This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from June 15 through 30.

Every two weeks, we’re sharing and promoting free or affordable events that help small business owners run their businesses better.

This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from June 15 through 30.

Northern California/Sacramento

IRS Forms of Ownership
Date: June 19, 2018 | 1:00 pm PDT – 4:00 pm PDT
Location: Veterans Business Outreach Center
4608 Duckhorn Dr. Sacramento, CA 95834 (map it)
Contact: Star Cochran | admin@vbocix.org | (916) 527-8400
Organization: Veterans Business Outreach Center
Fee: Free

One of the most critical decisions for new business owners is to decide which form of ownership will best meet your business needs.

Join this free seminar to learn about the different forms of ownership to choose from. We’ll help you understand the most common legal structures for businesses plus the pros and cons of each form of business entity.

Click here to register for this event.

Writing a Successful Business Plan
Date: June 19, 2018 | 2:00 pm PDT – 5:00 pm PDT
Location: Berkeley Public Library
2090 Kittredge St. Berkeley, CA 94704 (map it)
Contact: Lee Lambert | seminars@acsbdc.org | (510) 208-0410
Organization: Alameda County SBDC
Fee: Free

What makes a good business plan? What are the key components of writing a compelling plan and what are investors looking for in your plan? This free seminar will help you write your best business plan ever!

Topics include:

  • Key components of a business plan
  • Key questions your business plan should answer
  • The importance of financial projections
  • The numbers investors look for in a plan
  • Critical numbers to manage and grow your business
  • Secrets to writing your best business plan

Click here to register for this event.

LinkedIn for Your Business
Date: June 21, 2018 | 6:00 pm PDT – 7:30 pm PDT
Location: Dr. Martin Luther King, Jr. Library—Third Floor: SJPL Works
150 E. San Fernando St. San Jose, CA 95112 (map it)
Contact: sjplworks@sjlibrary.org | (408) 808-2310
Organization: SJPL Works
Fee: Free

This free seminar, LinkedIn for Business, teaches you how to create your business brand, promote your business, and identify key prospects.

Topics include:

  • Building your business brand
  • Optimizing your profile
  • Marketing your business
  • Targeting prospects

Registration is encouraged. Parking validation for 4th St. garage will be provided at the program.

Click here to register for this event.

Southern California/San Diego

Pricing for Profitability: Are You Charging What You’re Worth?
Date: June 20, 2018 | 6:00 pm PDT – 8:00 pm PDT
Location: 1003 E. Cooley Dr. Ste 109 Colton, CA 92324 (map it)
Contact: (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: Free

Are you challenged with how to competitively price your services? How do you know if you’re charging too much—or worse, too little? Pricing your services is one of the most important decisions you will make in your business. Find out what you must know to set your prices appropriately and competitively.

Click here to register for this event.

California Department of Veterans Affairs Veteran Business Forum 2018
Date: June 22, 2018 | 9:00 am PDT – 1:00 pm PDT
Location: San Diego State University—Montezuma Hall: SDSU Student Union
5500 Campanile Dr. San Diego, CA 92182 (map it)
Contact: dvbe@calvet.ca.gov
Organization: California Department of Veterans Affairs
Fee: Free

The California Department of Veterans Affairs (CalVet) presents the Annual Veteran Business Forum sponsored by DGS and San Diego State University. The conference will provide veterans support and services to help them start, grow, and maintain their businesses. This free event is open to all veterans.

Join us for workshops (How to do Business with the State of California + Contracting with the State of California), Q&A panels, networking with California state agencies, and more!

Walkins are welcome, but to ensure a name tag and easy entrance, please register.

Click here to register for this event.

State Basic Payroll Tax & E-Services
Date: June 28, 2018 | 9:30 am PDT – 12:30 pm PDT
Location: BusinessSource Center West Valley
18645 Sherman Way #114 Reseda, CA 91335 (map it)
Contact: (818) 705-9977 | info@bscvalley.org
Organization: VEDC
Fee: Free

Join this free seminar and learn about key tools and resources for filing payroll taxes for your small business.

  • How and when to report state payroll taxes
  • How to distinguish between an employee and an independent contractor
  • What are independent contractor reporting requirements
  • Where to get assistance

Click here to register for this event.

Virtual

Copyrights, Patents, & Trademarks
Date: June 18, 2018 | 9:00 am PDT – 11:00 am PDT
Location: Online—Webinar
Contact: tbwbc@thecentre.org
Organization: The Tampa Bay Women’s Business Centre
Fee: Free

Have you protected your invention, unique product or service, or the brand name and logo that you designed? Failure to safeguard your intellectual property can result in someone else infringing or violating what you have taken a great deal of time and capital to develop. Attend this workshop to learn the necessary steps to protect what you have created for the marketplace.

Click here to register for this event.

Business Continuity & Disaster Preparedness
Date: June 19, 2018 | 7:00 am PDT – 8:00 am PDT
Location: Online—Webinar
Contact: Briana Williams | briawill@fiu.edu | (305) 779-9233
Organization: Florida SBDC
Fee: Free

Join this free webinar to learn how you can prepare for disaster and spare your small business lost time, money, property, and more.

Topics include:

  • Business continuity and disaster preparedness
  • Miami-Dade County emergency information
  • Free mobile apps to aid preparedness
  • Resources to protect against business interruption

Click here to register for this event.

Creativity at Work: Why Creative Thinking Matters and How to Tap It
Date: June 20, 2018 | 12:00 pm PDT – 1:30 pm PDT
Location: Online—Webinar
Contact: info@e-jedi.org | (530) 926-6670
Organization: Jefferson Economic Development Institute
Fee: Free

Small business owners—think about these questions for your business:

  • Do you have challenges in your business because traditional methods and strategies aren’t working?
  • Are there areas of your business where you need to think outside the box?
  • Is your business doing well, but you’re feeling creatively starved?
  • Do you want to see new opportunities and resources for your business?

This free webinar on creative thinking for your small business can help you find answers to these questions. To evolve our work, we need to see beyond our current mindset, systems, and methods. Business owners often get trapped in formulas that can become limiting. Traditional goal-setting methods don’t always work when pioneering new things.

Together we’ll learn how to look at your small business with a different, more expensive perspective plus find opportunities, resources, and methods to become a more creative thinker.

Click here to register for this event.

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.


For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

“People don’t quit jobs, they quit managers.” Being (or hiring) a poor manager can cost your small business more than you think. Read how much bad management really costs.

“People don’t quit jobs, they quit managers.” Being (or hiring) a poor manager can cost your small business more than you think. Read how much bad management really costs.

What it Means to be a Bad Boss

Some entrepreneurs have a difficult time delegating tasks to their employees and letting go of the business they worked so hard to build. Your business is like a baby, and it may be hard for you to relinquish control.

This can make you a bad boss and cost you business if you aren’t aware of the problem and how to better manage your employees.

Gone are the days of bosses who give orders and micromanage every aspect of their employees’ work. Today, people want to work for managers who lead by example, inspire them to grow, and enable them to take charge of their own responsibilities.

Creating the Wrong Work Atmosphere

We’ve written before about how important it is to hire the right employees that will be productive and work well with the team, but it is just as important for you or the managers you’ve hired to be responsible for setting the right work atmosphere.

Managers set the tone for the whole team. Even the most dedicated, hard-working employee will feel burned out and unappreciated if management is poor. Your business can lose productivity and revenue if your employees no longer feel motivated to work hard for a boss who they feel doesn’t deserve the loyalty.

High turnover is costly for businesses, in terms of wasted money, time, and reputation –  Glassdoor is the Yelp for job seekers. If a qualified candidate sees a review of your small business saying the managers are bad, they’ll look elsewhere.

Invest in Better Management

Here are a few important characteristics to develop in yourself or look for when hiring a new manager:

  • Being able to be wrong. Employees say it is important to them that a boss can own up to their mistakes. When they see this kind of behavior, they don’t feel safe to take innovative leaps in their work and may learn to hide their own costly mistakes.
  • Express gratitude and share success. It’s easy to criticize someone for their mistakes, but not remembering to acknowledge their success will lower morale and productivity. The same applies to pointing out their errors in front of others more often than publicly praising them.
  • Not micromanaging their work. You hired someone because you think they’ll do their job well, so let them prove you right. Give them some freedom to do their work in a way that makes them the most productive they can be. You don’t need to dictate their schedules down to the minute or demand that they count cash a certain way.
  • Respecting work-life balance. When employees aren’t on the clock, don’t reach out to them with work matters. Your employees need time off to recharge and will be more productive when they come in to work.
  • Listening to problems or new ideas. If they disagree that your new idea will bring in more sales, listen to them! Value their advice and they’ll want to come up with new cost-saving or sales-generating ideas.

 

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at http://opportunityfundloan.org and follow us on Facebook and Twitter

This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from June 1 through 14.

Every two weeks, we’re sharing and promoting free or affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from June 1 through 14.

Northern California/Sacramento

Building Business Websites
Date: Starts June 5, 2018 | 1:15 pm PDT – 2:45 pm PDT
Location: College of the Siskiyous—Yreka Campus TTC 32-101
2001 Campus Dr. Yreka, CA 96097 (map it)
Contact: registration@siskiyous.edu | (530) 938-5500
Organization: Jefferson Economic Development Institute (JEDI)
Fee: Free

Learn to create and maintain your own business website using the full range of designs and features available for CMS like WordPresswithout coding!

Join this free course offered by the College of the Siskiyous to learn how to build your business website. During this ten week course that meets twice per week, you’ll create a fully functional business website without studying programming language.

Topics include:

  • Online basics: websites, CMS, websites-as-a-service, hosted websites, domain names, hosting accounts
  • Major WordPress functions: posts, pages, plugins, themes, and users in this CMS environment
  • Components: evaluate, select, install, and use components for your website
  • Your content: add text, images, media, widgets, navigation elements, and links to a website
  • Live website: Secure and maintain your new website

The only requirement to attend this course is an internet browser. Bring your laptop and get ready to learn!

Register through College of the Siskiyous website or register in person at the office of enrollment Weed or Yreka campus.

2018 Tax Law Changes for Small Businesses–What You Need to Know
Date: June 6, 2018 | 6:30 pm PDT – 8:30 pm PDT
Location: DeVry University
8000 Jarvis Ave. Ste 220 Newark, CA 94560 (map it)
Contact: Suzanne Schafer | seminars@acsbdc.org | (510) 208-0410
Organization: Alameda County SBDC
Fee: Free

The new tax law represents the biggest overhaul of the tax code in 30 years. Many provisions have a significant impact on small businesses. Don’t wait until the end of the year to understand how these laws impact you! Advance planning may save significant amounts in your taxes.

In this seminar, we will discuss the following:

  • Tax implications of different business structures (LLC, C Corp, S Corp)
  • Pass-through deductions impact on small businesses
  • Changes in personal and corporate tax rates
  • Changes in the treatment of certain business expenses
  • Planning opportunities to prepare for tax season

Click here to register for this event.

Fashion Series: Fashion Manufacturing: Bridging Concept with Reality
Date: June 7, 2018 | 6:00 pm PDT – 8:00 pm PDT
Location: 275 5th St. San Francisco, CA 94103 (map it)
Contact: Fatimah Aure | faure@rencenter.org | (415) 348-6217
Organization: Renaissance Entrepreneurship Center
Fee: $15

In this Fashion series workshop meet business consultant and fashion business owner Lenore Espanola, who will walk you through manufacturing options including overseas, domestic, and local options.

Click here to register for this event.

Southern California/San Diego

Money Smart for Small Businesses
Date: Starts June 2, 2018 | 9:00 am PDT – 3:00 pm PDT
Location: Cathay Bank
9650 Flair Dr. El Monte, CA 91731 (map it)
Contact: Colleen Seto | cseto@ltsc.org | (213) 473-1605
Organization: Asian Pacific Islander Small Business Program
Fee: Free

Join this introductory 2-day business course on June 2 and 9 designed for new business owners, self-employed individuals, and aspiring entrepreneurs. Get started on better money management skills for your small business with this curriculum developed by the FDIC and SBA. Breakfast, lunch, and course materials will be provided by Cathay Bank. Limited seating is available–advance registration is required. Free parking is available behind the Cathay Bank building.

Topics include:

  • Time management
  • Startup planning
  • Recordkeeping
  • Banking services
  • Risk management
  • Insurance

Click here to register for this event.

Entrepreneur Training Program
Date: Starts June 8, 2018 | 2:00 pm PDT – 3:30 pm PDT
Location: 5701 S. Eastern Ave. Ste 108 Commerce, CA 90040 (map it)
Contact: Alex Alvarez | alex.alvarez@operationhope.org | (323) 697-6202
Organization: Operation Hope
Fee: Free

This 12-week course for entrepreneurs will help you succeed in business with practical tips from subject matter experts. Join us every Friday starting June 8 for this free course and get on your way to being the boss of your business.

Topics include:

  • Market research
  • Feasible business
  • Start-up funding
  • And more!

Contact Alex Alvarez at (323) 697-6202 to register for this event.

Small Business Accounting for Non-Accountants
Date: June 9, 2018 | 9:00 am PDT – 12:00 pm PDT
Location: 1003 E. Cooley Dr. Ste 109 Colton, CA 92324 (map it)
Contact: (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: Free

Are you earning money and paying bills, but don’t know how to make sense of your numbers? Do you want to understand your finances and feel confident to make strategic decisions that will benefit your business and your future? Join us to make sense of your numbers and create a greater impact in your business and life.

Click here to register for this event.

Virtual

Using Census Data to Size Up Your New or Existing Business
Date: June 5, 2018 | 7:30 am PDT – 8:30 am PDT
Location: Online—Webinar
Contact: (470) 891-5576
Organization: U.S. Small Business Administration Georgia District Office
Fee: Free

Census data is an essential tool for entrepreneurs at any stage to get started or grow their business. Join this free webinar to get smart about your business through census data.

Topics include:

  • How to use industry terms to successfully plan, jump start, and run your business
  • How to use NAICS codes to locate and zoom in on business opportunities
  • How to use verifiable industry analysis census data to accelerate your business
  • How to use census data to measure your business and find growth opportunities

Click here to register for this event.

Let’s Talk Business! How to Multiply Yourself as a Brand with Social Media
Date: June 6, 2018 | 12:00 pm PDT – 1:00 pm PDT
Location: Online—Webinar
Contact: Ryan Norskog | rnorskog@thurstonedc.com | (360) 464-6060
Organization: Washington Center for Women in Business
Fee: Free

Learn how to use social media to market yourself as a brand and multiply your encounters with the marketplace.

Click here to register for this event.

Payday Loans & Predatory Lending
Date: June 12, 2018 | 10:00 am PDT – 11:00 am PDT
Location: Online—Webinar
Contact: (414) 263-5450
Organization: Wisconsin Women’s Business Initiative Corporation
Fee: Free

Borrowing money can be intimidating. Join us to learn smart borrowing practices, your rights as a borrower, and how to avoid being a victim of predatory lending.

Click here to register for this event.

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.


For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from May 17 through 31.

Every two weeks, we’re sharing and promoting free or affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from May 17 through 31.

Northern California/Sacramento

From Kitchen to Market
Date: May 17, 2018 | 1:00 pm PDT – 4:00 pm PDT
Location: College of Marin—Indian Valley Campus
1800 Ignacio Blvd. Novato, CA  94949 (map it)
Contact: (415) 485-9305
Organization: Marin SBDC
Fee: $25 (includes a take-home packet with worksheets and resource guides)

Have you thought of taking that delicious family recipe and turning it into a business? Do you already own a food manufacturing business and want to expand?

Join this workshop to gain a competitive edge and learn about the rapidly growing specialty food industry. SBDC Specialty Foods Business Advisor Anni Minuzzo presents this three hour workshop. Gain insights from her 30 years of experience in the food and beverage industry, 20 of which were spent owning a wholesale baking company.

Topics include:

  • Planning and production process
  • Contacts to help get you started
  • Capitalization options

Click here to register for this event.

Take Better Photos for Your Business With the Camera You Already Have
Date: May 18, 2018 | 8:30 am PDT – 10:00 am PDT
Location: 455 Market St. Ste. 600 San Francisco, CA 94105 (map it)
Contact: sfomail@sba.gov
Organization: SBA San Francisco District Office
Fee: Free

If you’re struggling to connect with your audience or your photography isn’t meeting the results your business needs, this free workshop can help.

Join us for a 90 minute workshop and learn how to create storytelling images that will make your brand stand out—using the equipment you already own! From cell phones to DSLRs, chances are you already own a great camera. Learn and techniques that will immediately improve the results your photos produce.

Click here to register for this event.

CCT Business Plan Workshop 2018
Date: May 22, 2018 | 10:00 am PDT – 12:00 pm PDT
Location: Seminary Campus—B.C. Lounge
4815 East Butler Ave. Fresno, CA 93727 (map it)
Contact: Carlos Huerta | Carlos.Huerta@fresno.edu | (559) 453-2374 or Jeanatte Jaurena | Jeanette.Jaurena@fresno.edu | (559) 453-2367
Organization: Center for Community Transformation—Fresno Pacific University
Fee: Free

Can you make a difference and make money?

Learn how to become financially sustainable and accomplish your social mission in this free Social Business Plan Workshop. Join like-minded entrepreneurs interested in Social Enterprise, a rapidly-growing category of business nationwide.

The best idea of the day will also win a $100 cash prize!

Click here to register for this event.

Southern California/San Diego

Time Management
Date: May 23, 2018 | 6:00 pm PDT – 8:00 pm PDT
Location: 1003 E. Cooley Dr. Suite 109 Colton, CA 92324 (map it)
Contact: (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: $20

If you’re doing more and enjoying it less, it’s time to make real choices about how and when to spend your time.

Join professional organizer Donna Buckner of Organizing Solutions and learn to analyze your day and prioritize your time based on what you really need to accomplish. Find balance, achieve your goals, and be more productive and efficient.

Click here to register for this event.

Start-Up Workshop
Date: May 24, 2018 | 3:00 pm PDT – 5:00 pm PDT
Location: 1055 Wilshire Blvd. Suite 900B Los Angeles, CA 90017 (map it)
Contact: Daniel Ing | ding@pacela.org | (213) 353-9400
Organization: PACE Finance Corporation
Fee: Free

If you are planning to start your business and you want to start on the right track, please join us at our next Small Business Start up workshop.

Topics include:

  • Start-up costs of your business
  • Your target audience
  • Your client base
  • 5 Cs of the loan application process
  • Business plans
  • Credit counseling
  • Loan packaging
  • Basic licenses and permits including business license, DBA, Seller’s Permit. EIN
  • Types of business entities

Click here to register for this event.

Basic Web Design
Date: May 24, 2018 | 5:00 pm PDT – 7:00 pm PDT
Location: 13420 Van Nuys Blvd. Ste. 121 Pacoima, CA 91331 (map it)
Contact: info@bscvalley.org | (818) 834-0577
Organization: VEDC
Fee: Free

Learn the basic elements of a high converting website and walk through two drag-and-drop platforms that make it easy and inexpensive to create a website your customers will love. Understand why SEO matters and website navigate settings to customize your site. Then learn how to source the royalty free images and write the content that you will plug into your template. Hit publish and you’re done!

Click here to register for this event.

Virtual

Online QuickBooks for Beginners I
Date: May 18, 2018 | 9:00 am PDT – 10:30 am PDT
Location: Online—Webinar
Contact: Shaunda Gates | shaundagates@boisestate.edu | (208) 426-3875
Organization: Idaho Small Business Development Center
Fee: $25

Join other small business owners and entrepreneurs and learn how to get started with Online QuickBooks in this webinar.

Participants in this workshop will be taught lessons on the following topics:

  • Getting Started and Setting up QuickBooks
  • Syncing Bank Accounts and Recording Transactions
  • Adding New Customers
  • Entering Sales Information (including the basics of invoicing)
  • Receiving Payments and Making Deposits

Please note: registrants will be emailed instructions on the login procedure one-day prior to the workshop. This class applies to QuickBooks for Online users only.

Click here to register for this event.

Essentials for Starting a Small Business
Date: Starts May 21, 2018
Location: Online—Webinar on demand
Contact: sbdc@sunyocc.edu | (315) 498-6070
Organization: Onondaga (N.Y.) SBDC
Fee: $35

The Essentials for Starting a Small Business is an online on demand course designed to create awareness for people who are interested in starting their own business with an emphasis on risk management.

Topics include:

  • Different types of entities
  • Legalities that go along with starting a business
  • Business plan development
  • Financials associated with starting a business

This course is a 6 week (approximately 10 hour) commitment, and uses the Blackboard management learning system for anytime, anywhere learning.

Click here to register for this event.

Inspire Innovation in Your Small Business
Date: May 31, 2018 | 10:00 am PDT – 11:00 am PDT
Location: Online—Webinar
Contact: contact.northeastnj@scorevolunteer.org | (201) 336-6090
Organization: SCORE Northeast New Jersey
Fee: Free

Do you know why your company struggles with innovation? What obstacles stifle your creativity? How can you develop your next product or sell your next service?

During this webinar, award-winning inventor, entrepreneur, and author Lon Safko will show you how to get creative and inspire innovative thinking to make your small business thrive.

You will learn:

  • How your brain functions (or doesn’t)
  • Why creative thinking is difficult
  • How to use random association exercises that teach your brain to generate new ideas
  • How to overcome obstacles and excel at creativity everyday
  • How to become your own innovation thought leader

Click here to register for this event. 

We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.


For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from May 1 through 16.

Every two weeks, we’re sharing and promoting free or affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from May 1 through 16.

Northern California/Sacramento

5th Annual Small Business Summit
Date: May 3, 2018 | 8:00 am PDT – 12:00 pm PDT
Location: Chambers of the Santa Clara County Board of Supervisors
70 West Hedding St. San Jose, CA 95110 (map it)
Contact: info@hccsv.org | (408) 248-4800
Organization: Hispanic Chamber of Commerce Silicon Valley
Fee: Free

Join the Hispanic Chamber of Commerce Silicon Valley for the 5th Annual Small Business Summit of Entrepreneurship and Innovation.

Get access to informative and inspirational workshops, networking, and resources for you and your business. Celebrate National Small Business Week with us at this free event.

Click here to register for this event.

We Thrive Together: Change Your Money Mindset
Date: May 15, 2018 | 12:00 pm PDT – 1:30 pm PDT
Location: Shasta County Office of Education
1644 Magnolia Ave. Redding, CA 96001 (map it)
Contact: info@e-jedi.org | (530) 926-6670
Organization: Jefferson Economic Development Institute
Fee: Free

How do you stop making financial decisions that sabotage what you really want? How can you navigate multiple financial priorities?

Women especially struggle with emotional responses when making financial decisions or confronting financial situations. In this free seminar, we’ll discuss the emotional aspects and equipping women to step into their power role with their finances.

Join us and learn how to:

  • Dispel your beliefs about money that have been holding you back
  • Identify your financial habits that are not aligned with what matters most to you
  • Clarify the impact that your desire to make money has in your life

Click here to register for this event.

Business Basics 101 – Oakland Small Business Week
Date: May 2, 2018 | 5:00 pm PDT – 6:30 pm PDT
Location: Oakland City Hall
1 Frank H. Ogawa Plaza Oakland, CA 94612 (map it)
Contact: (510) 444-CITY
Organization: East Bay SCORE
Fee: Free

Join East Bay SCORE at Oakland Small Business Week for this free seminar on planning for success, finding money, and marketing to your audience. This session will be available in English, Spanish and Cantonese.

For the full slate of Oakland Small Business Week events, click here.

Click here to register for this event.

Southern California/San Diego

Are You Covered? Insurance Basics for Small Businesses
Date: May 9, 2018 | 6:00 pm PDT – 8:00 pm PDT
Location: 1003 E. Cooley Dr. Suite 109 Colton, CA 92324 (map it)
Contact: (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: $20

Is your business insurance providing all the coverage you need? Join us for a discussion about the many aspects of business insurance and get the tools to help you understand and evaluate the types of coverage available. Learn how to manage your risk and make sure your policy covers what you need.

Click here to register for this event.

Business Plan Essentials
Date: Starts May 11, 2018 | 6:00 pm PDT – 8:00 pm PDT
Location: 1055 Wilshire Blvd. Suite 900B Los Angeles, CA 90017 (map it)
Contact: Daniel Ing | ding@pacela.org | (213) 353-9400
Organization: PACE Finance Corporation
Fee: $60 for 3 classes

This complete workshop will take you through the step-by-step process of developing a business plan. During this three-day workshop you will analyze your business, develop the plan, and on the last day present it to 3 bankers who will assess your plan and provide you feedback. The plan also serves as an effective communication tool for financing proposals.

Get more information on the program curriculum here.

Click here to register for this event.

3rd Fashion Entrepreneur Expo
Date: May 12, 2018 | 11:00 am PDT – 4:00 pm PDT
Location: New York Life
801 N. Brand Blvd. 3rd Floor Glendale, CA 91203 (map it)
Contact: info@vedc.org | (818) 907-9922
Organization: VEDC
Fee: Free for general admission | $30 for VIP admission (includes parking, breakfast and lunch, and VIP Mixer)

Fashion enthusiasts: Do you want to start a business in the fashion industry? Do you already have a line of products that you need help promoting? Do you want to learn how to increase your sales?

Join us for our 3rd Fashion Entrepreneur Expo! We will have dozens of booths offering their products/services; speakers on selling, blogging, and starting a fashion line, plus a runway showcase.

Click here to register for this event.

Virtual

National Small Business Week Virtual Conference
Date: May 1-3, 2018 | 9:30 am PDT – 3:30 pm PDT
Location: Online—Webinar
Contact: smallbusinessweek@sba.gov
Organization: U.S. Small Business Administration
Fee: Free

The U.S. Small Business Administration and SCORE Association will host a free 3-Day Virtual Conference during National Small Business Week May 1 through 3 starting at 9:30 am PDT each day.

The Virtual Conference offers all the best parts of an in-person conference, but without the hassle of traveling. You will also have the opportunity to meet other business owners and chat with industry experts.

Choose the webinars that interest you the most (click here for a full description of each webinar):

  • How Changing Consumer Behavior Impacts Your Business – May 1 at 1:00 PM ET/10:00 AM PT
  • Addressing Discrimination and Harassment in the Workplace – May 1 at 2:30 PM ET/11:30 AM PT
  • Get New and Repeat Business On Autopilot with Email Marketing – May 1 at 4:00 PM ET/1:00 PM PT
  • Creating and Sustaining a Strong Social Presence – May 1 at 5:30 PM ET/2:30 PM PT
  • The U.S. Economic Outlook and Its Impact on Small Businesses – May 2 at 1:00 PM ET/10:00 AM PT
  • Managing Your Finances in the Cloud – May 2 at 2:30 PM ET/11:30 AM PT
  • Grow Your Business in 2018 – May 2 at 4:00 PM ET/1:00 PM PT
  • Simple Steps to Choosing the Right Financing – May 2 at 5:30 PM ET/2:30 PM PT
  • Hug Your Haters: How to Embrace Complaints & Keep Your Customers – May 3 at 1:00 PM ET/10:00 AM PT
  • Sharing Your Story Through Video – May 3 at 2:30 PM ET/11:30 AM PT
  • Pop & Play: How Opening a Pop-Up Shop Can Help Launch Your Retail Brand – May 3 at 4:00 PM ET/1:00 PM PT
  • Fusion Marketing: The Next Generation of Marketing – May 3 at 5:30 PM ET / 2:30 PM PT

Click here to register for this event.

Facebook Marketing for Small Business
Date: May 2, 2018 | 9:00 am PDT – 9:45 am PDT
Location: Online—Webinar
Contact: (678) 335-5600 Ext 120
Organization: Access to Capital for Entrepreneurs
Fee: Free

Join this free webinar to learn how to use Facebook for your small business. Increase the visibility of your business and connect with new customers through effective social media tactics:

  • 10 Do’s and Don’ts
  • Basic Fan Page Setup
  • Insider Tips and Tricks

Click here to register for this event.

Discovering What Works in Social Media
Date: May 11, 2018 | 9:00 am PDT – 10:00 am PDT
Location: Online—Webinar
Contact: John Merlino | jmerl018@live.kutztown.edu | (973) 879-3549
Organization: Kutztown (Penn.) SBDC
Fee: Free

Join John Merlino, KUSBDC social media guru, for this free webinar and learn about the 5D social media program that was developed to help existing entrepreneurs navigate the ever-changing world of social media marketing. Through the KUSBDC 5D model you will be able to develop best practices for your business by learning new ways to integrate your goals, design, and track the performance of content that is relevant in your industry. This will help ensure that you are getting your fair share of customers through your social media postings. Be the first to attend this webinar and learn about the opportunity to gain additional student internship resources to support your social media marketing campaigns.

Click here to register for this event.


We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from April 16 through 30.

Every two weeks, we’re sharing and promoting free or affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from April 16 through 30.

Northern California/Sacramento

Getting Your Business ACT Together
Date: April 17, 2018 | 12:00 pm PDT – 1:00 pm PDT
Location: Shasta County Office of Education, Professional Development Center
2985 Innsbruck Dr. Redding, CA 96003 (map it)
Contact: info@e-jedi.org | (530) 926-6670
Organization: Jefferson Economic Development Institute
Fee: Free

Join JEDI for this free seminar where you’ll learn how to ACT for success. ACT stands for Assessment, Creation, Traffic. Understand what is needed before you put more money into marketing your business. It’s never too late to start! Steps to take before going to market:

  • What does success/freedom look like to you? How do you obtain that?
  • Who are your competitors? You may be surprised!
  • Who are your customers? It is not usually you, or your family.
  • Who are you and why should people want to do business with you?

Join us for interactive activities:

  • What is The Freedom Formula
  • How to Find your Competitors and Customers
  • What Makes You Different? The Difference between your Unique Selling Position and Unique Mechanism

Click here to register for this event.

Business Start Up
Date: April 20, 2018 | 12:00 pm PDT – 1:00 pm PDT
Location: Tracy Chamber of Commerce
223 E. 10th St. Tracy, CA 95376 (map it)
Contact: sbdc@deltacollege.edu | (209) 954-5089
Organization: Northeastern California Small Business Development Center—San Joaquin Delta College
Fee: $15

This informative workshop is a great place to start planning and getting your business started on the right foot.

Topics for this one-hour session include:

  • Legal requirements and regulations
  • Sources of financing
  • Free business resources

At the end of the workshop, you can schedule your first individualized consulting session to work specifically on your business. That session and all subsequent consulting sessions are always confidential and without charge.

Click here to register for this event.

2018 Business Xpo Silicon Valley Chambers
Date: April 25, 2018 | 5:30 pm PDT – 8:00 pm PDT
Location: Santa Clara Convention Center
5001 Great America Parkway Santa Clara, CA 95054 (map it)
Contact: (408) 244-8244
Organization: Hispanic Chamber of Commerce Silicon Valley
Fee: Free

Attend the 2018 Silicon Valley Chamber Business XPO, featuring over 100 exhibitors. Learn about their business while networking with other business professionals. Participate in the Passport program to enter for a chance to win prizes from local businesses and organizations!

Click here to register for this event.

Southern California/San Diego

Writing a Winning Business Plan
Date: April 23, 2018 | 6:00 pm PDT – 8:00 pm PDT
Location: Circle City Center
365 N. Main St. Corona, CA 92882 (map it)
Contact: (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: Free for Corona residents | $20 for non residents

A well-written business plan can help focus your planning efforts and give potential lenders or investors a positive picture of your goals. Work with an experienced trainer to learn the steps to follow to make the writing process less tedious and gain insights on where to gather the information you need to write a winning plan.

Click here to register for this event.

Hollywood S.W.O.T. Analysis Workshop
Date: April 25, 2018 | 3:00 pm PDT – 4:00 pm PDT
Location: 4311 Melrose Ave. Los Angeles, CA 90026 (map it)
Contact: bsc@mcslosangeles.com | (323) 454-6115
Organization: MCS Business Source
Fee: Free

The Hollywood BusinessSource invites you to their monthly SWOT Analysis Orientation. Come join us to learn the basics of SWOT Analysis from our Business Consultant.

Need to make an important business decision? Try SWOT analysis. An acronym for Strengths, Weaknesses, Opportunities, and Threats, SWOT is an analytical framework that can help your company face its greatest challenges and find its most promising new markets.

Click here to register for this event.

Get Found on Google Search and Maps
Date: April 27, 2018 | 10:00 am PDT – 12:00 pm PDT
Location: 13420 Van Nuys Blvd. Suite 121 Pacoima, CA 91331 (map it)
Contact: info@vedc.org | (818) 834-0577
Organization: VEDC
Fee: Free

Do you want to be on the first page of Google? Do you want to grow your business brand? Do you want traffic from Google search?

Join us for a free workshop. Seats are limited.

This class is for existing businesses only. You must bring your own smartphone, tablet, or laptop.

Click here to register for this event.

Virtual

Find Time and Make Time for Social and Digital Marketing
Date: April 17, 2018 | 11:00 am PDT – 12:00 pm PDT
Location: Online—Webinar
Contact: Donna Botti | donna.botti@scorevolunteer.org
Organization: Montgomery (Penn.) County SCORE
Fee: Free

Do you know that 43% of small businesses dedicate six or more hours per week to just social media?

While it’s important to engage for social visibility and key connections online, we all want to do more in less time. This session will help you save time at get back to what you love to do – running your business or organization.

You’ll also learn about the free business advice and mentoring that SCORE of Montgomery County can provide for you.

Click here to register for this event.

Financial Literacy Webinar
Date: April 18, 2018 | 10:30 am PDT – 11:00 am PDT
Location: Online—Webinar
Contact: Jeremy Sanford | jeremy.sanford@sba.gov | (601) 965-4378
Organization: U.S. Small Business Association
Fee: Free

Is your business struggling in the financial department? Increase revenues and create a more effective budget with this free webinar. 

Call Jeremy Sanford at (601) 965-4378 to register for this event.

Ten Google Tools to get Your Business Started
Date: April 25, 2018 | 4:00 pm PDT – 5:00 pm PDT
Location: Online—Webinar
Contact: Sarah Espinosa | sespinos@uncfsu.edu | (910) 672-2683
Organization: Fayetteville State University Veterans Business Outreach Center
Fee: Free

Learn about the ten no-cost software options that Google provides that can help you start your business without adding to the bottom line.

Click here to register for this event.


We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.

Loans are subject to credit review. Additional documentation may be required for credit approval. We are an Equal Opportunity Lender. Loans will be made or arranged pursuant to California Department of Corporations Finance Lenders License #6050609.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from April 2 through 15.

Every two weeks, we’re sharing and promoting free or affordable events that help small business owners run their businesses better. This is your bi-weekly calendar for in-person and virtual events in Northern and Southern California. Here are the best upcoming events from April 2 through 15.

Northern California/Sacramento

It’s Your Etsy Business
Date: Starts April 10, 2018 | 5:30 pm PDT – 8:00 pm PDT
Location: Redding Fashion Alliance
1698 Market St. Redding, CA 96001 (map it)
Contact: info@e-jedi.org | (530) 926-6670
Organization: Jefferson Economic Development Institute
Fee: Free

In partnership with the Redding Fashion Alliance and One Shop, The Women’s Business Center at JEDI is offering a free 5 week Craft Entrepreneurship Program.

This free class meets every Tuesday starting April 10 and provides micro-business training for individuals with creative skills who would like to reach a new, larger market.

Learn the basics of starting and running an online business:

  • Pricing
  • Basic accounting
  • Product photography
  • Marketing

Click here to register for this event and contact JEDI at (530) 926-6670 for an Etsy application if interested in attending.

Women Mean Business Networking: Meet Beth Pride, BPE Global
Date: April 11, 2018 | 6:00 pm PDT – 8:00 pm PDT
Location: 275 5th St. San Francisco, CA 94103 (map it)
Contact: Fatimah Aure | faure@rencenter.org | (415) 348-6217
Organization: Renaissance Entrepreneurship Center
Fee: $15 (includes dinner)

Women Mean Business is Renaissance SoMa’s monthly women’s networking meetup. This event strives to help local business women and emerging women entrepreneurs learn from successful women business owners’ experiences, make new contacts,  build their networks and grow their businesses. Examples of topics include setting goals, accessing capital, as well as industry-specific sessions in fashion, jewelry, retail, and food.

Come enjoy a light dinner and learn from and be inspired Beth Pride, CEO of BPE Global, an import and export consulting firm. Beth is Renaissance’s 2017 “Established Entrepreneur of the Year” award winner.

Click here to register for this event.

Starting a business in Silicon Valley
Date: April 12, 2018 | 10:00 am PDT – 12:00 pm PDT
Location: 1887 Monterey St. San Jose, CA, 95112 (map it)
Contact: info@hccsv.org | (408) 248-4800
Organization: Hispanic Chamber of Commerce Silicon Valley
Fee: Free

Join the Hispanic Chamber of Commerce Silicon Valley for this free workshop on how to start your business in your neighborhood: Silicon Valley.

During this workshop potential entrepreneurs will learn how key skills including:

  • How to get started
  • What special permits or licenses your business may require
  • How federal and state taxes apply to your business operations
  • What are insurance and risk management basics
  • Why is your business plan so important
  • How to hire employees
  • Where to find resources for your business

Click here to register for this event.

Southern California/San Diego

Roadmap to Entrepreneurial Success
Date: April 4, 2018 | 6:00 pm PDT – 8:00 pm PDT
Location: 5446 Sepulveda Blvd. Culver City, CA 90230 (map it)
Contact: smallbiz@apisbp.org | (213) 473-1605
Organization: Asian Pacific Islander Small Business Program (API SBP)
Fee: $10 for Filipino American Chamber of Commerce of Greater L.A. members | $20 for non-members

Join the Filipino American Chamber of Commerce of Greater L.A. (FACCGLA) with the support of API SBP and SIPA (Search to Involve Pilipino Americans) on April 4 for this event that will put you on the right track to small business success.

The Roadmap to Entrepreneurial Success features a networking mixer, membership meeting, and panel discussion. Free parking is available on the 2nd level at the event site.

Contact API SBP at (213) 473-1605 to register for this event.

Inland Prosperity Conference
Date: April 6, 2018 | 8:00 am PDT – 3:00 pm PDT
Location: Ontario Airport Hotel and Conference Center
700 N Haven Ave. Ontario, CA 91764 (map it)
Contact: Joelle Passerello | jpasserello@iewbc.org | (909) 890-1242
Organization: Inland Empire Women’s Business Center
Fee: $20 for students | $30 for non-profits | $47 for general admission

The Inland Empire and Coachella Valley Women’s Business Centers are pleased to announce the sixth annual Inland Prosperity Conference. The event mission is to bring regional focus to the opportunities available in every economy – visible to those in the right mindset.

Click here to register for this event.

Hollywood Building Blocks Workshop Series – Week One: Entrepreneur Overview
Date: April 7, 2018 | 10:00 am PDT – 12:00 pm PDT
Location: 4311 Melrose Ave. Los Angeles, CA 90029 (map it)
Contact: bsc@mcslosangeles.com | (323) 454-6115
Organization: MCS Business Source
Fee: Free

Learn about the different business structure options and which one is best for your business. Review and go over the permits and licenses needed for your business in the city of Los Angeles.

Click here to register for this event.

Virtual

Ten Mistakes to Avoid with Mobile Sites for Small Business
Date: April 4, 2018 | 4:00 pm PDT – 5:00 pm PDT
Location: Online—Webinar
Contact: Sarah Espinosa | sespinos@uncfsu.edu | (910) 672-2683
Organization: Fayetteville State University Veterans Business Outreach Center
Fee: Free

A small business website needs to be optimized for the best mobile viewing to receive maximum effect. This presentation will discuss what to avoid and the requirements for a good mobile site.

Click here to register for this event.

Cracking the Credit Code: Credit Reports & Scores Explained
Date: April 5, 2018 | 8:30 am PDT – 9:00 am PDT
Location: Online—Webinar
Contact: Kimberly Donahue | kimberly.donahue@sba.gov | (304) 347-5220
Organization: SBA West Virginia District Office
Fee: Free

Your credit score can impact everything from where you live to how much you pay for insurance. Isn’t it about time you learned how credit reports and scores really work? John Jackson of Consumer Credit Counseling Services of the Mid-Ohio Valley will explain factors that influence credit scores, how to dispute errors, and more.

Click here to register for this event.

After Lunch Webinar Series: Website & Social Media Strategies
Date: April 5, 2018 | 1:00 pm PDT – 2:30 pm PDT
Location: Online—Webinar
Contact: rnsbdc@business.rutgers.edu | (973) 353-5950
Organization: Rutgers Newark (N.J.) SBDC
Fee: Free

In today’s market, your website and social media are must-haves to grow your business and brand. It is vital to position yourself with a strong online presence that reassures and strengthens the consumer’s trust in your business and motivates them to engage with your business.

This free webinar will provide tools and actionable strategies to optimize your website and online infrastructures, plus how to use social media to promote and grow your business.

Click here to register for this event.


We’re looking for upcoming events to promote to small business owners like you. If you have an event you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook and Twitter

Every entrepreneur wants the best advice for business success. The best advice comes from other entrepreneurs. Read some of the things our small business owners want you to know about growing your business.

Every entrepreneur wants the best advice for business success. The best advice comes from other entrepreneurs. Read some of the things our small business owners want you to know about growing your business.

 

“Do research. Do your homework.”

Sarah Garcia of Allegiance Employee Perks really believes in doing research and knowing as much as you can about what you’re going to do before you do it. Before she started her small business, she was a criminal justice dispatcher and a corporate event planner. She knew nothing about how to start a business and had very few resources available to her.

Through diligence and hard work, she was able to find a reputable lender to help kick start her business and run it so successfully that her company has been partnered with Major League Baseball (MLB) for over ten years!

“Never feel fear to ask.”

Adolfo Ortiz of Two Amigos Western Wear wants you to know that if you “want to be successful in a business never feel fear to ask companies like Opportunity Fund to help and grow together. Sometimes people think of, yeah but I’d have to pay in to own it … and I mean nobody’s gonna give you free money.”

As an immigrant, Ortiz is used to pulling himself up by his bootstraps, and he knows that growing your own business requires asking for help. Since he got a loan with Opportunity Fund, his cash flow has improved allowing him to build inventory and hire more help from his local community.

“Focus on getting yourself bankable.”

Corey Rennell of CORE Foods looks at business the same way he looks at healthy food – in order to solve the problem, you need to look at the bigger picture. For his health foods business, this means having values around sustainability and getting his Oakland community access to better food options. For running the business, this means getting access to affordable working capital.

Rennell attributes a lot of his success to affordable financing and believes that bank loans are the cheapest and best option. Being able to get a bank loan is hard. He thinks that going for a more expensive loan from Opportunity Fund was a necessary step, “but don’t just take the money, focus on getting yourself bankable, and using those microlender’s expertise and strength to be able to work with a professional bank.”

“Be patient with the borrowing that you do”

A never ending fountain of good advice, Corey Rennell urges other small business owners to be patient because “the more money you take is just more money to screw up. So be patient with the borrowing that you do, and make sure that when you do it, it’s gonna return fast enough that you can repay it. It’s easy to spend money, and it’s hard to pay it back.”

That means avoiding equity sales, merchant cash advances that lead to compounding debt cycles, and waiting until the right time to get the most affordable loan you can.

“If you have a good feeling about what you’re doing or pretending to do, definitely look into Opportunity Fund for advice and for a loan.”

Hector Sandoval of Bust a Nut hates feeling pressured, especially when it comes to getting a loan he isn’t comfortable being able to pay back. When he started his business roasting peanuts at swap meets, the economy was hit hard by the recession. It was difficult for him to get financing because everyone was suffering.

While small business were hit especially hard during the recession and were approved dramatically less for bank loans, Sandoval avoided falling into debt with expensive loans from predatory lenders and found success with Opportunity Fund.

 

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at http://opportunityfundloan.org and follow us on Facebook and Twitter

Access to small business resources and advice can make a major difference for your business. The key to getting started on the right path is knowing where to look for the tools and help you need. Spanish speaking small business owners have options among several organizations around California that provide tailor-made services and all are free to join. 

Each month, we’re sharing and promoting free or affordable tools that help small business owners run their businesses better. Here are five of the best resource centers for Spanish speaking small business owners.

Access to small business resources and advice can make a major difference for your business. The key to getting started on the right path is knowing where to look for the tools and help you need. Spanish speaking small business owners have options among several organizations around California that provide tailor-made services and all are free to join.

English speaking entrepreneurs can help support Spanish speaking business owners in their communities by promoting and sharing these bilingual organizations. Each organization listed below offers full service small business resources in both English and Spanish.

SBDC East Los Angeles Initiative

How much it costs: Free to join | No cost one-on-one consulting services | Free and low-cost workshops and webinars

What it does: Like the other Small Business Development Centers around the state and the U.S., the SBDC East L.A. Initiative supports local small business owners by providing no cost assistance in business planning, management, marketing, sales, procurement, and strategic planning as well as access to financing.

SBDC East L.A. hosts free and low cost in-person and online workshops and seminars throughout the month to give small business owners hands-on experience with key business ownership skills like business plans, taxes, legal, and more. The East L.A. Initiative also offers several workshops in Spanish each month.

Join them for new client orientations every month and learn how the SBDC can help your small business grow. If you’re not in the Los Angeles area, click here to find the SBDC near you. Many centers in California offer bilingual English/Spanish services!

Renaissance Entrepreneurship Center

How much it costs: Free to join | No cost consulting services for women entrepreneurs | Free and low-cost workshops and webinars with scholarships and financial assistance available

What it does: The Renaissance Entrepreneurship Center helps women and minority small business owners start and grow their businesses with specialized programs based on the needs of their clients. Their four locations in the San Francisco Bay Area—two in San Francisco, one in East Palo Alto, one in Richmond—offer a variety of services for small business owners like a business incubator, monthly networking meetups, and workshops and seminars with many programs geared specifically for women small business owners.

The Richmond location offers Renaissance Center’s bilingual English/Spanish programs. The organization also features financial assistance and scholarships to help all business owners afford the help they need to succeed.

La Cocina

How much it costs: No cost orientation and office hours for incubator applicants

What it does: La Cocina’s incubator kitchen in San Francisco has launched some of the Bay Area’s most exciting food microbusinesses, including Opportunity Funded Onigilly and Alicia’s Tamales Los Mayas.

The program provides a year long business incubator program for qualified applicants that features technical assistance to establish to launch their business and kitchen space to develop their business skills. Upon graduation from the program, incubator candidates will have mastered the entrepreneurial skills necessary to continue business development on their own. Orientation and office hours to prepare for the incubator’s application are free.

La Cocina specifically serves low-income microbusiness entrepreneurs with less than 5 employees and $35,000 in assets. The program has a focus on helping women and people of color launch their food-based businesses and all services are available in both English and Spanish.

Get in Motion

How much it costs: Free to join | Free and low-cost workshops and webinars

What it does: Get in Motion’s focus is helping Latino small business owners in the Inland Empire with free and low cost business consulting and events. Through a mix of low-cost events—in person, webinars, and videos—Get in Motion provides the help small business owners need to get ahead.

Get in Motion also features seminars and programs for women small business owners and is a great place to start for Latino business owners in the Inland Empire, whether they’re a startup or looking to get to the next phase of their growth.

Get in Motion’s website is available in both English and Spanish, with many events available primarily in Spanish. Contact Get in Motion for more information.

El Pájaro CDC

How much it costs: Free to join | Low-cost consulting services | Free and low-cost workshops

What it does: El Pájaro CDC supports microbusiness entrepreneurs in Santa Cruz, San Benito, and Monterey counties. The organization focuses on small business owners with access to limited resources by providing business consulting, training, incubuation, and consulting services in English and Spanish.

El Pájaro CDC offers some industry specific programs for microbusiness entrepreneurs like a commercial kitchen incubator and child care. One of our most successful borrowers got started on her road to success with El Pájaro CDC: Aurora Garibay of Bridal & Tuxedo World.

Keep up with El Pájaro CDC’s schedule of events on their Eventbrite page.


We’re always looking for the best affordable online resources including tools to promote to small business owners like you. If you have a tool you’d like to share with fellow business owners, contact us at sblending@opportunityfund.org.

For information about Opportunity Fund’s small business loans, please contact us at 866-299-8173 or loans@opportunityfund.org.  For questions about your existing loan or other customer service questions, please contact us at 866-299-8173 or sbhelp@opportunityfund.org.


Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by. Our programs are supported by a community of donors and investors whose contributions help to fund small businesses, support college students, and build stronger families and vibrant neighborhoods. Since 1994, the team has deployed $600 million and helped 20,000 families earn, save and invest in their own futures. Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

Visit us online at opportunityfundloan.org and follow us on Facebook  and Twitter

Opportunity Fund. Working Capital for Working People. opportunityfund.org