunity to meet new prospects and learn how the LASCC can help your business grow and connect with the community. You’ll also hear from guest speaker: Deborah Deras of Synergy Unlimited. Full breakfast, beverages, and tips are included in your registration fee.

Click here to register for this event.

Guided Entrepreneurship for Vets & Military Spouses (Part 1 of 4)

Date: September 12, 2016 | 5:00 pm PDT – 8:30 pm PDT

Location: Pacific Coast Regional SBDC
3255 Wilshire Boulevard, Suite 1501 Los Angeles, CA 90010 (map it)

Contact: (213) 674-2696

Organization: Pacific Coast Regional SBDC

Fee: $30

The Small Business Development Center (SBDC) hosted by Pacific Coast Regional is proud to host its first course designed for veterans—ideal for those with little to no entrepreneurial experience. The $30 course fee includes four weekly classes, snacks, and the GUIDED Business Plan (TM) Military CEO (chief everything officer) book. The four week series meets Sept. 12, 19, 26, and October 3.

Click here to register for this event.

Access to Capital: Small Business Workshop

Date: September 20, 2016 | 10:00 am PDT – 2:00 pm PDT

Location: Los Angeles City Hall
200 North Spring Street, Los Angeles, CA 90012 (map it)

Organization: The Center for Strategic Economic Studies and Institutional Development

Fee: Free

Join Opportunity Fund at “Access to Capital – Small Business Workshop.” Sessions will include Cash Flow Analysis for Lending, Financial Decisioning for Your Business, and Managing Your Personal and Business Credit. Participants will receive take-home bags with items from our sponsors, pre-scheduled one-on-one consultations, and the opportunity to earn a grant of up to $2,500 to help with business advancement. Parking is free for registered guests. There are only 150 seats available so be sure to reserve your ticket quickly.

Click here to register for this event.

Virtual

Access to Capital 101: Funding Options to Start and Grow Your Business

Date: September 7, 2016 | 11:00 am EDT – 12:00 pm PDT

Location: Online – Webinar

Organization: Small Business Majority

Fee: Free

This free national webinar presented by Small Business Majority and Acción will help small business owners navigate the funding landscape and connect with resources to help you obtain the capital you need to start and grow your business. You will get an overview of alternative lending options including microloans, SBA’s loan guarantee program, community banks and credit unions, CDFIs, reputable online lenders, crowdfunding, the Small Business Borrowers’ Bill of Rights, and much more.

To register for this webinar, click here.

California Small Business Insurance Requirements Webinar

Date: September 26, 2016 | 2:00 pm EDT – 3:00 pm PDT

Location: Online – Webinar

Contact: Catrina Avila (916) 527-8400 | admin@vbocix.org

Organization: Veterans Business Outreach Center

Fee: Free

The Veterans Business Outreach Center (VBOC) in collaboration with Trusted American Insurance Agency will present the California Small Business Insurance Requirements Webinar. Learn about the insurance requirements when owning a business. California law mandates employers to have certain types of insurance: workers’ compensation, unemployment, and contingent on the business location disability insurance. Learn about taxes business owners are required to pay and registration requirements. Other topics will include errors and omissions, surety bonds, commercial general liability, commercial vehicle coverage, and medical health insurance.

To register for this webinar, click here.

Is Your Business in the Black or In The Dark?

Date: September 29, 2016 | 11:00 am EDT – 12:00 pm PDT

Location: Online – Webinar

Contact: webinars@score.org

Organization: SCORE Association

Fee: Free

Whether your business is just starting out, fast growing, or well established, its long-term viability requires diligent management of its finances. Poor financial management and decision-making remain one of the strongest drivers of small business failure, impeding owners from reaching the crucial five-year milestone. This webinar, lead by Internationally recognized Quickbooks expert Stacy Kidal, will help you identify the key numbers on which the success – or failure – of your business turns. And then show you how to use those numbers to guide your day-to-day activities and decision-making. Stacy will also share her list of critical financial indicators and explain how successful business owners stay on top of them.

To register for this webinar, click here.

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. Last year, we made $60M in loans to help more than 2,200 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

Visit us online at opportunityfundloan.org and follow us on Facebook  and Twitter

Each month, we’re sharing and promoting free or affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events in August.

Each month, we’re sharing and promoting the free or affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person events in Northern and Southern California and virtual events. Here are the best upcoming events in August.

Northern California/Bay Area

Financing your Small Business Workshop

Date: August 3, 2016 | 9:00 am PDT – 11:00 am PDT

Location: Veterans Business Outreach Center
4608 Duckhorn Drive Sacramento, CA 95834 (map it)

Contact: (916) 527-8400

Organization: Veterans Business Outreach Center

Fee: Free

This class reviews potential sources of capital to start, operate, and expand a small business. You will learn how to prepare for applying for a small business loan plus sources with expert help to guide you through the process. The class will also include insight into the most important conditions to a lender’s decision to approve or decline a loan request. The seminar will also cover how banks and other lenders operate with the impact of the current recession on their lending programs and how it all affects your ability to obtaining financing.

Click here for more information about this event.

Legal Issues for Small Businesses

Date: August 11, 2016 | 6:00 pm PDT – 9:00 pm PDT

Location: 234 E. Gish Road, Suite 100 San Jose, CA 95112  (map it)

Contact: (408) 453-6237 | info@svscore.org

Organization: Silicon Valley SCORE

Fee: $45 – Veterans can access a FREE promo code for the class here

This small business legal seminar is designed for startups as well as those already in business. When your business changes and grows, you must be prepared to respond to those changes. This is a unique seminar for business owner concerned about tricky legal issues when starting and managing a business. Key topics include how to choose of the type of legal business entity, protecting your identity, business contracts and leases, and many more legal issues that small businesses encounter every day.

Click here to register for this event.

Financial Analysis for Small Businesses

Date: August 18, 2016 | 1:30 pm PDT – 3:30 pm PDT

Location: 455 Market St 6th Floor San Francisco, CA 94105  (map it)

Contact: Angel Cardoz (415) 937-7232 or angel.cardoz@sfgov.org

Organization: San Francisco SBDC

Fee: Free

This workshop will cover different financial analysis methods. You will learn how to analyze your profit and loss report and how budgeting and cash flow forecasting can be used to track and project future monthly cash needs. Small business owners will learn how to use these reports to identify areas where they can increase their profits and business performance plus improve their cash flow management skills.

Click here to register for this event.

Southern California

Develop a Winning Business Plan

Date: August 9, 2016 | 6:00 pm PDT – 8:45 pm PDT

Location: Newport Beach Public Library Friends Room
1000 Avocado Avenue Newport Beach, CA 92660 (map it)

Contact: workshops@score114.org

Organization: Orange County SCORE

Fee: Free

A Business Plan is an important document for raising capital, helping you to monitor progress, and achieving your goals. When done correctly, it is a “living” document and tool that will help you manage the business beyond the start-up phase. We will help you prepare a realistic plan that will document your vision, goals, and strategy. No business should be started or maintained without a business plan.  You will learn the three financial statements and how they relate to risk and performance, taking the mystery out of forecasting. Pre-registration is recommended.

Click here to register for this event.

Why Do Small Businesses Need an Accountant?

Date: August 17, 2016 | 6:00 pm – 8:30 pm PDT

Location: Rancho Santiago Community College District
2323 N. Broadway, Room 107 Santa Ana, CA 92706 (map it)

Contact: David Calderon (714) 564-5200 | calderon_david@rsccd.edu

Organization: Orange County SBDC

Fee: Free

This interactive workshop led by CPA professionals from Mendoza & McDuffie, LLP will cover the basics of what small business owners need to know about accounting for their business. Get answers on why you need an accountant/CPA for the different phases of your business, which areas of expertise you need at each phase of your business, how to select an accountant/CPA, and more.

Click here to register for this event.

Loans for Your Small Business

Date: August 23, 2016 | 9:00 am – 12:00 pm PDT

Location: Menifee Chamber of Commerce – Upstairs Conference Room
29737 New Hub Drive Menifee, CA 92586 (map it)

Contact: Mary Takavorian (909) 983-0751 | Mtakavorian@iesmallbusiness.com

Organization: Santa Ana District SBDC

Fee: Free

Business owners have many options for securing capital for the business needs. Opportunity Fund Director of Microlending Daniel Fernandez and Carla Ulloa, CDC Small Business Finance, shed light on how business lending is changing and how not all lenders are playing by the rules. The seminar will provide information on Micro Loans under $50,000, how to identify the right type of loan for your type of business, and lending practices to be aware of so that you can be sure to avoid them. ADDED BONUS: If you are interested in getting pre-screened for a micro-loan, please bring supporting documentation to the event. You can access a list of the documents here.

To get more information about this event or to register, click here.

Virtual

5 Strategies to Boost Your Business Networking Skills

Date: August 10, 2016 | 10:30 am PDT – 11:15 am PDT

Location: Online – Webinar

Contact: Larry Batten (304) 623-7447 | larry.batten@sba.gov

Organization: U.S. Small Business Administration and SCORE Association

Fee: Free

Business networking is more than bumping into a potential customer.  This webinar will introduce you to 5 fundamental strategies that will kick start your ability to target and grow your client base.  Learn tips on building business relations, maximizing networking events, effective communications skills, and using social media.

Click here to register for this event.

Getting a Bank Loan: Fact v. Fiction

Date: August 19, 2016 | 8:30 am PDT – 9:00 am PDT

Location: Online – Webinar

Contact: Kimberly Donahue (304) 347-5220 | kimberly.donahue@sba.gov

Organization: U.S. Small Business Administration and SCORE Association

Fee: Free

What are the keys to walking into a bank and walking out with a business loan? SBA’s Leo Lopez, a former loan officer, breaks through the myths and tells you how to make the lender say “Yes” in this online seminar.

Click here to register for this event.

The Business Plan and Strategic Planning Webinar

Date: August 25, 2016 | 9:00 am PDT – 1:30 pm PDT

Location: Online – Webinar

Contact: (916) 527-8400 | admin@vbocix.org

Organization:  Veterans Business Outreach Center

Fee: Free

This online seminar can help small business owners understand how to write a viable business plan. The workshop discusses key components of developing and usage of a business plan. Topic matter includes executive summary, marketing strategy, financial strategy, competitive comparison, financial management, legal structure, tools to forecast business needs, cash management, and much more.

Click here to register for this event.

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We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. Last year, we made $37M in loans to help more than 1,800 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

Visit us online at opportunityfundloan.org and follow us on Facebook  and Twitter

Each month, we’re sharing and promoting free or affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events in June.

Each month, we’re sharing and promoting the free or affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events in June.

Northern California/Bay Area

Choosing a Retirement Solution for Your Small Business

Date: June 9, 2016 | 1:30 pm PDT – 3:00 pm PDT

Location: San Francisco SBA Entrepreneur Center
455 Market Street, Suite 600, San Francisco, CA 94105 (map it)

Contact: San Francisco SBA Entrepreneur Center sfomail@sba.gov

Organization: SBA San Francisco District Office and U.S. Department of Labor

Fee: Free

A representative from the U.S. Department of Labor, Employee Benefits Security Administration (EBSA) will provide a presentation focused on choosing a retirement solution for your small business. Click here to register for this event.

Starting And Running A Successful Food Truck Business

Date: June 15, 2016 | 1:00 pm PDT – 4:00 pm PDT

Location: 300 Ellinwood Way Fl 2, Pleasant Hill CA 94523-4859 – Bodega Room (map it)

Contact: Oscar Dominguez (925) 602-6806 or odominguez@ehsd.cccounty.us

Organization: Contra Costa County SBDC

Fee: Free

The food truck industry is a booming with new opportunities for people who are eager to be successful entrepreneurs. You will learn to identify the perfect niche and customer base; create menu items that save time, money and space in the kitchen; find a profitable location time and time again; manage daily operations, costs and prices; and consider licenses, codes, regulations, parking, etc. From choosing a vehicle to franchising and everything in between, learn what you need to know to get your business moving toward success.

Click here to register for this event.

Access to Capital / Lender’s Fair

[Author’s note: this event, originally scheduled for June 22, has been postponed to September 21. Check back with us for the September events lineup for more information.]

Date: June 22, 2016 | 8:00 am PDT – 4:00 pm PDT

Location: College of San Mateo, 1700 West Hillsdale Blvd., College Center Building 10, Bayview Dining Room, San Mateo, CA 94402 (map it)

Contact: Robert Shoffner (650) 574-6402

Organization: San Mateo SBDC

Fee: $20

Small business owners are invited to participate in this dynamic workshop focused on small business credit needs that will include remarks from Elizabeth Laderman, Senior Economic Outreach Economist from the San Francisco Federal Reserve, and Mark Quinn, Director of the SBA San Francisco District Office.

In addition, there will be four panel discussions on “Traditional Sources of Capital”, “Emerging and Alternative Sources of Capital”, “Global Access: Export Financing and Services” and “Pre-IPO Funding, Seed Capital, Angel Investors, Venture Capital and Growth Equity”. Throughout the day there will be a resource fair where attendees will be able to interface with resource providers regarding products and services. The workshop represents an excellent opportunity to meet resource partners and lenders that may be able to provide you with the capital to grow you business, invest in capital equipment or hire new employees.

Click here to register for this event.

Southern California

Basics of Accounting – The Language of Business

Date: June 7, 2016 | 9:00 am PDT – 12:00 pm PDT

Location: National University
3390 Harbor Blvd., Costa Mesa, CA 92626 (map it)

Contact/Organization: Orange County SCORE workshops@score114.org

Fee: $35 via online registration by June 6/$45 at the door – Pre-registration recommended

Accounting is the “language of business”. People in the business world—owners, managers, bankers, investors—use accounting terms and concepts to describe the events that make up the “story” of a business. At its most fundamental level, accounting is the system of tracking the income, expenses, assets and liabilities of your business. In this workshop, you will learn how to make journal entries for debits and credits, the structure of financial statements, important financial ratios, ledgers, and, most importantly, how to “account” for the transactions in your business.

Click here to register for this event.

Small Business Resource Expo

Date: June 22, 2016 | 12:00 pm – 4:00 pm PDT

Location: City of Los Angeles Friendship Auditorium
3201 Riverside Drive, Los Angeles, CA 90027 (map it)

Contact/Organization: Los Angeles Alliance for Economic Inclusion

Fee: Free

Entrepreneurs are invited to attend this no-cost Small Business Resource Expo to connect with organizations that assist small business owners. Connect with nonprofit and government agencies specializing in small business resources such as technical assistance and training, business plan development, financing, procurement, mentoring and more. Opportunity Fund Regional Director Iosefa  Alofaituli is scheduled to attend. Registration closes June 18, 2016 at 8:00 pm PDT.

Click here to register for this event.

Virtual

California Small Business Insurance Requirements Webinar

Date: June 20, 2016 2:00 pm – 3:00 pm PDT
Registration Deadline: June 16, 2016 | 6:00 AM PDT

Location: Online – Webinar

Contact: Catrina Avila (916) 527-8400

Organization: Veterans Business Outreach Program

Fee: Free

Learn about the insurance requirements when owning a business. California law mandates employers to have certain types of insurance: workers’ compensation, unemployment, and contingent on the business location, disability insurance. Click here to register for this event.

A live workshop on the same topic of insurance requirements for small business owners is also available in Sacramento on June 20, 2016 at 2:00 pm PDT. Click here for more information.

Don’t Let These Events Send Your Business into a Tailspin

Date: June 21, 2016 | 11:00 am – 12:00 pm PDT

Location: Online – Webinar

Organization: SCORE Association

Fee: Free

Although “disaster preparedness” often triggers images of hurricanes, tornadoes, and floods, there are dozens of “disasters” that have nothing to do with weather which can send your business into a tail spin. But If you have a plan for dealing with them, you can reduce their impact. Are you prepared to carry on if a key employee unexpectedly quits? Or inventory you need to fulfill orders is suddenly unavailable? Or your city block experiences a power outage or lengthy interruption to your internet service? These kinds of events are more commonplace than most business owners realize, but with advance planning the repercussions on your operations, revenues and customers can be minimized.

Click here to register for this event.

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.


Opportunity Fund is California’s largest and fastest-growing nonprofit lender to small businesses. Last year, we made $37M in loans to help more than 1,800 small business owners invest in their businesses.  Opportunity Fund invests in small business owners who do not have access to traditional financing. As a founding member and signatory to the Borrower’s Bill of Rights, we believe in the important role small businesses play in our community and the economy, and we aim to help owners financially succeed.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

Opportunity Fund. Working Capital for Working People. opportunityfund.org