September was Hispanic Heritage Month. Let’s keep it going! Here's a list of free and low- cost resources for hispanic entrepreneurs.

September was Hispanic Heritage Month. Let’s keep it going! Here’s a list of free and low- cost resources for hispanic entrepreneurs.

 

Minority Business Development Agency (MBDA)

What it costs: Free

What it does: “MBDA is an agency of the U.S. Department of Commerce that promotes the growth of minority-owned businesses through the mobilization and advancement of public and private sector programs, policy, and research. They work throughout the nation to link minority-owned businesses with the capital, contracts, and markets they need to grow. They also advocate for and promote minority-owned business with elected officials, policymakers, and business leaders. Serving as subject matter experts and advocates for the minority business community, MBDA conducts high-quality research and cultivates domestic and international relationships. Their programs and services better equip minority-owned firms to create jobs, build scale and capacity, increase revenues, and expand regionally, nationally, and internationally”

 

United States Hispanic Chamber of Commerce (USHCC)

What it costs: Free

What it does: “The USHCC actively promotes the economic growth, development and interests of more than 4.37 million Hispanic-owned businesses that, combined, contribute over $700 billion to the American economy every year. USHCC’s local chambers will have access to capital through grant programs, access to training, and a direct gateway to more than 260 corporate partners and Hispanic Business Enterprises. The USHCC National Convention is the largest networking venue for Hispanic businesses in America. It offers the opportunity to establish strategic long-lasting business partnerships through dialogue, networking, workshops, and more.”

 

Women’s Business Border Center (WBBC)

What it costs: Free

What it does: “WBBC provides information, training, individual technical assistance,and opportunities for women interested in starting or expanding their business. They create opportunities for women who want to access information, personal guidance and insight into business-management skills. The WBBC provides female business owners with numerous online sources to better assist with any and all questions about running a small business.”

 

Immigrant Business

What it costs: Free

What it does: “Immigrant Business was created to bring this ever-expanding, essential business community the tools needed to be successful in the United States. They cover inspiring success stories, political issues, and breaking news about immigrants and immigration, and offer first-hand tips on selling, franchising, winning government contracts, and much more from some of the most successful immigrant entrepreneurs in America.”

 

Immigrant Learning Center (ILC)

What it costs: Free

What it does: “ILC is a nonprofit organization that gives immigrants a voice in three ways: the English Language Program provides free, year-round English classes to immigrant and refugee adults in Greater Boston to help them become successful workers, parents and community members; the Public Education Institute informs Americans about the economic and social contributions of immigrants in our society; and the Institute for Immigration Research, a joint venture with George Mason University, conducts research on the economic contributions of immigrants.”

 

We’re always looking for the best affordable online resources, including tools to promote truckers and other small business owners like you. If you would like to share your small business success story or you have resources you have found helpful, please contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.

 

Opportunity Fund, the nation’s leading nonprofit small business lender, believes small dollar loans help hard-working entrepreneurs make lasting change in their own lives and build stronger communities by growing businesses and creating jobs. Opportunity Fund’s community of donors and investors is creating an inclusive financial system that empowers women, immigrant, and minority small business owners. Our strategy combines microloans for small business owners and New Markets Tax Credit investments in high-impact community infrastructure projects. Since 1994, Opportunity Fund has deployed more than $750 million and helped thousands of entrepreneurs invest in their families’ futures. The organization has committed to lending an additional $1.2 billion to small business owners across the country and investing $174 million in community real estate projects by 2023.

Visit us online at opportunityfundloan.org and follow us on Facebook  and Twitter

This is your bi-weekly calendar for in-person events in California and virtual events you can join from anywhere. Here are the best upcoming events from February 15 through 28.

Every two weeks, we’re promoting affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in California.

Here are the best upcoming events from February 15 through 28.

Northern California/Sacramento

Women Mentoring Women
Date: February 19, 2019 | 4:00 pm PDT – 5:00 pm PDT
Location: 1470 Fruitvale Ave. Oakland, CA 94601 (map it)
Contact: Iveeth Valerio | ivalerio@anewamerica.org | (510) 532-5240
Organization: AnewAmerica Community Corporation
Fee: Free

Join the conversation: Women Mentoring Women Business Start-Up with Laura R. Gardea at AnewAmerica Community Corporation.

For questions or to register please call (510) 532-5240.

Legal Essentials for Doing Business Online
Date: February 20, 2019 | 12:00 pm PDT – 1:00 pm PDT
Location: 455 Market St. #600 San Francisco, CA 94105 (map it)
Contact: mauna@startsmallthinkbig.org | (415) 966-2187
Organization: Start Small Think Big
Fee: $20

Join attorneys from Cooley LLP for a conversation on the legal basis in operating a business online.

Topics include:

  • Website Terms & Conditions and Privacy Policies, including whether and when you need to use them, what you should include, and what they mean
  • Copyright infringement issues when adding textual and photographic content to your business website and how to avoid problems
  • Social media intersection with business and law, including website comments sections and employee privacy

Click here to register for this event.

Intellectual Property: Protecting Your Ideas, Brands, Designs
Date: February 20, 2019 | 6:00 pm PDT – 8:00 pm PDT
Location: 275 5th St. San Francisco, CA 94103 (map it)
Contact: Erin Morris | emorris@rencenter.org | (415) 348-6227
Organization: Renaissance Entrepreneurship Center
Fee: Free

You may have the right to protect your unique business name, ideas, or creations from being tarnished or knocked off by a competitor, but how do you do that affordably on a tight budget?

This workshop is an introduction to different types of intellectual property (focused primarily on copyrights, trademarks and trade secrets), and will provide you with self-help resource information to start building a simple but solid foundation of protection through rights searches, NDA’s, registrations, licenses and other tools.

Although taught by an experienced business attorney and presented by the San Francisco Community Business Law Center, this class does not constitute legal advice.

Click here to register for this event.

Southern California/San Diego

Effective Digital Marketing: Plan, Push, & Promote
Date: Starts February 19, 2019 | 6:00 pm PDT – 9:00 pm PDT
Location: Gardena Valley JCI—2nd Floor
1964 W. 162nd St. Gardena, CA 90247 (map it)
Contact: Mariko Lochridge | MarikoLochridge@ltsc.org | (213) 473-1658
Organization: Asian Pacific Islander Small Business Program
Fee: Free

Join APISBP for this free 8-part workshop series for entrepreneurs and social media managers and receive hands-on training to start, improve, and build their digital marketing campaigns.  

Learn how to create an effective Kickstarter campaign and make your goal or launch a brand on Instagram and create effective digital footprints, and more!

Classes meet weekly on Tuesdays starting February 19th through April 2nd at the Gardena Valley Japanese Cultural Institute.

Click here to register for this event.

Drive New Business with Social Media
Date: February 21, 2019 | 6:00 pm PDT – 8:00 pm PDT
Location: 1003 East Cooley Dr. Suite 109 Colton, CA 92324 (map it)
Contact: (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: $20

From understanding the different social media platforms, to choosing what to say and where to say it, this workshop will give you the keys to the most effective social media marketing for you.

Let instructor Joan Stanford of Jazzy Pen make social media easy so you can capture likes, shares, and customers!

Click here to register for this event.

Understanding Legal Structures
Date: February 5, 2019 | 5:30 pm PDT – 7:30 pm PDT
Location: BusinessSource Center North Valley
13420 Van Nuys Blvd. Ste. 121 Pacoima, CA 91331 (map it)
Contact: info@vedc.org | (818) 834-0577
Organization: VEDC
Fee: Free

This class will help you learn about the different business structures and the required licenses and permits your business may need.

Topics include:

  • Corporations & LLC’s
  • Copyrights
  • Trademarks
  • DBA Definition

Click here to register for this event.

Virtual

Turning Your Passion Into A Business On Etsy
Date: February 19, 2019 | 3:00 pm PDT – 5:00 pm PDT
Location: Online—Webinar
Contact: Sarah Espinosa | sespinos@uncfsu.edu | (910) 672-2683
Organization: Fayetteville State University Veterans Business Outreach Center
Fee: Free

Etsy is a rapidly growing online marketplace for selling handmade goods, vintage items, and craft supplies. With more than 54 million members, there’s no better place to launch your own creative small business. In fact, sellers took home over 34 billion in sales in 2017 alone.

Attend this class to learn how to sell your artwork, jewelry, crafts, and vintage items.

How-to topics include:

  • Grow your brand and reach new customers with SEO tools
  • Register and start selling on Etsy
  • Share the story of your craft in your profile, item photos, and shop banner
  • Escape the 9-5 grind and focus on your passion
  • Understand the basics of your small business strategy with an in-depth look at Etsy’s tools to help you succeed online

Click here to register for this event.

Build & Protect Your Business Credit Score Webinar
Date: February 26, 2019 | 8:00 am PDT – 9:00 am PDT
Location: Online—Webinar
Contact: atu@asbtdc.org | (479) 356-2067
Organization: Arkansas Tech University Small Business and Technology Development Center
Fee: Free

Like individuals, businesses have their own credit scores. However, the way they are reported and your ability to freeze them is quite different. Strong business credit can open up opportunities to grow your business, including attractive financing options. You need to be proactive to build and protect your commercial credit ratings.

Join credit expert Gerri Detweiler, education director for Nav, on this free webinar as she explains how to build, leverage and protect your business credit.

Topics include:

  • The different credit bureaus compile these reports and how they are used
  • Business credit scores and the factors that help build strong scores
  • Key ways business credit is different from personal
  • Quick steps you can take now to build business credit
  • Free ways to monitor your business credit

Click here to register for this event.

Your 2019 Marketing Tune-Up: Save Time and Money with Inquiry
Date: February 27, 2019 | 12:00 pm PDT – 1:00 pm PDT
Location: Online—Webinar
Contact: info@e-jedi.org | (530) 926-6670
Organization: Jefferson Economic Development Institute
Fee: Free

Are you ready to really rock your marketing in 2019? Join this interactive webinar to gain clarity and next steps for your 2019 marketing visions and plans.

Before spending time or money on marketing strategies, get clear on who you serve, your industry resources, and potential collaborators. You’ll learn how to do your due diligence before spending a dime on efforts that don’t work.

Small business owners can learn the basics behind great marketing to engage and attract clients all year long. Join us to gain new skills in creating content, designing posts, developing marketing collateral, and updating your website.

Click here to register for this event.

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.


For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $700 million and helped thousands of families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

This is your bi-weekly calendar for in-person events in California and virtual events you can join from anywhere. Here are the best upcoming events from February 1 through 14.

Every two weeks, we’re promoting affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in California.

Here are the best upcoming events from February 1 through 14.

Northern California/Sacramento

Other People’s Money
Date: February 6, 2019 | 6:00 pm PDT – 8:00 pm PDT
Location: 1325-B Evans Ave. San Francisco, CA 94124 (map it)
Contact: bayview@rencenter.org | (415) 647-3728
Organization: Renaissance Entrepreneurship Center
Fee: Free

Whether you are using loans, equity, trade credit, prepaid revenue, donations, or some combination of funding sources, using other people’s money to launch or grow your business carries risk of unpleasant surprises and legal disputes.

This workshop will survey the risks and opportunities of different small business funding types, and help you understand how to clearly define your legal rights and obligations in advance in writing to protect yourself against future problems with business creditors and investors.

Although taught by an experienced business attorney and presented by The San Francisco Community Business Law Center,  this class does not constitute legal advice.

Click here to register for this event.

Master Your Business Financials and Make Them Work for You—A 3 Part Series
Date: Starts February 11, 2019 | 12:00 pm PDT – 1:00 pm PDT
Location: 1670 Market St. Ste. #112 Redding, CA 96001 (map it)
Contact: info@e-jedi.org | (530) 926-6670
Organization: Jefferson Economic Development Institute
Fee: $20

Join this three-part workshop to learn how to master your business financials and make them work for you—even if you break into a sweat just thinking about them! The hour-long class meets every Monday for three weeks starting February 11.

This series of accounting/financial classes will help you get peace of mind and the confidence to manage your business financials:

The Basics of Bookkeeping: Demystify and simplify the duties of bookkeeping and accounting for your business:

  • Demystify the bookkeeping process:
  • Learn the best and quickest ways to automate your bookkeeping processes, creating tons of time to get back to working “on” your business
  • Gain techniques and tools to relieve the headache of bookkeeping without hiring a full-time bookkeeper

The Power of Metrics: Analyze the health and efficiency of your business through the use of financial metrics:

  • Gain the tools to easily analyze and project income and expenses
  • Learn how to calculate gross and net profitability accurately and with confidence
  • Understand what a financial metric is and how it’s used to value a business

Succession Planning: Ensure the longevity of your business:

  • Learn how to properly value your business
  • Understand what an EBITDA Multiplier is and how to determine yours
  • Start developing your exit plan to secure your business (even if you never plan on leaving it)

Click here to register for this event. A webinar version of this course is also available starting Wednesday, February 13 at 6pm.

Payroll Taxes 101
Date: February 6, 2019 | 11:00 am PDT – 1:00 pm PDT
Location: 234 E. Gish Rd. Ste 100 San Jose, CA 95112 (map it)
Contact: info@svscore.org | (408) 453-6237
Organization: Silicon Valley SCORE
Fee: $45 for general admission | $20 for students | Free for veterans

You’ve hired your first employee! Now what? They need to get paid and you want to stay in compliance.  

This is an introductory course in understanding payroll taxes, workers compensation, and how to go about paying them.  In this course, you will get a checklist of all payroll requirements and learn key topics such as:

  • Steps for hiring your first employee and paying them
  • Payroll taxes
  • Workers comp integration with payroll
  • Payroll liabilities: a chart
  • Methods for handling payroll
  • Workers comp audits
  • Compliance with California laws

Click here to register for this event.

Southern California/San Diego

Podcasting for Small Businesses
Date: February 5, 2019 | 1:00 pm PDT – 3:00 pm PDT
Location: El Camino College Business Training Center
13430 Hawthorne Blvd. Hawthorne, CA 90250 (map it)
Contact: Martha Cisneros | mcisneros@elcamino.edu | (310) 225-8277
Organization: South Bay SBDC
Fee: Free

With more time in the car stuck in traffic commuting and the decline of good music on the radio we are forced with a dilemma of what to do in the car. According to Edison Research, online radio including podcasts has grown 61% in the past ten years and NPR data reported in last two years has risen from 3.5 to 5.4 million listeners.

Entrepreneurs can strategically use podcasting to position their brands and build rapport with prospects to convert more sales.

Join this free seminar led by Deborah Deras, creator of the Be A Paid Speaker Now Podcast, and learn how Deborah started her podcast how you can too. Topics include:

  • Why podcasting is a great tool for your business
  • What equipment to get
  • What are the steps to go from concept to actually podcasting
  • Who will host your podcast
  • How to edit the podcast
  • How to avoid amateur mistakes
  • How to get your podcast to the ears of your listeners

Click here to register for this event.

The Keys to Effective Guest Complaint Management
Date: February 5, 2019 | 5:30 pm PDT – 7:30 pm PDT
Location: VEDC Women’s Business Center
5121 Van Nuys Blvd. Suite 300A Sherman Oaks, CA 91403 (map it)
Contact: info@vedc.org | (818) 907-9922
Organization: VEDC
Fee: Free

Join this free workshop and learn how to manage customer complaints effectively. Topics include:

  • The true cost of guest complaints for your business
  • Typical restaurant or food service complaints
  • Strategies for crafting responses to complaints that will build loyal customers
  • Methods for effectively responding to online feedback

Click here to register for this event.

Business Plan Boot Camp: Introduction to Business Planning
Date: February 12, 2019 | 6:00 pm PDT – 8:00 pm PDT
Location: 1003 East Cooley Dr. Suite 109 Colton, CA 92324 (map it)
Contact: (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: $20

Shape up your business plan! Get started with an overview of the plan elements and a discussion of your business description and how to conduct an analysis of your industry.

Click here to register for this event.

Virtual

How to Start a Home-Based Business
Date: February 5, 2019 | 3:00 pm PDT – 4:30 pm PDT
Location: Online—Webinar
Contact: info@TheInstituteNC.org | (919) 956-8889
Organization: The Institute (N.C.)
Fee: Free

Learn the requirements for getting started with a home-based business, including finding your niche, legal requirements, and developing a business plan. This free webinar is presented in partnership with the Veterans Business Outreach Center.

Click here to register for this event.

Credit Reports & Scores Explained
Date: February 7, 2019 | 8:30 am PDT – 9:00 am PDT
Location: Online—Webinar
Contact: Kimberly.Donahue@sba.gov | (304) 623-5631
Organization: U.S. Small Business Administration West Virginia District Office
Fee: Free

Your credit score can impact everything from where you live to how much you pay for insurance. Isn’t it about time you learned how credit reports and scores really work? This free webinar covers the factors that influence credit scores, how to dispute errors, and more.

Click here to register for this event.

Marketing with Snapchat
Date: February 11, 2019 | 6:30 am PDT – 8:00 am PDT
Location: Online—Webinar
Contact: entrectr@hartford.edu | (919) 956-8889
Organization: University of Hartford Entrepreneurial Center & Women’s Business Center
Fee: Free

Learn the key elements of a successful business plan, how to develop one, and why it’s important! Find out how to outline your plan, craft a mission statement, analyze the market and the industry, create a financial plan, and locate resources.

Click here to register for this event.

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.


For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $700 million and helped thousands of families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

This is your bi-weekly calendar for in-person events in California and virtual events you can join from anywhere. Here are the best upcoming events from January 15 through 31.

Every two weeks, we’re promoting affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in California.

Here are the best upcoming events from January 15 through 31.

Northern California/Sacramento

El Pajaro CDC Commercial Kitchen Incubator Program Orientation
Date: January 17, 2019 | 6:00 pm PDT – 7:30 pm PDT
Location: El Pajaro Commercial Kitchen
412 East Riverside Dr. Watsonville, CA 95076 (map it)
Contact: (831) 722-1224
Organization: El Pajaro CDC
Fee: Free

El Pajaro Community Development’s non-profit commercial kitchen provides entrepreneurs with the opportunity to start and grow a food business with the support of professional consultants and trained staff. Attend an orientation and learn how you can benefit from our services.

Click here to register for this event. Registration is required.

Marketing on the Internet
Date: January 22, 2019 | 6:00 pm PDT – 9:00 pm PDT
Location: 234 E. Gish Rd. Suite 100 San Jose, CA 95112 (map it)
Contact: info@svscore.org | (408) 453-6237
Organization: Silicon Valley SCORE
Fee: $45 | Free for veterans

Join this class to learn key topics for top-performing professional business websites. Effective business websites must address visitors and search engines. Get started with best practices for all types of business and e-commerce websites. Key topics include:

  • Establish website goals
  • Define best platforms for different audiences
  • Deploy basic website conversion techniques
  • Explore search engines, traffic, and keywords
  • Learn search engine optimization basics
  • Optimize advertising, budgets, and testing
  • Utilize social media outlets
  • Understand the role of online reputation
  • Find connections between budget and ROI
  • And more!

Click here to register for this event.

Writing a Successful Business Plan
Date: January 24, 2019 | 6:00 pm PDT – 9:00 pm PDT
Location: Napa Valley College
2277 Napa-Vallejo Hwy Building 3300 Napa, CA 94558 (map it)
Contact: SBDCclientservices@napavalley.edu | (707) 256-7250
Organization: Napa Sonoma SBDC
Fee: $30

Join this workshop and learn how to start a successful business with a strong business plan. Learn how to establish realistic goals and objectives, determine startup costs, as well as various methods of financing your startup.

Topics include:

  • Organize your business plan
  • Understand what the bank/investor expects to see
  • Prepare projections of revenue and expenses
  • Discuss of each business plan section, step by step
  • Examine a sample business plan

Click here to register for this event. Each participant will receive a business plan checklist and sample plan template.

Southern California/San Diego

Demystifing Business Expenses
Date: January 22, 2019 | 1:00 pm PDT – 3:00 pm PDT
Location: Arlanza Public Library
8267 Philbin Ave. Riverside, CA 92503 (map it)
Contact: Mary Takavorian | mtakavorian@iesmallbusiness.com | (909) 983-0751
Organization: Inland Empire SBDC
Fee: Free

Tax season is right around the corner. Attend this free workshop to learn which business expenses you can legally deduct on your taxes, and how to file your taxes the right way from the start.

Click here to register for this event.

The Art of Networking
Date: January 28, 2019 | 5:30 pm PDT – 7:30 pm PDT
Location: VEDC Women’s Business Center
5121 Van Nuys Blvd. Suite 300A Sherman Oaks, CA 91403 (map it)
Contact: info@vedc.org | (818) 907-9922
Organization: VEDC
Fee: Free

Join this free workshop to discuss what to expect at networking events. We will focus on how to position yourself at networking events, how to prepare, the art of small talk, and give you an opportunity to network with fellow entrepreneurs.

Click here to register for this event.

Marketing 101: Strategies for Small Businesses
Date: January 31, 2019 | 6:00 pm PDT – 8:00 pm PDT
Location: Moreno Valley Employment Resource Center
12625 Frederick St. Suite K3 Moreno Valley, CA 92553 (map it)
Contact: (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: Free

Help your small business get big results from marketing through an effective marketing plan. Join this free seminar to learn how to increase your sales and profitability while efficiently managing your marketing dollars. Learn where to spend your time and money to get the most out of your marketing budget and target your best prospects.

Click here to register for this event.

Virtual

How to Double Your Sales (Without More Marketing!)
Date: January 16, 2019 | 12:00 pm PDT – 1:00 pm PDT
Location: Online—Webinar
Contact: info@e-jedi.org | (530) 926-6670
Organization: Jefferson Economic Development Institute
Fee: Free

Many service-based business owners think they need to do more marketing to make more money. They end up wasting time, energy, and money on marketing efforts that don’t positively move the bottom line.

In this free webinar, you’ll learn how to turn 80% of your prospects into great, long-term clients, get off the income roller coaster, and build predictable revenue in your business – without more marketing.

In this webinar, you’ll learn:

  • 5 step framework to attract the right prospects and turn them into great long-term clients
  • Strategies to stop wasting time on people that are not fully committed to your service
  • Things you should never say in a consultation with a prospective client, and what to say instead
  • Service packages for better client results, more satisfied clients – and higher profit for you

Click here to register for this event.

How Can Small Businesses Comply with OSHA Standards?
Date: January 17, 2019 | 11:00 am PDT – 12:00 pm PDT
Location: Online—Webinar
Contact: minneapolis@score-mn.org | (952) 938-4570
Organization: SCORE Minneapolis (Minn.)
Fee: Free

A safe and healthy workplace not only protects employees from injury and illness, but can lower costs, reduce absenteeism, boost morale, and increase productivity and quality. How can your small business stay safe? OSHA can help!

Join this free webinar to learn how The Occupational Safety and Health Administration (OSHA) assures safe and healthful working conditions for U.S. workers through setting and enforcing standards and by providing training, outreach, education, and assistance.

Topics include:

  • An overview of OSHA
  • OSHA requirements for small businesses
  • OSHA’s no-cost, confidential On-Site Consultation Program
  • Ways to show your commitment to safety and reduce costs

Click here to register for this event.

Business Plan Overview
Date: January 23, 2019 | 9:00 am PDT – 10:00 am PDT
Location: Online—Webinar
Contact: info@TheInstituteNC.org | (919) 956-8889
Organization: The Institute (N.C.)
Fee: Free

Learn the key elements of a successful business plan, how to develop one, and why it’s important! Find out how to outline your plan, craft a mission statement, analyze the market and the industry, create a financial plan, and locate resources.

Click here to register for this event.


We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $700 million and helped thousands of families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

Networking is often a blind spot for small business owners. It’s also essential for personal and professional growth. Here are some free and low cost resources to help you get started with networking and to build your new skill.

Networking is often a blind spot for small business owners. It’s also essential for personal and professional growth. Here are some free and low cost resources to help you get started with networking and to build your new skill.

 

Meetup

What it costs: Free

What it does: Meetup is a free social networking website that allows you to join groups of all different kinds: hobbies, classes, and of course, business networking events! Join local groups and meet up with other entrepreneurs near you.

eWomenNetwork

What it costs: Free to join

What it does: With over 500,000 members and 100+ local chapters, eWomenNetwork has workshops and events all across the country for you to meet with other women entrepreneurs. Women small business owners have many resources available to them, and you can check some others out here.

Linkedin

What it costs: Free

What it does: Linkedin is the largest social networking site specifically oriented towards business. Follow hashtags and join groups to discover other entrepreneurs (and future talent!) Post insightful business tips or updates from your own account to get your name out to small business owners who might want to connect and network with you.

YEC Next

What it costs: Free to apply

What it does: If you’re a more established small business owner younger than 45 with at least 250k in annual revenue, you should apply to join YEC Next. You get access to great online networking resources, including an entrepreneurial think tank, increased business exposure, business mentors, exclusive events, and members-only discounts on lots of business products and software.

Opportunity Fund Blog

What it costs: Free

What it does: You are probably already aware that we have a blog dedicated to our small business readers if you’re reading this, but did you know that we publish bi-weekly event roundups? Find local and online networking events and workshops that interest you.

 

We’re always looking for the best affordable online resources including tools to promote to small business owners like you. If you have a tool you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $700 million and helped thousands of families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook  and Twitter

This is your bi-weekly calendar for in-person and virtual events in California. Here are the best upcoming events from December 17 through 31.

Every two weeks, we’re promoting affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in California.

Here are the best upcoming events from December 17 through 31.

Northern California/Sacramento

Website Building Basics—Building and Publishing Your Very Own Website
Date: December 18, 2018 | 9:00 am PDT – 12:00 pm PDT
Location: 300 Ellinwood Way—Bodega Room
Pleasant Hill, CA 94523 (map it)
Contact: Oscar Dominguez | (925) 671-4570
Organization: Contra Costa SBDC
Fee: Free

Join this interactive workshop for an introduction to building and publishing your very own website. The workshop is suitable for any level of experience or ability.

Bring your laptop and start working on topics like:

  • Introduction to WordPress
  • WordPress website set-up
  • WordPress Themes, plugins, and menus
  • Page and blog article creation and editing
  • Security, performance, and backup features
  • WordPress website placement on the internet
  • WordPress maintenance
  • Domain names and hosting
  • Content management system (CMS)
  • Mobile friendly and customer-centric design
  • SEO copywriting
  • Photos and videos for your website
  • Compelling calls-to-action
  • List building
  • Contact information on your site
  • Traffic measurement through analytics

Click here to register for this event.

Franchising 101 – How to Select, Finance, and Operate a Franchise
Date: December 19, 2018 | 11:00 am PDT – 12:30 pm PDT
Location: 455 Market St. Suite 600 San Francisco, CA 94105 (map it)
Contact: (415) 744-4244 | sfomail@sba.gov
Organization: U.S. Small Business Administration San Francisco District Office
Fee: Free

With so many different franchises for sale today, figuring out which franchise opportunity is the right business opportunity can be daunting and difficult. In this class, learn about the franchise buying process and how to successfully get into business for yourself.

We’ll cover:

  • Franchising basics
  • Factors to consider when selecting a franchise
  • Trends for today’s expanding economy
  • Franchise myths and misconceptions
  • Financing your new business
  • Average investment for franchises in the Bay Area
  • Strategies for finding the best business system for you and your family
  • Due diligence
  • Your franchise as a tangible asset
  • And more!

If you’re exploring franchise ownership, looking to become your own boss, curious about financing options, or interested in building long-term equity, this free event is a great place to start.

Click here to register for this event.

Starting a Small Business
Date: December 20, 2018 | 12:00 pm PDT – 1:00 pm PDT
Location: Lodi District Chamber of Commerce
35 S. School St. Lodi, CA 95240 (map it)
Contact: (209) 954-5089
Organization: NEC Small Business Development Center—San Joaquin Delta College
Fee: $15

This informative workshop is a great place to start planning and get your business started on the right foot.

Topics for this one-hour session include:

  • Legal requirements and regulations
  • Sources of financing
  • Free business resources
  • And more

Click here to register for this event.

Southern California/San Diego

Financial Projections
Date: December 17, 2018 | 5:30 pm PDT – 7:30 pm PDT
Location: VEDC Women’s Business Center
5121 Van Nuys Blvd. Ste. 300A Sherman Oaks, CA 91403 (map it)
Contact: info@vedc.org | (818) 907-9922
Organization: VEDC
Fee: Free

Join us for this free workshop on financial projections and learn the importance of key concepts for better financial management such as:

  • Record keeping
  • Assumptions for the projection
  • Financial statements, including income statements, balance sheets, and cash flow statements
  • Spreadsheets
  • Tips for success
  • And more

Click here to register for this event.

Common Legal Questions For Businesses
Date: December 20, 2018 | 6:00 pm PDT – 9:00 pm PDT
Location: Fullerton Public Library Main Branch
353 W. Commonwealth Ave. Fullerton, CA 92832 (map it)
Contact: score114csm@gmail.com | (714) 550-7369
Organization: Orange County SCORE
Fee: Free

New business owners often have questions regarding the formalities required to get their business off the ground. Join this free seminar to help you determine the best legal structure for your business. Learn about the common types of contracts in small business with tips for entering contracts. We’ll also discuss how to protect the intellectual property of your small business.

Click here to register for this event.

Access to Capital
Date: December 27, 2018 | 10:00 am PDT – 12:00 pm PDT
Location: JVS
5446 Sepulveda Blvd. Culver City, CA 90230 (map it)
Contact: Nate Nguon | nnguon@pacela.org | (323) 293-6284
Organization: PACE Finance Corporation
Fee: Free

Join this free workshop to learn more about where to get capital for your young business. If you’re confused by all the options, or you’re an entrepreneur or owner of a startup or growing small businesses, this seminar will help you navigate the complex world of access to capital.

Click here to register for this event.

Virtual

Gain More Positive Online Reviews and Manage the Negative Ones
Date: December 18, 2018 | 8:00 am PDT – 9:00 am PDT
Location: Online—Webinar
Contact: uppervalleyscore@gmail.com | (603) 448-3491
Organization: SCORE Upper Valley (N.H.)
Fee: Free

Online reviews for your business are important now more than ever. As the digital world shapes consumer behavior, reviews on sites like Google, Facebook, and Yelp have a huge impact on your ability to grow your business.

Join this free webinar to learn how to generate 5-star reviews and how to handle negative reviews. Get started with exercises to manage your online reputation.

Click here to register for this event.

The Nuts & Bolts of Podcasting for Business Success
Date: December 20, 2018 | 10:00 am PDT – 11:00 am PDT
Location: Online—Webinar
Contact: uppervalleyscore@gmail.com | (603) 448-3491
Organization: SCORE Upper Valley (N.H.)
Fee: Free

Have you considered launching a podcast for your business, but thought it would take too much time? Do you hate the sound of your own voice? Does the idea of learning new technology make you break out in hives? If you answered yes to any of these questions, this presentation is for you!

Join this free webinar to discover actionable steps for creating a podcast in less time. Learn through real-world examples, along with proven techniques for repurposing content, and understand how to incorporate podcasting into your existing marketing and outreach activities.

Don’t worry: this won’t be be a tech-heavy conversation. We’ll discuss innovative techniques for launching and managing a podcast—and loving your own voice!

Join this session to learn:

  • Why a podcast is beneficial addition to your existing marketing strategies
  • How to launch a podcast, using simple on-the-go tools such as a smartphone
  • What are time-saving hacks for creating content quickly
  • Which tools are best to identify and engage an audience for your podcast
  • How to use a podcast as a networking tool at live events
  • And more!

Click here to register for this event.

Money Now, Money Later: Wealth-Building Tactics for Small Business Owners
Date: December 23, 2018 | 12:00 pm PDT – 1:00 pm PDT
Location: Online—Webinar
Contact: Bianca Blomquist
Organization: Small Business Majority
Fee: Free

How are you building wealth for you and your workers? Are you considering establishing a retirement plan for yourself and your workers? Through this free webinar with Working Solutions, Small Business Majority will help you navigate the retirement landscape in California and help you sort through your options to secure your future.

Topics include:

  • An overview of the U.S. retirement savings gap, how small business is part of the solution
  • Common retirement options for small businesses in California
  • Tips to help determine the best option for your business
  • Questions you can ask prospective plan providers or brokers

A question and answer period with Working Solutions will follow.

Click here to register for this event.

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.


For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $700 million and helped thousands of families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

This is your bi-weekly calendar for in-person and virtual events in California. Here are the best upcoming events from December 1 through 16.

Every two weeks, we’re promoting affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in California.

Here are the best upcoming events from December 1 through 16.

Northern California/Sacramento

Coffee with a Business Adviser
Date: December 3, 2018 | 2:00 pm PDT – 4:00 pm PDT
Location: Dr. Martin Luther King, Jr. Library—SJPL Works 3rd Floor
150 E. San Fernando St. San Jose, CA 95112 (map it)
Contact: sjplworks@sjlibrary.org | (408) 808-2310
Organization: SJPL Works: Career & Business
Fee: Free

Come and meet with expert business advisers with real world experience who help local businesses. These advisers are here to answer any questions and to provide guidance and feedback. Attendees will be seen on a first-come, first-served basis.

Parking validation for 4th St. garage will be provided at the program.

Click here to register for this event.

Before You Sign That Lease
Date: December 5, 2018 | 6:00 pm PDT – 8:30 pm PDT
Location: 275 5th St. San Francisco, CA 94103 (map it)
Contact: Erin Morris | emorris@rencenter.org | (415) 348-6227
Organization: Renaissance Entrepreneurship Center
Fee: Free

An experienced business and real estate attorney will help you learn how to make well-informed commercial tenant decisions and prepare for landlord negotiations. Please note: this class does not constitute legal advice.

Click here to register for this event.

Ideas to Assets—A Practical Guide to Patents and Trademarks
Date: December 6, 2018 | 1:00 pm PDT – 3:00 pm PDT
Location: 1887 Monterey Rd.—2nd Floor San Jose, CA 95112 (map it)
Contact: Emily Navarra | emily.navarra@sba.gov | (415) 744-6805
Organization: U.S. Small Business Administration San Francisco District Office
Fee: Free

Join this free workshop to learn legal principles and considerations for converting ideas into assets. Topics include:

  • Understanding requirements and procedures associated with protecting an invention (patent) and a brand (trademark)
  • Securing intellectual property rights (acquiring or conveying ownership or use rights by assignment or license)
  • Working with others in the process, such as manufacturers and distributors
  • Enforcing (or defending against) claims of possible infringement

Please note: this class does not constitute legal advice.

Click here to register for this event. Registration is required.

Southern California/San Diego

Are You an Entrepreneur?
Date: December 4, 2018 | 6:00 pm PDT – 8:00 pm PDT
Location: Moreno Valley Employment Resource Center
12625 Frederick St. Suite K3 Moreno Valley, CA 92553 (map it)
Contact: (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: Free

Do you have what it takes to be a successful entrepreneur? It’s more than business savvy—it also takes time, commitment, and the willingness to take risks. Join this free workshop to discuss all of the above and help you determine if you’re ready to start a business.

Click here to register for this event.

Women in Business Leadership Series: Making Your Voices Heard by Policymakers
Date: December 6, 2018 | 8:30 am PDT – 10:00 am PDT
Location: San Diego SBDC
880 National City Blvd. National City, CA 91950 (map it)
Contact: Claudia Moreno
Organization: Small Business Majority
Fee: Free

Have you ever wanted to engage in local or statewide policy as a small business owner? Are there issues you’re interested in speaking out about as a small business or community advocate?

The San Diego’s Women Business Center and Small Business Majority invite you to join us for a free presentation on how to become a small business advocate and how entrepreneurs can use their voices to impact local and statewide change.

Learn about ways small business owners have partnered with Small Business Majority and other business groups to move the needle on important legislation. Topics include:

  • Best practices for reaching out to policymakers and legislators
  • Media engagement
  • Tips on tying in your small business story/perspective
  • Current legislation and issues to get involved with, including healthcare, retirement, and access to capital
  • And more

Click here to register for this event.

Taxes
Date: December 13, 2018 | 5:30 pm PDT – 7:30 pm PDT
Location: 5121 Van Nuys Blvd. Ste. 300A Sherman Oaks, CA 91403 (map it)
Contact: info@vedc.org | (818) 907-9922
Organization: VEDC
Fee: Free

Join us for this free session will cover a wide range of state and federal tax issues that confront small businesses. Learn how different types of business entities are taxed (sole proprietorship, partnership, C Corporation, or S Corporation), and the tax consequences of classifying workers as employees or independent contractors. The presentation will also review specific tax and filing requirements imposed by California and the federal government, and how small businesses can comply.

Click here to register for this event.

Virtual

What’s Next for Digital Marketing
Date: December 4, 2018 | 9:00 am PDT – 10:00 am PDT
Location: Online—Webinar
Contact: Donna Botti | donna.botti@scorevolunteer.org | (215) 391-1305
Organization: Montgomery County (Penn.) SCORE
Fee: Free

Join this free webinar to discuss digital marketing trends of the past year and take a look ahead to 2019. Learn strategies and tactics to include in your new year marketing plans. Start the new year off right by understanding the the hottest trends to take advantage of to grow your business or nonprofit.

Topics include:

  • Mobile
  • Social media
  • Live video
  • Artificial intelligence
  • Personalization
  • Automation
  • And more

Click here to register for this event.

Nine Key Elements of Success
Date: December 6, 2018 | 1:00 pm PDT – 2:00 pm PDT
Location: Online—Webinar
Contact: Cindy Doyl | cdoyl@wsu.edu | (509) 358-7890
Organization: Washington Small Business Development Center
Fee: Free

Join us for this interactive talk where we’ll discuss the nine crucial elements of creating success and how to do it a smart manner. Apply specific concepts from the webinar into your business world and draw connections between the modifications in your current actions and increased future success in business.

Click here to register for this event.

What the Healthcare Law Means for your Small Business
Date: December 6, 2018 | 3:00 pm PDT – 4:00 pm PDT
Location: Online—Webinar
Contact: Xiomara Peña
Organization: Small Business Majority
Fee: Free

This webinar will focus on what the Affordable Care Act means for small businesses and the federal provisions available to help small business owners understand how the law will affect your business. A question and answer period will follow the presentation.

Topics include:

  • Small business tax credits (available to businesses and tax-exempt non-profits)— who’s eligible for them and how to claim them
  • Marketplace updates
  • Shared responsibility
  • Cost containment
  • Tools and resources available for small businesses interested in learning more about the law

Click here to register for this event.

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.


For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $700 million and helped thousands of families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

Teresa used her experience as a cosmetologist to open her own beauty supply business in Anaheim. Two small business loans from Opportunity Fund are helping her expand her inventory and meet her business goals.

Our customers inspire us every day, and we want to regularly share those stories to inspire you, too.

Teresa used her experience as a cosmetologist to open her own beauty supply business in Anaheim. Two small business loans from Opportunity Fund are helping her expand her inventory and meet her business goals.

All the Right Pieces for Success

Teresa started Tere’s Nail & Beauty Supply in the Anaheim Indoor Marketplace in 2010. She used her expertise as a licensed cosmetologist to break out on her own and start a business.

“About 80 percent of my clients are Hispanic,” Teresa said. “From my time working in the beauty industry, I know women are always looking for the latest beauty products. I saw the opportunity in the industry and the location in Anaheim, so I went for it.”

Teresa’s shop at the gigantic Anaheim Marketplace may be small, but it’s packed with a wide selection of beauty supply needs: acrylic nails, makeup, hair extensions and wigs, and more. Teresa’s work goes beyond just selling what a client needs to look good. She also specializes in beauty technique instruction.

“As a cosmetologist, I can educate to my clients how to apply nail products in a professional way,” she said. “I show my clients how do their own beauty treatments so they can save money.”

Teresa did everything right as a small business owner, from capitalizing on her talents to finding the perfect location. Still, she had trouble finding the right business lending solution to help her grow her business.

The Right Business Funding Connection

Teresa needed a small business loan to purchase more inventory. “I wanted to expand the variety of what I sell,” she said. “I saw how that could boost my sales.”

Tere's Nail Supply

Our small business loans helped Teresa keep the latest products in stock and boost her sales (photo courtesy of Michael Microulis)

In her search for small business loans, Teresa found nothing but high interest rates and lackluster customer service. When she met Opportunity Fund loan consultant Osbaldo Velazquez at an access to capital seminar in Orange County, she saw the opportunity she’d been waiting for.

Osbaldo was able to approve a $5,000 loan in September 2016 for Tere’s Nail & Beauty Supply. The working capital helped Teresa grow her business right away with increased purchasing power for inventory. She returned for a second $5,000 loan in February 2018 to help with boosting inventory again.

“The process was very fast,” she said. “Osbaldo indicated the documents and I needed when we talked so I knew what I would need to have. With the first loan, the funds were deposited within two days. The second loan was even faster because the information already was there, so we did the whole process was taken care of over the phone.”

Now that Teresa has the inventory she needs to make more sales, she’s focused on the future of her business. Her goal is to expand her sales to wholesale vendors, and she hopes to return to work with us again for working capital when she needs it.

We’re excited to watch Tere’s Nail & Beauty Supply grow and we’re proud to support hardworking Latina entrepreneurs like Teresa.

We hope this story has inspired you, too.  At Opportunity Fund, we offer easy-to-get, fast, and affordable small business loans to help small business owners succeed.  Visit our home page to find out more.


Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.

Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Follow us on Facebook and Twitter

This is your bi-weekly calendar for in-person and virtual events in California. Here are the best upcoming events from November 15 through 30.

Every two weeks, we’re promoting affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in California.

Here are the best upcoming events from November 15 through 30.

Northern California/Sacramento

Social Media Marketing 101 for Black & Latino Small Businesses
Date: November 17, 2018 | 9:00 am PDT – 1:00 pm PDT
Location: Hispanic Chamber of Commerce Silicon Valley
1887 Monterey Rd. Ste 2105 San Jose, CA 95112 (map it)
Contact: info@hccsv.org | (408) 248-4800
Organization: Hispanic Chamber of Commerce Silicon Valley
Fee: $97

Newspapers, print flyers, and billboards are so 1990! Everyone is on their phones scrolling on Facebook and Instagram. 2018 is calling!

Black and Latino small business owners: join us for this half day workshop on how to strategically market a business and how to attract the right customers through social media. Learn how strategic posting, paid ads, and video marketing can help you get eyes on your product or service. It’s time to get in the game and reach people where they spent their time—on social media.

Click here to register for this event.

Boots To Business: Reboot
Date: November 19, 2018 | 8:30 am PDT – 4:30 pm PDT
Location: Veterans Home of California, Fresno
2811 West California Ave. Fresno, CA 93706 (map it)
Contact: events@vbocix.org | (916) 527-8400
Organization: Veterans Business Outreach Center—Region IX
Fee: Free

Join the Veteran Business Outreach Center in Fresno for a one day introduction to entrepreneurship workshop. This free seminar will help veterans understand the steps, stages, and activities related to launching and growing a business as a post-military career.

Get started with ideas and resources in training modules:

  • Module 1: Introduction to the entrepreneurial experience
  • Module 2: Basics of opportunity recognition
  • Module 3: Markets & your competitive space
  • Module 4: The economics of small business start-up
  • Module 5: Picking the correct legal entity for your business
  • Module 6: Financing your venture
  • Module 7: Moving forward—Business planning
  • Module 8: Moving forward—Resources to support you

Click here to register for this event.

Intellectual Property—Protecting your Ideas, Brand, and Designs
Date: November 28, 2018 | 6:00 pm PDT – 8:00 pm PDT
Location: 1325-b Evans Ave. San Francisco, CA 94124 (map it)
Contact: bayview@rencenter.org | (415) 647-3728
Organization: Renaissance Entrepreneurship Center
Fee: Free

This workshop will introduce you to different types of intellectual property—focused primarily on copyrights, trademarks and trade secrets—and will provide you with self-help resource information to start building a simple but solid foundation of protection through rights searches, NDA’s, registrations, licenses, and other tools.

Click here to register for this event.

Southern California/San Diego

Insurance—How to Protect You and Your Business
Date: November 16, 2018 | 1:00 pm PDT – 4:00 pm PDT
Location: 8825 Aero Dr. Suite 102 San Diego, CA 92123 (map it)
Contact: workshop0140@scorevolunteer.org | (858) 283-1100
Organization: San Diego SCORE
Fee: Free

Every business has certain risks related to its operation. Insurance coverage is critical to protect your business and personal assets. Join this free workshop to learn all about insurance for your business:

  • The types of insurance you’ll need
  • The level and amount of insurance you’ll need
  • Ways to get the insurance coverage you’ll need

San Diego SCORE’s expert insurance seminar leader will address key issues:

  • How do I get the most out of my insurance dollar?
  • What insurance is an absolute must to avoid great risk to my business?
  • How do I value my buildings and personal property?
  • How will damage to my property affect my revenue and profit?
  • What about using my own car or employees’ cars in business?
  • What are the issues if I use subcontractors?
  • How do I evaluate the insurance indemnity provisions of contracts?
  • Should I use an insurance agent or broker? How do I find one?
  • Which employee benefits (life, health, 401k) should I consider?
  • Should I consider disability insurance? Buy/Sell? HSAs?

Click here to register for this event.

Stress-Free Business Taxes
Date: November 17, 2018 | 10:00 am PDT – 12:00 pm PDT
Location: 1003 East Cooley Dr. Suite 109 Colton, CA 92324 (map it)
Contact: (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: Free

Take the stress out of preparing for your business taxes! We’ll cover the basics, from business tax requirements through working from home to deductions, credits, and record keeping to get you ready for a stress-free tax day.

Click here to register for this event.

Start Up Workshop
Date: November 20, 2018 | 10:00 am PDT – 12:00 pm PDT
Location: 2900 S. Crenshaw Blvd. Los Angeles, CA 90016 (map it)
Contact: Cathleen Hy | chy@pacela.org | (323) 293-6284
Organization: PACE Finance Corporation
Fee: Free

Learn how to properly launch your business to ensure success in this free workshop. Topics include:

  • Legal forms of ownership
  • Licensing and tax requirements
  • Capital and labor costs
  • Lease versus purchase
  • Insurance options
  • And more business start-up issues

Click here to register for this event.

Virtual

Differences and Similarities of Nonprofits and For-Profits Entities
Date: November 26, 2018 | 6:30 am PDT – 7:00 am PDT
Location: Online—Webinar
Contact: (804) 771-2400
Organization: U.S. Small Business Administration Virginia District Office
Fee: Free

Join this free webinar to learn the similarities and differences of nonprofit and for-profit entities. The course will demonstrate how the two entities are similar and the major differences that distinguish them apart. Participants will learn about the governance structure and important factors that distinguish the two under legal requirements.

Click here to register for this event.

Let’s Talk Business! Top 20 Online Tools for Small Business Owners
Date: November 28, 2018 | 12:00 pm PDT – 1:00 pm PDT
Location: Online—Webinar
Contact: Ryan Norskog | rnorskog@thurstonedc.com | (360) 464-6060
Organization: Washington Center for Women in Business
Fee: Free

Join the Washington Center for Women in Business for this free webinar that will help you find the best online tools to grow your small business.

Click here to register for this event.

How the Tax Reform Affects Your Small Business
Date: November 29, 2018 | 10:00 am PDT – 11:00 am PDT
Location: Online—Webinar
Contact: (678) 335-5600 ext. 3
Organization: Access to Capital for Entrepreneurs
Fee: Free

Join ACE SBA Women’s Center for their latest Lunch & Learn webinar and learn how the tax reform affects your small business:

  • What key business tax revisions are included in the bill?
  • How do I apply changes in the new bill to my business?
  • How does the tax reform impact my income tax return?
  • What can I do before the end of the year to save on income taxes?

Click here to register for this event.


We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $700 million and helped thousands of families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

Opportunity Fund. Working Capital for Working People. opportunityfund.org