Easy Pay* $5,001 – $250,000

  • Interest rates: 7.9% to 15.9% interest rates, 9.9% to 21.9% APR.
  • Terms: Up to 60 months.
  • Qualifications: 1 year in business. On-time payment history, no liens or delinquencies.
  • Documentation: Recent tax returns. Bank and merchant statements. Copy of MCA agreement.
  • Funds Available: 5 days on average.***
  • Fees: $75 for loans $2,600 to $5,000. 5.99% loan funding fee for loans $5,001 to $100,000. 4.99% for loans $100,001 to $150,000. 3.99% for loans $150,001 to $250,000.
  • Collateral: May be required.
  • Pre-Payment Penalty: None.
  • Payments: Typically less than 10% of your monthly credit card receipts.

* Only available in state of California.
** Pricing effective starting August 30, 2018. Pricing and terms subject to change.
*** Upon formal approval.

Opportunity Fund. Working Capital for Working People. opportunityfund.org