September was Hispanic Heritage Month. Let’s keep it going! Here's a list of free and low- cost resources for hispanic entrepreneurs.

September was Hispanic Heritage Month. Let’s keep it going! Here’s a list of free and low- cost resources for hispanic entrepreneurs.

 

Minority Business Development Agency (MBDA)

What it costs: Free

What it does: “MBDA is an agency of the U.S. Department of Commerce that promotes the growth of minority-owned businesses through the mobilization and advancement of public and private sector programs, policy, and research. They work throughout the nation to link minority-owned businesses with the capital, contracts, and markets they need to grow. They also advocate for and promote minority-owned business with elected officials, policymakers, and business leaders. Serving as subject matter experts and advocates for the minority business community, MBDA conducts high-quality research and cultivates domestic and international relationships. Their programs and services better equip minority-owned firms to create jobs, build scale and capacity, increase revenues, and expand regionally, nationally, and internationally”

 

United States Hispanic Chamber of Commerce (USHCC)

What it costs: Free

What it does: “The USHCC actively promotes the economic growth, development and interests of more than 4.37 million Hispanic-owned businesses that, combined, contribute over $700 billion to the American economy every year. USHCC’s local chambers will have access to capital through grant programs, access to training, and a direct gateway to more than 260 corporate partners and Hispanic Business Enterprises. The USHCC National Convention is the largest networking venue for Hispanic businesses in America. It offers the opportunity to establish strategic long-lasting business partnerships through dialogue, networking, workshops, and more.”

 

Women’s Business Border Center (WBBC)

What it costs: Free

What it does: “WBBC provides information, training, individual technical assistance,and opportunities for women interested in starting or expanding their business. They create opportunities for women who want to access information, personal guidance and insight into business-management skills. The WBBC provides female business owners with numerous online sources to better assist with any and all questions about running a small business.”

 

Immigrant Business

What it costs: Free

What it does: “Immigrant Business was created to bring this ever-expanding, essential business community the tools needed to be successful in the United States. They cover inspiring success stories, political issues, and breaking news about immigrants and immigration, and offer first-hand tips on selling, franchising, winning government contracts, and much more from some of the most successful immigrant entrepreneurs in America.”

 

Immigrant Learning Center (ILC)

What it costs: Free

What it does: “ILC is a nonprofit organization that gives immigrants a voice in three ways: the English Language Program provides free, year-round English classes to immigrant and refugee adults in Greater Boston to help them become successful workers, parents and community members; the Public Education Institute informs Americans about the economic and social contributions of immigrants in our society; and the Institute for Immigration Research, a joint venture with George Mason University, conducts research on the economic contributions of immigrants.”

 

We’re always looking for the best affordable online resources, including tools to promote truckers and other small business owners like you. If you would like to share your small business success story or you have resources you have found helpful, please contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.

 

Opportunity Fund, the nation’s leading nonprofit small business lender, believes small dollar loans help hard-working entrepreneurs make lasting change in their own lives and build stronger communities by growing businesses and creating jobs. Opportunity Fund’s community of donors and investors is creating an inclusive financial system that empowers women, immigrant, and minority small business owners. Our strategy combines microloans for small business owners and New Markets Tax Credit investments in high-impact community infrastructure projects. Since 1994, Opportunity Fund has deployed more than $750 million and helped thousands of entrepreneurs invest in their families’ futures. The organization has committed to lending an additional $1.2 billion to small business owners across the country and investing $174 million in community real estate projects by 2023.

Visit us online at opportunityfundloan.org and follow us on Facebook  and Twitter

You may ride the open roads solo, but that doesn’t mean you’re on your own. Here's a list of free and low- cost resources for truck drivers.

You may ride the open roads solo, but that doesn’t mean you’re on your own. Here’s a list of free and low- cost resources for truck drivers.

 

Occupational Safety and Health Administration

What it costs: Free

What it does: The U.S.Department of Labor’s Occupational Safety and Health Administration (OSHA) has a variety of free resources for you as a truck driver. OSHA provides information and training on preventing occupational illness and injury, has connections to other government agencies you can use, provides industry hazard information, and regulates the companies you work for.

 

American Trucking Association

What it costs: Free resources, paid membership available

What it does: Since 1933, the American Trucking Association (ATA) advocates  for truck drivers. They have support and education programs, as well as industry news and conferences just for you.

 

Federal Motor Carrier Safety Administration 

What it costs: Free

What it does: The U.S. Department of Labor’s Federal Motor Carrier Safety Administration (FMCSA) is your go-to resource for DOT registration and regulation information. FMCSA has many programs and utilities for you, including a military trucker program, portals to report safety violations and human trafficking, commercial truck driving insurance resources, and more. 

 

Women in Trucking

What it costs: Free resources, paid membership available

What it does: The Women In Trucking Association is a non-profit organization focused on the transportation and logistics industry. Their mission? To encourage the employment of women in the trucking industry, promote their accomplishments, and minimize obstacles faced by women working in the trucking industry. Find networking events, leadership workshops, career opportunities, advocates for gender equality in trucking, and industry mentors.

 

Owner-Operator Independent Drivers Association

What it costs: Free

What it does: The Owner-Operator Independent Drivers Association (OOIDA) fights for the rights of all truckers. For more than 40 years, OOIDA has pushed legislation and regulation for the trucking industry. As a member, you can enjoy benefits such as affordable insurance, healthcare and life insurance, retirement plans, industry discounts, training programs, and more.

 

We’re always looking for the best affordable online resources, including tools to promote truckers and other  small business owners like you. If you have resources you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.

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Opportunity Fund, the nation’s leading nonprofit small business lender, believes small dollar loans help hard-working entrepreneurs make lasting change in their own lives and build stronger communities by growing businesses and creating jobs. Opportunity Fund’s community of donors and investors is creating an inclusive financial system that empowers women, immigrant, and minority small business owners. Our strategy combines microloans for small business owners and New Markets Tax Credit investments in high-impact community infrastructure projects. Since 1994, Opportunity Fund has deployed more than $750 million and helped thousands of entrepreneurs invest in their families’ futures. The organization has committed to lending an additional $1.2 billion to small business owners across the country and investing $174 million in community real estate projects by 2023.

Visit us online at opportunityfundloan.org and follow us on Facebook  and Twitter

When entrepreneurs need cash fast, Merchant Cash Advances (MCAs) might seem like a good solution. But they’re often too good to be true. Read about how MCAs can drag your small business into dangerous debt cycles.

When entrepreneurs need cash fast, Merchant Cash Advances (MCAs) might seem like a good solution. But they’re often too good to be true. Read about how MCAs can drag your small business into dangerous debt cycles.

 

What is a Merchant Cash Advance?

Since the recession, small businesses have had trouble getting loans from traditional banks. Businesses need working capital to survive, and smaller businesses can really struggle if they can’t get financing when they need it.

Like many American households, when entrepreneurs are tight on cash things can get desperate. Alternative lenders know this, and some take advantage of this desperation. This is where Merchant Cash Advances (MCAs) show up: for-profit companies who promise lightning fast approval and super easy qualifications, even with bad credit. These advances are not classified as loans because the MCA company offers a cash amount upright that is repaid through a percentage of future debit/credit card transactions. Think of an MCA as a payday loan for businesses.

 

Why Merchant Cash Advances Are Deadly For Small Businesses

The problem with MCAs is that they often aren’t transparent about how much this money will cost you. We’ve conducted industry research on these harmful practices, which you can read about here. Not only will you be stuck with high interest rates and hidden fees, leading to painful APR levels, but some MCA businesses may ask you to sign a Confession of Judgement (CoJ). 

A CoJ is one way that MCA companies trick you. If a lender requires you to sign a CoJ before they will give you money, that is a giant red flag. Not every lender who asks you to sign will call you with threats and drain your bank accounts overnight, but by signing a CoJ, you are giving them the freedom to seize your financial assets without warning. 

Although MCAs may seem like a good solution for an immediate financial need, the cost of hidden fees and tricky wording simply isn’t worth it.

Take a look at this simple video that illustrates how MCAs can lead to dangerous debt cycles.

 

 

Opportunity Fund, the nation’s leading nonprofit small business lender, believes small dollar loans help hard-working entrepreneurs make lasting change in their own lives and build stronger communities by growing businesses and creating jobs. Opportunity Fund’s community of donors and investors is creating an inclusive financial system that empowers women, immigrant, and minority small business owners. Our strategy combines microloans for small business owners and New Markets Tax Credit investments in high-impact community infrastructure projects. Since 1994, Opportunity Fund has deployed more than $750 million and helped thousands of entrepreneurs invest in their families’ futures. The organization has committed to lending an additional $1.2 billion to small business owners across the country and investing $174 million in community real estate projects by 2023.

Visit us online at http://opportunityfundloan.org and follow us on Facebook and Twitter

Each month, we promote affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person events in California and virtual events you can join from anywhere. Here are the best upcoming events in July.

Each month, we promote  affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person events in California and virtual events you can join from anywhere. Here are the best upcoming events in July.

Northern California/Sacramento

Personal Financial Planning for Women
Date: July 11, 2019 | 6:00 PM – 8:30 PM PDT
Location: 50 California St. Floor 10, San Francisco, CA 94111 
Contact: info@ellevatenetwork.com
Organization: Ellevate
Fee: $20.80

Please join us for an exciting event on personal financial planning with Diane Bourdo, President of The Humphreys Group.

Click here to register for this event. 

Taxation, Deductions & Compliance for Corporations
Date: July 10, 2019 | 9:30 AM – 12:30 PM PDT
Location:  1792 Tribute Rd. Suite 270, Sacramento CA
Contact: (916) 442-1729
Organization: California Capital
Fee: Free

Learn how to properly form and maintain a Corporation

Some areas to be covered:

  • Reasons to operate your business as a corporation.
  • What MUST be done to get corporation benefits.
  • Legal standing, alter ego—lost tax benefits, lost asset protection
  • The legal structure of corporations.
  • Taxation of corporations, LLC corps and subchapter S elections.
  • Out-of-state corporations, California and nexus tax issues.
  • Tax deductions for corporations—recordkeeping, reporting, compliance.
  • Corporation-owned and personally-owned vehicles—tax treatment and reporting.
  • Fringe benefits for working owners.
  • Accountable reimbursement plans and eligibility.

Click here to register for this event. 

Converting Prospects To Customers
Date: July 11, 2019 | 9:00am to 12:00pm PDT
Location: 500 Chadbourne Road. Fairfield, CA 94534

Contact: (707) 826-3919
Organization: SBDC Northern California
Fee: Free

This workshop is a basic training program on Sales.  It will reacquaint experienced sales people with the many elements of the selling process and teach NEW sales people the skills needed to find prospects and turn them into customers.

Many startup businesses have excellent products and/or services and there is a strong demand for them in the marketplace.  That said, far too many of these new businesses do not achieve their full potential due simply to the inability of their owners and their staff to make effective sales calls.  This workshop will help you and your team have an effective “face to face” sales strategy that will generate new business.
Click here to register for this event. 

 

Southern California/San Diego

Fed/State Basic Payroll Tax
Date: July 17, 2019 | 9:00 am – 12:00 pm PDT
Location:  13430 Hawthorne Blvd. Hawthorne, CA
Contact: (310) 225-8277
OrganizationLos Angeles SBDC
Fee: Free

In this workshop you will learn:

  • California payroll reporting requirements, including forms, employer obligations, reporting, and payment requirements.
  • About independent contractor reporting requirements.
  • Electronic filing and payment requirements and options.
  • Federal payroll reporting requirements, including Forms 940, 941, 1099, W-2, W-4, W-9, and alternative filing.

Click here to register for this event.

Increase Your Cash Flow
Date: July 20, 2019 | 10:00 AM to 12:00 PM  PDT
Location: 1003 East Cooley Drive. Suite 109 Colton, CA
Contact: (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: Free

Understanding the power of mastering your cash flow can be the difference between having a successful business and having a business on the verge of failing. Become more informed about tax advantages that small business owners qualify for and the two main ways to increase cash flow.

Click here to register for this event.

Financial Projections
Date: July 16, 2019 | 5:30 pm – 7:30 pm PDT
Location: 5121 Van Nuys Blvd., Suite 300A Sherman Oaks, CA
Contact: info@vedc.org | 818-907-9922
Organization: VEDC Women’s Business Center
Fee: Free

This course will discuss: the importance of record keeping, assumptions for the projection, financial statements (including income statements, balance sheets, and cash flow statements), spreadsheets, and tips for success. Find out how understanding these forms can help you manage your business more efficiently.

Click here to register for this event.

 

Virtual

Business Basics: Business Plans, Pitch Decks and the Mission, Vision, and Values Statements
Date: July 11, 2019 | 12:00 pm – 1:00 pm MDT
Location: Online—Webinar
Contact: Lora Nelson | lora.nelson@canyons.edu | (661) 362-5900
Organization: SBDC hosted by College of the Canyons
Fee: Free

In this free webinar you will learn about the Mission, Vision, and Values Statement, and how to create them. The session will also cover what is a Business Plan vs. a Pitch Deck, the differences between them and the essential components that both address in creating or expanding a new business.

Click here to register for this event.

Solid Steps to Increase Your Visibility
Date: July 17, 2019 | 12:00 pm – 1:00 pm PDT
Location: Online—Webinar
Contact: 530.926.6670
Organization: Jefferson Economic Development Institute
Fee: Free

Are you wondering how to gain more visibility for your work or your business? How do you attract more of your ideal customers? Do you have a solid base of customers and are ready to move to the next level?

Sarah will teach you to develop lasting powerful relationships in your industry. She will share 4 simple steps that anyone can use to increase their impact on their network.

Participants will learn how to:

  • Develop lasting relationships in your industry.
  • Create a simple plan you can implement to start having more impact on your network.
  • Develop allies, effectively network on digital platforms, foster strong 1:1 relationships, and precisely how to follow up.
  • Identify the steps to develop a system for media outreach

This webinar is great for start-ups and those new to small business and also an excellent review and kick-start for established businesses.

Click here to register for this event. 

 

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.

 

Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $700 million and helped thousands of families invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

Each month, we promote affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person events in California and virtual events you can join from anywhere. Here are the best upcoming events in June.

Each month, we promote affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person events in California and virtual events you can join from anywhere. Here are the best upcoming events in June.

Northern California/Sacramento

Understanding Contracts
Date: Mon, June 17, 2019 | 10:00 AM – 11:30 AM PDT
Location: 455 Market Street, Suite 600. San Francisco, CA 94105  
Contact: sfomail@sba.gov | 415-744-6777
Organization: San Francisco SBA Entrepreneur Center
Fee: Free

Facilitated by a lawyer, this workshop is aimed to help business owners who would like to learn more about how to create contracts for their business. Discussion topics include:

  • Tendering a contract
  • Understanding commonly-included boilerplate language
  • Responsibilities, roles, and obligations of the parties
  • Suggestions for successful management of contracts
  • Extensions of time
  • Negotiation techniques
  • How to understand and use non-compete and non-disclosure clauses
  • Contract enforcement.

Click here to register for this event.

Choosing a Retirement Solution for Your Small Business
Date: Thur, June 13, 2019 | 1:30 PM – 3:00 PM PDT
Location: 455 Market Street, Suite 600. San Francisco, CA 94105  
Contact: sfomail@sba.gov | 415-744-6777
Organization: San Francisco SBA Entrepreneur Center
Fee: Free

A representative from the U.S. Department of Labor, Employee Benefits Security Administration (EBSA) will provide a presentation focused on choosing a retirement solution for your small business. To ensure a financially secure future, it is critical to make the right choices. The U.S. Department of Labor, Employee Benefits Security Administration can help you start today. Registration required.

Click here to register for this event.

Understanding the Power of Video Content for Your Business
Date: June 26, 2019 | 6:30 pm – 9:00 pm PDT
Location: 1500 MacDonald Ave. Richmond
Contact: Lucero De Leon | 510-221-2003 | ldeleon@rencenter.org
Organization: Renaissance Entrepreneurship Center
Fee: Free

You’ve got 6 Seconds: Understanding the Power of Video Content and how to Engage your audience.

The purpose of this workshop is to understand the power of video content and how a business can use it to connect with their audiences. We will be discussing the different types of video content for the major Social Media platforms: Facebook and Instagram. We will also discuss formatting, time lengths, and the differences between posting on your timeline vs. posting on stories. Lastly, how you can benefit and curate content for your audiences.

Click here to register for this event.

 

Southern California/San Diego

Top 10 HR Mistakes For California Employers and Avoiding HR Landmines
Date: June 13, 2019 | 12:00 PM – 1:30 PM PDT
Location:   880 National City Blvd, National City
Contact: Analia Corrales | (510) 205-6488
Organization:  North San Diego SBDC
Fee: Free

Ever wondered what the top HR issues small business owners face in Southern California? Then this class is for you! We have compiled information on the top HR issues for small California business owners as well as the potential claims and litigations associated with these issues. Join us as our certified professionals walk through the issues and find out what you need to put in place to protect your business. Workshop Highlights Include * How to prevent top local HR lawsuits for small businesses * What new policies should be in your employee handbook and job descriptions * Latest legal updates for this and next year * Understand what to do to reduce risk from claims and avoid fines * How the latest changes to workers comp, retirement and benefits will affect you next year Avoiding HR Landmines For Small California Employers We pleased to invite you to our most comprehensive Human Resources workshop ever!

Click here to register for this event.

Empowering Mompreneurs: How To Use Flexible And Fixed Focus To Increase Your Income
Date: Wednesday, June 26, 2019 | 6:00 PM to 8:00 PM PDT  
Location: 1003 East Cooley Drive. Suite 109 Colton, CA
Contact: (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: $20

Being a mompreneur is more than just work-life balance; it takes organization, management, and a serious commitment. Join scientist and mompreneur facilitator Tonya Moore and learn simple, proven strategies on how to have both a happy family and a thriving (and profitable!) business.

Click here to register for this event.

The Art of Pricing
Date: June 18, 2019 | 9:00 am – 11:00 am
Location: 5121 Van Nuys Blvd., Suite 300A Sherman Oaks, CA
Contact: info@vedc.org | 818-907-9922
Organization: VEDC Women’s Business Center
Fee: Free

Are you getting the best bang for your buck? Pricing your product or service correctly is tied to many factors like:

  • Competition
  • Cost of goods
  • Perception of value
  • Time
  • And more…

Join us and learn how to calculate your costs to get you where you want to be.

Click here to register for this event.

 

Virtual

ICE Is Here! How to Prepare for and Handle Immigration Audits
Location: Online—Webinar
Contact: Melissa Ford | admin@saceac.com
Organization: Sacramento Employer Advisory Council
Fee: $10

In California’s “sanctuary state,” recent headlines still have employers and workers alike in a state of panic that ICE will soon be knocking at their door. Attend this webinar to create a plan for ICE audits, so you can remain calm and keep your workers informed about what is really going on.

This informative webinar will cover such topics as:

What to do if ICE shows up;

  • How to implement the new Sanctuary State requirements under AB 450;
  • How to identify a warrant or subpoena;
  • The difference between a raid and an audit;
  • How to prepare for any agency visit;
  • How to prepare your workers for when any agency shows up;
  • Your rights during an agency visit;
  • Common I-9 errors;
  • How to audit yourself;
  • What an I-9 Audit looks like;
  • And the new notice requirements for an I-9 Audit.
  • With a little bit of preparation, you will be ready and able to keep in the peace in your workplace.

Click here to register for this event.

How to Get Leads Online Month After Month Without an Agency
Date: June 6, 2019 | 11:00 am – 12:00 pm PDT
Location: 5121 Van Nuys Blvd., Suite 300A Sherman Oaks, CA
Contact: info@vedc.org | 818-907-9922
Organization: VEDC Women’s Business Center
Fee: Free

How to get leads online month after month without an agency.

In this free webinar, we’ll cover how to create the perfect lead funnel that turns cold leads into sales.

You can use these proven marketing methods that your competitors have forgotten about to crush your competition.

  • Learn how to ethically spy on your competitors’ traffic and get it all for yourself.
  • Learn how to turn traffic into leads.
  • Heck, I even show you how to use proven ads your competitors use for your own.
  • … and much, MUCH More!

Don’t miss this breakthrough webinar that will finally show you how to put your sales funnel on auto pilot and continue to generate sales without doing a thing.

Click here to register for this event.

Navigating Worker Classification and Independent Contractor Status
Location: Online—Webinar
Contact: Melissa Ford | admin@saceac.com
Organization: Sacramento Employer Advisory Council
Fee: Free

In this ever-changing regulatory landscape, the challenges of ensuring proper worker classification and Independent Contractor engagements are becoming more complicated. The potential consequences of misclassifying workers range from IRS fines and assessments to liability for unpaid overtime and state-specific penalties. Employers need to ensure they are engaging with properly classified workers.

This presentation will explore:

  • The difference between and employees and ICs
  • How IC status is determined
  • Current regulatory landscape and recent CA court decisions
  • Misclassification and enforcement risks
  • Best practices for IC engagement

Click here to register for this event.

 

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.

Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $700 million and helped thousands of families invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

Each month, we promoting affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person events in California and virtual events you can join from anywhere. Here are the best upcoming events in May.

Each month, we promoting affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person events in California and virtual events you can join from anywhere. Here are the best upcoming events in May.

Northern California/Sacramento

Running an Environmentally Sustainable Business
Date: Wed, May 8, 2019 | 8:30 AM – 10:00 AM PDT
Location: 455 Market Street, Suite 600. San Francisco, CA 94105  
Contact: sfomail@sba.gov | 415-744-6777
Organization: San Francisco SBA Entrepreneur Center
Fee: Free

Do you work in or own a small business and are pressed for time, but are looking to make a real-world difference on your business’s environmental impacts? This workshop is will cover common resource conservation issues such as supply chain management, reducing waste, green cleaning, water efficiency, and energy conservation.

A diverse panel of speakers include a utility expert, the Green Business Program Coordinator, an B Corp consultant, and a certified Green Business. They panelist will cover environmental best practices and resources available to help your business take the next step on you sustainability journey

Click here to register for this event.

Selling to the Government and Corporations: An Insider’s Guide
Date: Fri, May 10, 2019 | 8:30 AM – 12:00 PM PDT
Location: 455 Market Street, Suite 600. San Francisco, CA 94105  
Contact: sfomail@sba.gov | 415-744-6777
Organization: San Francisco SBA Entrepreneur Center
Fee: Free

Did you know that the federal government is the largest economy in the world, spending half a trillion dollars on goods & services each year, and the state of California ranks number five, just ahead of the UK & France!

The government purchases nearly EVERYTHING from office supplies to construction services to art instruction services, and everything in between. If your small business sells it, the government probably buys it. Plus, there are special considerations for businesses certified as small, minority-owned, woman-owned, veteran-owned and more. Learn how to make the government your next customer, or learn how to expand your current government customer base at this free workshop series hosted by the Norcal Procurement Technical Assistance Center (PTAC) and the U.S. Small Business Administration (SBA).

Click here to register for this event.

Disability Access For Small Businesses: A Panel Discussion On ADA/ABE
Date: Tuesday, May 7, 2019 | 1:00pm to 3:00pm PDT
Location: 2nd Floor Atrium, 1 South Van Ness Avenue. San Francisco
Contact: Jossiel Cruseta | 628-652-6397
Organization: SBDC Northern California
Fee: Free

In 2016, San Francisco passed the “Accessible Business Entrance” (ABE) ordinance, which requires existing buildings with a place of “public accommodation” to have all primary entrances accessible for people with disabilities.

In partnership with the Office of Small Business, California Commission on Disability Access, and Pacific ADA, the San Francisco Small Business Development Center will host a panel discussion for small business owners who want to learn about being compliant with federal, state, and local laws to reduce your risk of litigation.

Click here to register for this event.

 

Southern California/San Diego

Getting Started With Marketing Automation
Date: May 29, 2019 | 10:00 AM – 12:00 PM PDT
Location:  2075 Las Palmas Drive, Carlsbad CA
Contact: centerinfo@miracosta.edu | (760) 795-8740
Organization:  North San Diego SBDC
Fee: Free

Staying on top of emails to prospects and customers can be a full time job. Even if you have templates for outreach and replies, it still takes time to tweak your message and send out emails.

Marketing automation can take over some of that job for you, sending and replying to standard emails automatically so you don’t have to.

Join us for this workshop full of tips and tricks to getting started with marketing automation. Plus learn typical pitfalls to avoid, getting you off on the right foot and putting you a step ahead of your competition.

Click here to register for this event.

Patents, Trademarks and Copyright
Date: Wednesday, May 29, 2019 | 6:00 pm PDT – 8:00 pm PDT
Location: 1003 East Cooley Drive. Suite 109 Colton, CA
Contact: (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: $20

Want to know how to protect your business’s intellectual property? This workshop will show you how! Discover what is considered the intellectual property of your business and the steps you need to take to protect it. You’ll learn the difference between a trademark and copyright; how patents can protect your business and more.

Click here to register for this event.

License and Permits for Small Businesses
Date: May 15, 2019 | 5:30 pm – 7:30 pm PDT
Location: 5121 Van Nuys Blvd., Suite 300A Sherman Oaks, CA
Contact: info@vedc.org | 818-907-9922
Organization: VEDC Women’s Business Center
Fee: Free

This class will help you learn about business structures and the required licenses and permits your business may need. You will also learn how to complete applications for various licenses and other legal documents for your business.

Click here to register for this event.

 

Virtual

Tips for Importing into the U.S.
Date: May 16, 2019 | 6:15 pm – 6:45 pm PDT
Location: Online—Webinar
Contact: Lora Nelson | lora.nelson@canyons.edu | (661) 362-5900
Organization: SBDC hosted by College of the Canyons
Fee: Free

Do you want to start or expand an import business? It’s important to follow all laws and regulations to avoid an import business nightmare.

The following will be covered:

  • Do I need an import license?
  • What are the necessary documents?
  • How to classify the merchandise
  • What is the Harmonized Tariff Schedule (HTS)?
  • How can a licensed customs broker help your business?
  • What is the role of the U.S. Customs and Border Protection (CBP)?
  • Important tips about shipments
  • Duties, tariffs, and what’s next?

Click here to register for this event.

How to use Google Analytics in your E-commerce Business
Date: May 16, 2019 | 12:00 pm – 1:00 pm MDT
Location: Online—Webinar
Contact: Lora Nelson | lora.nelson@canyons.edu | (661) 362-5900
Organization: SBDC hosted by College of the Canyons
Fee: Free

Overview

Monitoring the important KPIs

How to build useful dashboards

Click here to register for this event.

Voice Matters: How to Unleash Your Presence as a Speaker to Grow Your Business
Date: Wednesday, May 29, 2019 | 12:00 pm – 1:00 pm PDT
Location: Online—Webinar
Contact: 530.926.6670
Organization: Jefferson Economic Development Institute
Fee: Free

Are you tired of having “hit or miss” experiences when speaking in public? Would you like to be fully present in your own body while deeply connected to the crowd? Would you like to awaken, energize and move them–to laughter, to tears, to action?

It’s not (just) what you say, it’s (also) how you say it. Charisma is no longer optional. Leaders need to be able to influence, motivate, inspire, connect with and emotionally move their audiences. In this interactive webinar, you will learn how to do more than communicate clearly and articulately. You will come away with powerful techniques to help you unleash your innate, unique charisma and to move people – to laughter, to tears or to action.

Click here to register for this event.

 

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.

Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $700 million and helped thousands of families invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

Each month, we’re promoting affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person events in California and virtual events you can join from anywhere. Here are the best upcoming events in April.

Each month, we’re promoting affordable events that help small business owners run their businesses better. This is your monthly calendar for in-person events in California and virtual events you can join from anywhere. Here are the best upcoming events in April.

 

Northern California/Sacramento

Financial Statement Basics
Date: April 12, 2019 | 9:30 am PDT – 12:00 pm PDT
Location: 234 E. Gish Road, Suite 100 San Jose, CA 95112  
Contact: info@svscore.org | 408-453-6237
Organization: Silicon Valley SCORE
Fee: $45

The financial health of your business can be better diagnosed, if you have a good understanding of basic financial terms and the purpose of key financial statements. Learn basic financial concepts and gain insight into the interpretation of your Balance Sheet, Cash Flow Statement and Profit and Loss Statement. Knowing these concepts will improve your business planning and the conversations you have with your financial professionals.

Key Topics:

  • Balance Sheet
  • Profit and Loss Statement
  • Cash Flow Statement
  • Break even point
  • Financial Statement analysis and comparisons.

Learning Outcomes:

  • important  financial terms: assets, liabilities, payables, receivables, gross income, net income.
  • how to read Balance Sheets, Cash Flow Statements, Profit and Loss Statements
  • how to analyze Balance Sheets, Cash Flow Statements, Profit and Loss Statements

Click here to register for this event.

 

8 Steps to Master Your Cash Flow – A Workshop for Women Business Owners
Date: April 18, 2019 | 6:30 pm PDT – 9:00 pm PDT
Location: 2060 West College Ave., 2nd Floor Santa Rosa, CA 95401
Contact: Sandy Tradewell | sandy.tradewell@score450.org | 707-548-5814
Organization: SCORE North Coast
Fee: $35

Women-owned business is the fastest growing segment of the economy in Sonoma County. This workshop for women provides cash flow strategies and support for addressing women’s unique relationship to money and how they do business. Break through limiting beliefs around money that are holding you back from making money.

Click here to register for this event.

 

Facebook Ads 101
Date: April 23, 2019 | 2:00 pm PDT – 3:00 pm PDT
Location: 33 New Montgomery Street Suite 750, CA 94105
Contact: Erin Morris | emorris@rencenter.org | (415) 348-6227
Organization: Renaissance Entrepreneurship Center
Fee: Free

Renaissance has partnered with Shopify to bring you up-to-date information about online marketing. This workshop will focus specifically on Facebook Ads, and how you can utilize them to market your small business and make more sales.

Click here to register for this event.

 

Southern California/San Diego

Hire and Manage Great Employees
Date: April 12, 2019 | 9:00 am PDT – 12:00 pm PDT
Location: 8825 Aero Drive, Suite 102
Contact: workshop0140@scorevolunteer.org | (858) 283-1100
Organization: SCORE San Diego
Fee: Free

Upon completion of this course, you should be able to

  • Identify your hiring needs
  • Write a job description
  • Understand the process for selecting and hiring employees
  • Acquire the skill set for interviewing candidates
  • Conduct performance review
  • Know how to be a mentor and coach

    Click here to register for this event.

Writing a Winning Business Plan
Date: April 22, 2019 | 6:00 pm PDT – 8:00 pm PDT
Location: 365 N Main St. Corona, CA 92880
Contact: (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: $20

Find out what goes into crafting a great business plan. Spend time with an experienced trainer to learn the steps to follow to make the writing process less tedious and discover where to gather the information you need to write a winning plan.

Click here to register for this event.

 

Are You Covered? Insurance Basics for Small Businesses
Date: April 25, 2019 | 6:00 pm PDT – 8:00 pm PDT
Location: 12625 Frederick Street, Suite K3 Moreno Valley, CA 92553
Contact: (909) 890-1242
Organization: Inland Empire Women’s Business Center
 Fee: Free

Is your business insurance providing all the coverage you need? Join us for a discussion about the many aspects of business insurance and get the tools to help you understand and evaluate the types of coverage available. Learn how to manage your risk and make sure your policy covers what you need.

Click here to register for this event.

 

Virtual

Employee vs. Independent Contractor: What California Companies Need to Know

Date: April 24, 2019 | 12:00 pm PDT – 1:00 pm PDT
Location: Online—Webinar
Contact: info@e-jedi.org | (530) 926-6670
Organization: Jefferson Economic Development Institute
Fee: Free

Workers come in many varieties. This workshop will provide key insights into the differences between employees, interns, volunteers independent contractors. We will specifically discuss the new CA ABC independent contractor test and how you can grow your company while complying with the myriad of state and federal regulations.

Join us!

  • Gain a thorough understanding of the difference between employees and contractors.
  • Practice applying the new ABC Independent Contractor test.
  • Find out about resources for hiring employees and contractors.
  • Receive a comprehensive handout showing the laws.

Click here to register for this event.

 

Women/Veteran-Owned Small Business Certifications

Date: April 10, 2019 | 1:00 pm MDT – 2:30 pm MDT
Location: Online—Webinar
Contact: Peggy Baker | pbaker@uwyo.edu
Organization: Wyoming SBDC Network
Fee: Free

This webinar will cover the basics of both of these two socioeconomic certification programs and their advantages. Emphasis will be placed on the qualifications and application process for each program. We’ll also cover:

  • The types of documentation needed
  • How and when to prepare detailed letters of explanation
  • The difference between the types of Veteran-Owned Small Business certifications and how the VA set-asides differ from the rest of the federal government
  • Formal certification vs self-certification for Women-Owned Small Businesses
  • How to maintain these certifications
  • How to use the certifications as a marketing tool
  • And more!

Click here to register for this event.

 

Cybersecurity for Small Businesses

Date: April 10, 2019 | 8:00 am PDT – 9:00 am PDT
Location: Online—Webinar
Contact: Derek E. Diaz | ddiaz@ftc.gov | (216) 263-3421
Organization: Federal Trade Commission
Fee: Free

The FTC deals with issues that touch the economic life of every Business Owner and every American.

In this webinar you will learn about New Resources directly from a lawyer of the FTC.

The Mission of FTC: Protecting consumers and competition by preventing anticompetitive, deceptive, and unfair business    practices through law enforcement, advocacy, and education without unduly burdening legitimate business activity.

The Vision of FTC: A vibrant economy characterized by vigorous competition and consumer access to accurate information.

One of the Strategic Goals of the FTC: Protect consumers from unfair and deceptive practices in the marketplace.

Click here to register for this event.

 

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $700 million and helped thousands of families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

The U.S. government is here to help small business owners. Here’s a list of free and low cost small business resources available from the SBA, Department of Labor, IRS, and more.

The U.S. government is here to help small business owners. Here’s a list of free and low cost small business resources available from the SBA, Department of Labor, IRS, and more.

 

U.S. Department of Health & Human Services (HHS)

What it costs: Free

What it does: The HHS is a completely free government resource for you to learn about, comment on, or file a complaint about regulations; access government grants and contracts; and connect with HHS programs and services such as emergency preparedness, food and drug safety programs that could be relevant to your business’ industry, and health insurance for small businesses.

U.S. Department of Labor (DOL)

What it costs: Free

What it does: The DOL has everything you need to know about regulations and compliance information as a small business owner. From worker’s compensation and OSHA to employment benefits and whistleblower protections, there is a treasure trove for you to explore. Being informed is the best way you can be the best boss.

Office of Small & Disadvantaged Business Utilization (OSDBU)

What it costs: Free

What it does: You might notice that OSDBU is a department of Veteran’s Affairs, but that doesn’t mean you can’t reap benefits from OSDBU if you haven’t served in the military. Federal agencies have to set aside a certain percentage of contracts for small businesses, and this is where you can access and apply for them.

U.S. Small Business Administration (SBA)

What it costs: Free

What it does: The SBA has a lot of resources and tools for you to grow and manage your business successfully. Find information about applying for licenses and permits, opening a business bank account, registering as a veteran- or minority-owned business, hiring and managing employees, franchising or expanding your business, writing a business plan, preparing for emergencies, and so much more.

IRS Small Business and Self-Employed Tax Center

What it costs: Free

What it does: We’ve written previously about this resource, but the IRS has a center for small businesses to find information about filing business taxes, record keeping, registering your business with the IRS, tax workshops, a free calculator, and more.

 

We’re always looking for the best affordable online resources including tools to promote to small business owners like you. If you have a tool you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $700 million and helped thousands of families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook  and Twitter

Opportunity Fund. Working Capital for Working People. opportunityfund.org