Small Business $30,001 – $250,000

  • Interest rates: 7.9% to 9.9% interest rate, 9.6% to 13.9% APR.
  • Terms: Up to 60 months.
  • Qualifications: 1 year in business. On-time payment history, no liens or delinquencies.
  • Documentation: Bank statements, tax returns, and personal ID. No credit OK.
  • Funds Available: 5 days on average.***
  • Fees: 5.99% loan funding fee for loans up to $100K; 4.99% for loans over $100K up to $150K; 3.99% over $150K
  • Collateral: May be required.
  • Pre-Payment Penalty: None.
  • Payments: N/A.

**Pricing effective August 30, 2018. Pricing subject to change.
***Upon formal approval.

Opportunity Fund. Working Capital for Working People. opportunityfund.org