Express* Under $10,000

  • Interest rates: 15.9% to 18% interest, 21.2% to 21.9% APR.
  • Terms: Up to 24 months.
  • Qualifications: 1 year in business. No min. FICO. On-time payment history, no liens or delinquencies.
  • Documentation: Proof of business, and personal ID. No credit OK.
  • Funds Available: As few as 2 days.
  • Fees: $75 for loans from $2,600 to $4,999. 5% loan funding fee for loans $5,001 to $10,000.
  • Collateral: May be required.
  • Pre-Payment Penalty: None.
  • Payments: N/A.

* Only available in state of California

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Opportunity Fund. Working Capital for Working People. opportunityfund.org