Commercial Vehicle* $2,600 – $150,000

  • Interest rates: 10.5% to 12.9% interest, 12.8% to 15.2% APR.
  • Terms: 24 to 60 months.
  • Qualifications: 1 year in business. On-time payment history, no liens or delinquencies.
  • Documentation: Bank statements, tax returns, and personal ID.
  • Funds Available: 5 days on average.
  • Fees: 5% for loans over $30,000.
  • Collateral: OF holds the title of the asset financed. Minimum 20% – 30% down payment.
  • Pre-Payment Penalty: None.
  • Payments: N/A.

* Only available in state of California

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Opportunity Fund. Working Capital for Working People. opportunityfund.org