Small Business $30,001 – $250,000

  • Interest rates: 7.9% to 18.9% interest rate, 9% to 24.1% APR.
  • Terms: Up to 60 months.
  • Qualifications: 1 year in business. On-time payment history, no liens or delinquencies.
  • Documentation: Bank statements, tax returns, and personal ID. No credit OK.
  • Funds Available: 5 days on average.
  • Fees: 5% to 5.99% loan funding fee for loans up to $100K; 4% for loans over $100 up to $150; 3% over $150K
  • Collateral: May be required.
  • Pre-Payment Penalty: None.
  • Payments: N/A.

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Opportunity Fund. Working Capital for Working People. opportunityfund.org